Revaluation HDFC Bank Swiggy credit card cashback will be credited to the card statement instead of Swiggy Money, effective 21st June, 2024.

[summary]

Starting from 21st June, any cashback earned will now be adjusted against the credit card statement, rather than appearing as Swiggy money on Swiggy. Such a wonderful upgrade by HDFC in this devaluation season.

 

[bhaveshS]

recently tata neu plus apply kiya tha approved hogaya 20 din hogaye ab swiggy card apply kr skta hu kya ki koi cooling period hai?

 

[Anil_Singh]

Okay. Makes sense. But 100/ day doesn't give free delivery, right? Its 200 per order right?

I have swiggy one lite membership.. unlimited free deliveries for orders above 199

 

[roygarg]

recently tata neu plus apply kiya tha approved hogaya 20 din hogaye ab swiggy card apply kr skta hu kya ki koi cooling period hai?

Nothing like that. I also applied within 3 weeks.

 

[image]

Got my HDFC Swiggy card today. My Axis Airtel also gives 10% cashback on swiggy so no hurry. Will start using it from 21st June so no confusion about what cashback goes where.

For me, 10% cashback on Swiggy instamart is useful. For other 5% cashback, I use SBI CB card primarily.

 

[helloworld]

I have swiggy one lite membership.. unlimited free deliveries for orders above 199

this stops breakfasts, morning milk requirements or small 2 to 3 people requirements.

Its never good, earlier 150 itself difficult to stretch.. after 199 never ordered.

 

[Batmanbaba]

this stops breakfasts, morning milk requirements or small 2 to 3 people requirements.

Its never good, earlier 150 itself difficult to stretch.. after 199 never ordered.

It can be used occasionally.. Fab card gives 20% upto 100 on orders above 199...and yes bank credit card gives 15% upto 100 on orders above 499....and like these bank offers... Sometimes cred gives some good offers like 125 off on orders above 199....and on top of that swiggy lite can be taken at around 10-20 rs... User specific and swiggy one for 3 months can be taken upto 50 rs user specific....

2-4 orders per months u can be positive in ur investment on swiggy one/lite

 

[bhaveshS]

Nothing like that. I also applied within 3 weeks.

Has your card approved?

 

[helloworld]

It can be used occasionally.. Fab card gives 20% upto 100 on orders above 199...and yes bank credit card gives 15% upto 100 on orders above 499....and like these bank offers... Sometimes cred gives some good offers like 125 off on orders above 199....and on top of that swiggy lite can be taken at around 10-20 rs... User specific and swiggy one for 3 months can be taken upto 50 rs user specific....

2-4 orders per months u can be positive in ur investment on swiggy one/lite

its about 199rs. minimum order value for breakfast or morning requirements alone which is not good, IMO. Lunch and dinner usually covers that amount, no issues.

 

[roygarg]

Has your card approved?

Yes. Applied from respective apps.

 

[Batmanbaba]

swiggy one - no issues with above 200 orders

but generally speaking .. ideally normal people shouldn't spend that much on breakfast alone.

20% of 200 is 40rs. 160rs. is also too much to ask for breakfast.

Earlier its 150 during early hours (6-9 am) then more.

So, unless we have guests or war on breakfast hardly 1 or 2 times only can utilize.

not to mention, higher prices compared to restaurant prices.

I see min. 70rs in my area for breakfast item. that if we go to restaurant its only 50rs. and if we went roadside stalls its even down to 40rs.

In swiggy and zomato, its never about reducing price rather convenience. Even 40% myzone hardly gives 5% for me with (additional item price + taxes + paltform fee)

//atleast for me, its all about easy of convenience rather saving money which never happened.

here, its about 199rs. minimum order value for breakfast or morning requirements alone which is not good, IMO. Lunch and dinner usually covers that amount, no issues.

I was talking about swiggy instmart grocery.... 😂

 

[Anil_Singh]

this stops breakfasts, morning milk requirements or small 2 to 3 people requirements.

