HDFC Bank Millennia Debit Card & It's Benefits ❤️🔥

[D₹V]

Charges: 500 + GST.



Benefits:
• 5% cashback on PayZapp or Smartbuy
• 2.5% cashback on shopping i.e. on Flipkart, Amazon etc
• 1% on other transactions i.e. wallet loads, credit card payments etc
• Total rewards is capped at 400 RP/month
• Bonus - 5% cashback upto 1000 on Gift Vouchers purchase via Smartbuy per month. P.s. Smartbuy has introduced 2.5% & 3.25% + GST on ASV & AGV respectively.
• Cashback will be credited in 4 month after the transaction (i.e. 90 days), you can redeem via HDFC netbanking.
• You can get rewards worth ₹16,800 annually.



How to milk the benefits?
• If you use it on smartbuy only then 5% upto 400 (card benefits) + 5% upto 1000 (smartbuy bonus), total 1400 RP/month you'll be getting. Since Smartbuy charging convenience fees on AGV & ASV, better to buy Flipkart GV without convenience fee on smartbuy.
• For example, if you buy Flipkart GV worth 8k via Smartbuy with Millennia DC, you'll get 400 + 400 = 800 cashback, meaning 10% cashback on Flipkart GV.
• In another example, if you buy worth 20k, you'll get 1400 cashback, meaning 7% cashback on Flipkart GV. So buy accordingly as per your needs.
• If you use Millennia DC for 40k CC Payments worth 40k via Mobikwik, Paytm etc only, then 1% upto 400 cap will be over & you'll get 5% cashback upto 1000 if you purchase any GV via Smartbuy now.

Hope you've understood the benefits & enjoy the rewards ❤️. Ask if any query.

 

[varun__goel_]

Mere aa gye Aaj aaye hai ab pta ni March ke hai ya April ke🙂😕😕😕😕

Ye kese pta lgega

Hnn aagye mere bhi

March ke hoge mostly

 

[nayra]

Hnn aagye mere bhi

March ke hoge mostly

Unipay CC Bill Pay for HDFC CC h inme?

 

[varun__goel_]

Unipay CC Bill Pay for HDFC CC h inme?

No, only paytm.

 

[Sriim]

I also got it.

 

[vine]

Asking for a relative
They now have a SBI credit card and Millenia dc with HDFC classic account.
They have added their SBI cc in the smart pay in the HDFC netbanking login.
Now,
How to pay credit card bill and reap the cash points from Millenia dc? Just pay the CC bill from smartpay in Netbanking? It does not ask for anything related to DC? How to make use of Millenia DC?

 

[Sriim]

Asking for a relative
They now have a SBI credit card and Millenia dc with HDFC classic account.
They have added their SBI cc in the smart pay in the HDFC netbanking login.
Now,
How to pay credit card bill and reap the cash points from Millenia dc? Just pay the CC bill from smartpay in Netbanking? It does not ask for anything related to DC? How to make use of Millenia DC?

When you pay credit card bill in HDFC billpay, there will be two options - straight from the account or from debit card

You have to choose debit card

Cashpoints will be credited after 90 days and can redeemed only in multiples of 400. So make sure you reach 400 points every month

 

[doraemon]

Hey bro @D₹V where are you these days
Long time no see

 

[desiviru]

Anyone got Millennia DC cashback for payment on Unipay for March month? Through HDFC billpay many people have confirmed of receiving 2.5% but yet to see a response from anyone who paid 16k via Unipay and got 400. I can tell only till July 31st as April txn was there on Unipay and billpay combined for 16k. If I get for hdfc billpay amount only for 9K, it will confirm Unipay (7K) not fetching cashback.

 

[NeelJain]

@D₹V please DM need to join group - I'm Millenia CC user

 

[aniplox]

Do we get cashback on educational payments?

 

[Strange]

Do we get the Millennia debit card by default with the Digi Save Youth account that was opened online? @doraemon @VISHESH_BANSAL @D₹V @varun__goel_ @its_karan

 

[Adith]

Do we get the Millennia debit card by default with the Digi Save Youth account that was opened online? @doraemon @VISHESH_BANSAL @D₹V @varun__goel_ @its_karan

You get FYF MoneyBack DC for Digi Save Youth account, not Millenia DC.

Ref : https://www.hdfcbank.com/personal/save/accounts/savings-accounts/digisave-youth-account

 

[Strange]

You get FYF MoneyBack DC for Digi Save Youth account, not Millenia DC.

Ref : https://www.hdfcbank.com/personal/save/accounts/savings-accounts/digisave-youth-account

I have already read this article but I want confirmation from users. For regular savings account customer care will tell you that you will get MoneyBack debit card but they issue Millennia debit card.

 

[varun__goel_]

Do we get the Millennia debit card by default with the Digi Save Youth account that was opened online? @doraemon @VISHESH_BANSAL @D₹V @varun__goel_ @its_karan

Usually millenia is issued

 

[doraemon]

Do we get the Millennia debit card by default with the Digi Save Youth account that was opened online? @doraemon @VISHESH_BANSAL @D₹V @varun__goel_ @its_karan

in my case i opened thorugh vkyc and selected urban branch
got millennia
but @bhaveshS got moneyback
so confirm via branch
more chances u will get millennia only

 

[OptiCard]

Not sure on online account opening but in branch you can demand for your card.

I opened savingMax account around 1.5 years back & asked for Millenia debit card only.
7 months back opened account for my wife & asked to give Platinum only.

Both the demand fulfilled by them via KIT itself (no card replacement).

I remember they said Sir we can't give Platinum as we have KIT with Millenia only then I said will open account only when you give Platinum then in next 4 mins they came with Platinum KIT only 🤣

 

[rixypanther]

April ki pension aa gayi hai. Kal ke budget ke baad toh ab darr lagne laga hai HDFC pata ne kab ispe bhi Tax laga de.

 

[Hemang]

Abhi nhi aayi bhai, but mere friend ke aa gyi kal hi.

 

[harshgupta940]

I have got the cashback in one of my account. Ordered a millenia for my third account day before yesterday and received it today and it was a Mastercard 😢.

Now I will miss out on Visa Tap to Pay offer. Is there any other demerit of having Mastercard variant and if yes can I replace it for free as I haven't activated it?

 

[Hemang]

Today evening i received 400 reward points for spends of the month of April 2024.