HDFC Bank Millennia Debit Card & It's Benefits ❤️🔥

[D₹V]

Charges: 500 + GST.



Benefits:
• 5% cashback on PayZapp or Smartbuy
• 2.5% cashback on shopping i.e. on Flipkart, Amazon etc
• 1% on other transactions i.e. wallet loads, credit card payments etc
• Total rewards is capped at 400 RP/month
• Bonus - 5% cashback upto 1000 on Gift Vouchers purchase via Smartbuy per month. P.s. Smartbuy has introduced 2.5% & 3.25% + GST on ASV & AGV respectively.
• Cashback will be credited in 4 month after the transaction (i.e. 90 days), you can redeem via HDFC netbanking.
• You can get rewards worth ₹16,800 annually.



How to milk the benefits?
• If you use it on smartbuy only then 5% upto 400 (card benefits) + 5% upto 1000 (smartbuy bonus), total 1400 RP/month you'll be getting. Since Smartbuy charging convenience fees on AGV & ASV, better to buy Flipkart GV without convenience fee on smartbuy.
• For example, if you buy Flipkart GV worth 8k via Smartbuy with Millennia DC, you'll get 400 + 400 = 800 cashback, meaning 10% cashback on Flipkart GV.
• In another example, if you buy worth 20k, you'll get 1400 cashback, meaning 7% cashback on Flipkart GV. So buy accordingly as per your needs.
• If you use Millennia DC for 40k CC Payments worth 40k via Mobikwik, Paytm etc only, then 1% upto 400 cap will be over & you'll get 5% cashback upto 1000 if you purchase any GV via Smartbuy now.

Hope you've understood the benefits & enjoy the rewards . Ask if any query.

 

[D₹V]

Will I get 2.5% cb for e-pay tax payments using this card?

Yes, millennia DC

 

[Sriim]

Unable to redeem Millenia CB of 400 for last the 10 days. What could be the issue?

 

[HumorSimpson]

Unable to redeem Millenia CB of 400 for last the 10 days. What could be the issue?

Which month's CB is this?

 

[Sriim]

Which month's CB is this?

May month transactions. Got CB as cashpoints on Aug 19. Unable to redeem since. Tried both app and netbanking.

Redemption was seamless in previous months. First time facing this issue

 

[6ix9ine]

May month transactions. Got CB as cashpoints on Aug 19. Unable to redeem since. Tried both app and netbanking.

Redemption was seamless in previous months. First time facing this issue

Month's end issues, normal for HDFC. Those who have redeemed the cashback points in this week hasn't received them in the bank either. Should work on Monday - Tuesday.

 

[Sriim]

Month's end issues, normal for HDFC. Those who have redeemed the cashback points in this week hasn't received them in the bank either. Should work on Monday - Tuesday.

I've been trying since 20th though

 

[Sriim]

Unable to redeem Millenia CB of 400 for last the 10 days. What could be the issue?

Was able to redeem today

Thanks @6ix9ine for pointing it out

 

[Shroud]

I took this offer and upgraded 7-8 days ago…… My Millennia is still active aur Platinum ka koi ata pata nahi hai…… Largest Private Bank of India

Guys, I received my Plat DC yesterday and paid bill via Unipay. Now my Millennia DC is still active, Can I pay 16k today? Will I receive points?

(*I know Millennia will be deactivated soon but still)

 

[rixypanther]

Is Jio Finance still giving 2.5 % cashback on CC bill payments via its app on Millennia DC ?

 

[6ix9ine]

Is Jio Finance still giving 2.5 % cashback on CC bill payments via its app on Millennia DC ?

Y e s

 

[D₹V]

Guys, I received my Plat DC yesterday and paid bill via Unipay. Now my Millennia DC is still active, Can I pay 16k today? Will I receive points?

(*I know Millennia will be deactivated soon but still)

Yes, you'll receive points.

Use it, be fast.

 

[HumorSimpson]

Yes, you'll receive points.

Use it, be fast.

 

[meetshahaha]

Y e s

What the max amount of cashback possible in a month from this method?

 

[6ix9ine]

What the max amount of cashback possible in a month from this method?

400 is the maximum per month, so anything above 16K will be waste.

 

[Shroud]

Yes, you'll receive points.

Use it, be fast.

Done….. Millennia got deactivated yesterday….. Will apply for it again once I receive the Plat voucher….