Its never good, earlier 150 itself difficult to stretch.. after 199 never ordered.

My dad has medical condition, so he needs lite breakfast.. chapati with milk is what my dad and son have for breakfast.. another packet milk for morning tea for my family.. 1 packet fresh milk for malai.. so my daily requirement for milk is around 100 rupees.. also, my kid has snacks around 10am in his school.. I buy these from instamart for every 2-3 days whenever we run out of these items.. even if I don't use instamart, I have to buy these from local shops.. I never overspend

 

[nits123]

Can anyone start a thread and ping here

I have started the thread

List of Merchants Giving 5% Cashback on Swiggy HDFC Credit Card

Swiggy HDFC Credit Card has inclusion list of MCC eligible for 5% cashback. However, it is not clear which merchants are included in this list. In this thread, we can post the merchants list (only verified cashback received) so that it is easy for everyone to decide whether to use the card or not.

www.technofino.in

 

[L2R]

1. In Amazon / Flipkart, we have mobile phones on sale with tie-up certain banks for flat discounts. Will the Swiggy card be eligible under all HDFC instant cashback discounts? plus will we get the additional 5% also in the card statement? FYI, SBI Cashback card is always excluded from SBI Cards cashback offers.

2. SBI Cashback card does not give any cashback on Subscribe & Save purchases on Amazon. Is it the same case with Swiggy card also? Most likely the MCC is not applicable on both the cards?

 

[anonymuos]

1. In Amazon / Flipkart, we have mobile phones on sale with tie-up certain banks for flat discounts. Will the Swiggy card be eligible under all HDFC instant cashback discounts? plus will we get the additional 5% also in the card statement? FYI, SBI Cashback card is always excluded from SBI Cards cashback offers.

2. SBI Cashback card does not give any cashback on Subscribe & Save purchases on Amazon. Is it the same case with Swiggy card also? Most likely the MCC is not applicable on both the cards?

No. Swiggy card does not work for instant discounts of Amazon and Flipkart, Neu Infinity despite being cobranded works. Neither flat nor No cost EMI discounts apply fully on this card

 

[roygarg]

1. In Amazon / Flipkart, we have mobile phones on sale with tie-up certain banks for flat discounts. Will the Swiggy card be eligible under all HDFC instant cashback discounts? plus will we get the additional 5% also in the card statement? FYI, SBI Cashback card is always excluded from SBI Cards cashback offers.

2. SBI Cashback card does not give any cashback on Subscribe & Save purchases on Amazon. Is it the same case with Swiggy card also? Most likely the MCC is not applicable on both the cards?

1. You can try it. Cant say because its cobranded. Isnt it instant discount?

2. Could be because of the mcc. Only way to check is to try.

 

[SunnyM]

I have a very stupid question but do we get 5% cashback on Amazon and Flipkart shopping ? Got the card just today. I am thinking of using this card instead of Amazon pay icici and Flipkart axis cc.

 

[roygarg]

I have a very stupid question but do we get 5% cashback on Amazon and Flipkart shopping ? Got the card just today. I am thinking of using this card instead of Amazon pay icici and Flipkart axis cc.

Yes. Groceries are excluded.

 

[L2R]

I have a very stupid question but do we get 5% cashback on Amazon and Flipkart shopping ? Got the card just today. I am thinking of using this card instead of Amazon pay icici and Flipkart axis cc.

Do you buy stuff via Amazon subscribe & save option? If yes, please do us a favor and let us know if you get 5% cashback by next cycle.

 

[SunnyM]

Do you buy stuff via Amazon subscribe & save option? If yes, please do us a favor and let us know if you get 5% cashback by next cycle.

I will post my statement next month or in 45 days .

 

[chef]

Ok thanks till how many days I should wait ?

Or you can send the screenshot of LTF free offer of swiggy app(take it from forum/google search) and in the mail ask them that "in the app it is showing LTF, so my card is LTF right?"
this worked for me so you can also give it a try.