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HDFC Bank Millennia Debit Card & It's Benefits ❤️🔥

Apply For Lifetime Free IDFC First Credit Card
D₹V

D₹V

TF Prestige
Charges: 500 + GST.

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Benefits:
• 5% cashback on PayZapp or Smartbuy
• 2.5% cashback on shopping i.e. on Flipkart, Amazon etc
• 1% on other transactions i.e. wallet loads, credit card payments etc
• Total rewards is capped at 400 RP/month
• Bonus - 5% cashback upto 1000 on Gift Vouchers purchase via Smartbuy per month. P.s. Smartbuy has introduced 2.5% & 3.25% + GST on ASV & AGV respectively.
• Cashback will be credited in 4 month after the transaction (i.e. 90 days), you can redeem via HDFC netbanking.
• You can get rewards worth ₹16,800 annually.

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How to milk the benefits?
• If you use it on smartbuy only then 5% upto 400 (card benefits) + 5% upto 1000 (smartbuy bonus), total 1400 RP/month you'll be getting. Since Smartbuy charging convenience fees on AGV & ASV, better to buy Flipkart GV without convenience fee on smartbuy.
• For example, if you buy Flipkart GV worth 8k via Smartbuy with Millennia DC, you'll get 400 + 400 = 800 cashback, meaning 10% cashback on Flipkart GV.
• In another example, if you buy worth 20k, you'll get 1400 cashback, meaning 7% cashback on Flipkart GV. So buy accordingly as per your needs.
• If you use Millennia DC for 40k CC Payments worth 40k via Mobikwik, Paytm etc only, then 1% upto 400 cap will be over & you'll get 5% cashback upto 1000 if you purchase any GV via Smartbuy now.

Hope you've understood the benefits & enjoy the rewards ❤️. Ask if any query.
 
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Trust Me said:
Yeah, I understand that about the SmartBuy GyFTR portal. But what about the Millennia DC 5% upto 400/- feature on SmartBuy/PayZapp? Applies to which merchants? Thanks.
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I can't be surely tell 'which merchants' but as you can see this 5% upto 400 combines on HDFC Gyftr Portal, the same should apply to other merchants on Smartbuy too i.e. 5% cashback on Flipkart as it is card feature.
 
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D₹V said:
I can't be surely tell 'which merchants' but as you can see this 5% upto 400 combines on HDFC Gyftr Portal, the same should apply to other merchants on Smartbuy too i.e. 5% cashback on Flipkart as it is card feature.
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But there is scope for confusion about this 5% cb on Flipkart via SmartBuy, since HDFC chose to be non-committal for the DC about the merchants for some reason (as opposed to the CC, for which they clearly specify the merchants)! Did you try the DC out successfully on SmartBuy for Flipkart / Amazon? Thanks.
 
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Trust Me said:
But there is scope for confusion about this 5% cb on Flipkart via SmartBuy, since HDFC chose to be non-committal for the DC about the merchants for some reason (as opposed to the CC, for which they clearly specify the merchants)! Did you try the DC out successfully on SmartBuy for Flipkart / Amazon? Thanks.
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When I shopped on Flipkart via Paisawapas affiliate or directly, which gives 2.5% cashback on millennia DC. Got SMS each time from HDFC Bank that you just missed 5% cashback on Flipkart via Smartbuy.

So it works.
 
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sanjaynandi said:
is it better to get easy shop platinum DC or millenia DC from HDFC? I am planning to open salary account in HDFC, I already have HDFC DCB CC.
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Totally depends on your usage.
Platinum if you have high cc bill payment as it can fetch 1% upto 750/month.
Millenia if your monthly bills around 20k, as can get 2.5% upto 400 in cc bill via mobikwik
Also consider other features by searching forum
 
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Manoj Pant said:
I Just Redeemed my 400 Millennia debit card points , points deducted but cashback not credited to my HDFC account. When will cashback get credited?
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Instead of asking it in different different threads,

Can you tell me when you completed the redemption, there was no message on the Screen like this :-

"Thank you for redeeming your Points. Cashback will be credited in 2 Working Days"
 
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W
Manoj Pant said:
Completed one hour ago & received some massage but didn't read or took screenshot of that massage.
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What message does it send the members here who might want to help? Perhaps that you might not even read the response!

Also, what is easier: reading the message that's right at hand, or take additional effort posting a query, then wait for a response to read (or not)?!
.
 
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