HDFC Bank Millennia Debit Card & It's Benefits ❤️🔥

[D₹V]

Charges: 500 + GST.



Benefits:
• 5% cashback on PayZapp or Smartbuy
• 2.5% cashback on shopping i.e. on Flipkart, Amazon etc
• 1% on other transactions i.e. wallet loads, credit card payments etc
• Total rewards is capped at 400 RP/month
• Bonus - 5% cashback upto 1000 on Gift Vouchers purchase via Smartbuy per month. P.s. Smartbuy has introduced 2.5% & 3.25% + GST on ASV & AGV respectively.
• Cashback will be credited in 4 month after the transaction (i.e. 90 days), you can redeem via HDFC netbanking.
• You can get rewards worth ₹16,800 annually.



How to milk the benefits?
• If you use it on smartbuy only then 5% upto 400 (card benefits) + 5% upto 1000 (smartbuy bonus), total 1400 RP/month you'll be getting. Since Smartbuy charging convenience fees on AGV & ASV, better to buy Flipkart GV without convenience fee on smartbuy.
• For example, if you buy Flipkart GV worth 8k via Smartbuy with Millennia DC, you'll get 400 + 400 = 800 cashback, meaning 10% cashback on Flipkart GV.
• In another example, if you buy worth 20k, you'll get 1400 cashback, meaning 7% cashback on Flipkart GV. So buy accordingly as per your needs.
• If you use Millennia DC for 40k CC Payments worth 40k via Mobikwik, Paytm etc only, then 1% upto 400 cap will be over & you'll get 5% cashback upto 1000 if you purchase any GV via Smartbuy now.

Hope you've understood the benefits & enjoy the rewards ❤️. Ask if any query.

 

[sousnake]

I got my mastercard millennia in August and used it for 40000 wallet add. Haven't received any points yet. Will I get this month or next month?

which wallet you added money? from now amazon is charging fee for adding via millennia debit card.

 

[sparkit]

which wallet you added money? from now amazon is charging fee for adding via millennia debit card.

For me it’s still showing 2.36% only for credit cards.

 

[sousnake]

For me it’s still showing 2.36% only for credit cards.

ok ok ..for me it's 2.36% for millennia credit card visa. damn .. any other app ? does it give 1% on mobikwik as well?

 

[muk9998]

How to get Millennia on ( product code 191 ) Normal Savings Account ?

 

[vine]

How to get Millennia on ( product code 191 ) Normal Savings Account ?

May be you can request for a new debit card, but you will be charged. I think it's ₹590
Please ask customer care or visit local branch

 

[Kumar93196]

Is there any another option to redeem millenia dc points instead of cash its 549 points and only able to redeem 400 evry month

 

[Sriim]

Is there any another option to redeem millenia dc points instead of cash its 549 points and only able to redeem 400 evry month

Nope x x

 

[VISHESH_BANSAL]

Is there any another option to redeem millenia dc points instead of cash its 549 points and only able to redeem 400 evry month

Do less txns for a month. Otherwise Assume it is 400 reflecting as 549

 

[Kumar93196]

Do less txns for a month. Otherwise Assume it is 400 reflecting as 549

Ohky.... Ye hi krna pdega

 

[Strange]

If I upgrade my Millennia DC to Platinum DC, will I receive the pending reward points from my closed Millennia DC?

@VISHESH_BANSAL @its_karan @varun__goel_

 

[NShah]

If I upgrade my Millennia DC to Platinum DC, will I receive the pending reward points from my closed Millennia DC?

@VISHESH_BANSAL @its_karan @varun__goel_

Y e s

 

[kuchbhi]

Y e s

and points get transferred to if we apply for new DC right?

 

[NShah]

and points get transferred to if we apply for new DC right?

Transferred to ??

 

[roygarg]

and points get transferred to if we apply for new DC right?

If you mean to ask if your Millenia DC points will get transferred to your Platinum DC, it won't happen. Both show as separate redemption options on HDFC app/netbanking. You cannot club them and redeem. They need to be redeemed separately.

 

[harshgupta940]

If you mean to ask if your Millenia DC points will get transferred to your Platinum DC, it won't happen. Both show as separate redemption options on HDFC app/netbanking. You cannot club them and redeem. They need to be redeemed separately.

After the new card activation the old one gets deactivated and greyed out in net banking or even doesn't show in old net banking UI. So how do you claim them?

 

[roygarg]

After the new card activation the old one gets deactivated and greyed out in net banking or even doesn't show in old net banking UI. So how do you claim them?

The old points still show under the new card but will be shown as separate entries.

 

[roygarg]

When you click on 'Redeem Reward Points' under the new DC, the Platinum DC points will be under the heading 'Loyalty Program Gold Cards' and can be redeemed in multiples of 250. The Millenia DC points will be shown under the heading 'Millenia Debit Card' and can be redeemed in multiples of 400. No clubbing allowed as redemption is separate.

 

[Strange]

When you click on 'Redeem Reward Points' under the new DC, the Platinum DC points will be under the heading 'Loyalty Program Gold Cards' and can be redeemed in multiples of 250. The Millenia DC points will be shown under the heading 'Millenia Debit Card' and can be redeemed in multiples of 400. No clubbing allowed as redemption is separate.

So I will get pending reward points of the last 2 months in upcoming months even after upgrading to Platinum DC?

 

[roygarg]

So I will get pending reward points of the last 2 months in upcoming months even after upgrading to Platinum DC?

I have no personal experience as I moved from Platinum to Millenia. As @NShah pointed out, you should.

 

[NShah]

So I will get pending reward points of the last 2 months in upcoming months even after upgrading to Platinum DC?

Yes 💯
Mein mera millenia dc 2 months pahle esp mein upgrade kiya hu
Millenia dc ka pending cashback aa raha hai properly