HDFC Bank Preapproved Diners Privilege Card

[Amitt Aryan]

Today I got this banner for 2nd time.

Its again HDFC Diner Previlege Card which I rejected in February, 2022.

I was interested for HDFC Regalia.

I thought Hdfc will offer Regalia but again they offered the same with increased limit of just 25k. ☹️😏

Also, its spend based preapproved with charges Rs. 2500/-.
Not unconditional LTF.

Now I am in dilemma, should I accept it or not.😋🤣

 

[dhiraz]

I'm also getting bombarded with these emails and sms, haven't received any calls yet. Got 1.5L offer for this same card. Wish it were Millennia, would have taken without second thought.

Today recently i got a call from my HDFC Bank home branch and mam said Hello Mr. Dhira*** You have a offer of business money back credit card do you want. And i said no I don't want. 😂
And then mam said why? You have a offer you get this card without any document and this card is only for business people. So i said to mam if i get offer of millennia credit card then i consider this offer so mam said okay visit the branch and contact me on this number on which we are currently talking. 😉

My Conversation with Bank Employee👆😀

 

[moonsmart]

Even I'm not taking because it's not Millennia/Regalia ... I got 100K limit

Regalia is usually given pre-approved with 3L limit right?

 

[moonsmart]

My Conversation with Bank Employee👆😀

Maybe someone can confirm if they even give Millennia to self-employed or not. Kya pta wait krne ka koi fayda hi na ho.

 

[dhiraz]

Even I'm not taking because it's not Millennia/Regalia ... I got 100K limit

Hey @anirbanm Regalia or Millennia Which Is Better
I see some videos on YouTube and they said Regalia is better of Heavy Spending user and Millennia is better for Light Spending user.
Right or Wrong?

 

[BankExpertIndia]

I am maintaining 1L in my HDFC account for 3 months.
Using it as my main account and even paying my CC bill through HDFC bill pay still have no preapproved offer from them..

Any suggestions?

Wait It Will Come In Some Time

 

[BankExpertIndia]

Hey @anirbanm Regalia or Millennia Which Is Better
I see some videos on YouTube and they said Regalia is better of Heavy Spending user and Millennia is better for Light Spending user.
Right or Wrong?

What You Have Listen Is Totally Correct... In Regalia You Have To Do High Spends To Earn Great Rewards... But On The Other Hand Millennia Is For Less Spending Users.... That's How The CC's Hierarchy In HDFC Works....

MoneyBack --> Millennia --> Regalia --> DCB --> Infinia

 

[BankExpertIndia]

I want a suggestion

Someone I know got an LTF business moneyback offer for 1L limit
Should I was for better pre approved offer or take this?

May not be relevant, but person in concern has no credit history

Take It... After 6 Months Apply C2C And Get Good Cards... Cancel HDFC And Then Again Apply Millennia C2C...

 

[Rashya]

Moneyback-> Millennia-> Regalia/Diner's Privilege -> DCB -> Infinia

And Moneyback+ in between moneyback and millennia

 

[Amitt Aryan]

Moneyback-> Millennia-> Regalia/Diner's Privilege -> DCB -> Infinia

Try to get the highest version according to your credit profile.
Check your highest limit with other card and grab the preapproved equivalent hdfc card accordingly.

 

[Amitt Aryan]

I'm more interested in Diner's Club Millennia or Diner's Privilege now ... I love variety

I have applied diners privilege yesterday which was preapproved to me.
It would be my 1st diners variant card.
I already have visa, rupay, Mc.
Now diners turn.

 

[Amitt Aryan]

What about Amex

Let it unbann first😂🤣

 

[Amitt Aryan]

Did you get LTF one?

Congratulations, do share your experience!!

Sure Man,
I have submitted the application.
It will take 5 to 7 working days.

Thank you @anirbanm

Its conditional LTF.
But I have thought of taking add on card to make it LTF.

 

[bdnbje]

im getting 6e rewards indigo pre approved my target is millenia should i apply?

 

[BankExpertIndia]

I have applied diners privilege yesterday which was preapproved to me.
It would be my 1st diners variant card.
I already have visa, rupay, Mc.
Now diners turn.

Diners Club Black Is Easy To Get With Diners Club Privilege

 

[tiny]

No don't apply
Wait

What is your monthly income?

how long will be the waiting game any idea ...??

because I am continuously getting emails from HDFC to take the card 🙁

 

[dhiraz]

how long will be the waiting game any idea ...??

because I am continuously getting emails from HDFC to take the card 🙁

Bro I think You Should Wait. I am also waiting.
I got email now at 9:21 am



See this guy video he got Regalia with 4L Limit.



Thodi Chod Dikhana Jaruri Hai 😂

 

[Amitt Aryan]

Diners Club Black Is Easy To Get With Diners Club Privilege

I was not interested for Dcb.
I wanted infinia and was waiting for regalia Offer.

But they are only giving me diners privilege.

 

[tiny]

I don't know but don't be like me ...
Now I'm dying to get limit enhancements and variant upgrades because I didn't take a higher one beforehand ...

If I will get call from bank to take the CC which is been offered to me. Can I negotiate with them to offer me a better card..??

or its useless to demand anything like this

 

[Amitt Aryan]

If I will get call from bank to take the CC which is been offered to me. Can I negotiate with them to offer me a better card..??

or its useless to demand anything like this

You can ask anything. But its upto them to give it or not.

 

[Rashya]

If I will get call from bank to take the CC which is been offered to me. Can I negotiate with them to offer me a better card..??

or its useless to demand anything like this

Try but mostly useless