HDFC CC not offering Upgrade or Limit Enhancement

[sri_cc]

After lot of deliberation, this is what I've decided to do as of now.

I'm cancelling the MB+ card and will be taking the Regalia Gold card via C2C from the branch, (those guys have assured me again it's going to be LTF).

If I get the Regalia Gold before the sale, well and good, will use it for purchasing the phone, else will either postpone or use my friend's card, thinking long-term here. Not going via e-mailing grievances/writing to Chennai because, I don't know the outcome of either, whereas these guys are promising that I'll definitely get RG as LTF and there's e-mail confirmation as well.

Will update this thread with progress as it happens.

 

[comingsoon]

send docs to legendary chennai off. with form. if they dont upgrade cancel card after BB days. Then apply from the agents at airport, direct DCB.

They give LTF DCB?

 

[kochiro]

I've been in a similar situation. Here's what I did.

1. Changed my account into preferred, then got behind the BM to get me an upgraded card.
2. Wrote to hdfc chennai with salary docs, to up my limit. This unlocked tata neu infinity and DCB for me

I think money-back is their Flagged card. It seems like Whoever gets it, never gets anything better 🤣🤣🤣

Naah dude I got iocl xD rejected it

 

[sri_cc]

Update: I went to my hometown and had to visit the HDFC bank for some reason and the teller there was trying to cross sell insurance etc to me and fed up with him, I went on a rant mentioning everything and he said he'll immediately convert my account to preferred and then add my mom's and dad's account to it as well. Finally I have an HDFC RM, but not sure whether to be happy or not.

Not sure if this helps with my Reg Gold LTF C2C application. (btw applying for it next week, will update the status here)

 

[sri_cc]

My MB+ card is cancelled right now and I've applied for Regalia Gold on C2C basis, waiting for the KYC to be done

 

[alok416]

I've called CC to cancel my MB+ card and they're asking me to use the HDFC CC LE / UPGRADE FORM instead of cancelling the card.
Is this better in any way? (Only reason I'm thinking about this is, one of my friends wants to buy a phone during the upcoming Big Billion Days sale and he doesn't have any CC, so he said he'd use mine.) If going through branch has better chances, then I'll ignore these RP's and go through them.

@Tejo @helloworld @dineshweb @aam.aadmi @saucy @doineedto @shrewdoc @rogerthat pls suggest my path forward

Option for u -

Thread 'A Important post for those people who are not Getting LE & Upgrade in HDFC cards & Self -Employed Who want Millenia card' https://www.technofino.in/community...s-self-employed-who-want-millenia-card.17492/

 

[BrokeAsf]

1. 2 months back I mailed PNO to upgrade my Diners Privilege to DCB LTF under Alumni offer. PNO denied maybe because my credit limit was 3 lakhs.
2. few days later I mailed PNO for limit enhancement based on my salary slip. They increased my credit limit to 6 lakhs.
3. a month later I mailed again to upgrade to DCB LTF under Alumni offer (attached my salary slips, account statement and also mentioned that I have preferred account with HDFC). This time it was upgraded.

For you I would suggest first mail pno to for LE. Then ask for an upgrade to your desired credit card as LTF.

Hello can i msg you about DCB upgrade under alumni, i have some queries

 

[Gautam3]

My MB+ card is cancelled right now and I've applied for Regalia Gold on C2C basis, waiting for the KYC to be done

How did you canceled your MB+ card? I want to cancel my card which I received recently and I still did not activated.

 

[sri_cc]

How did you canceled your MB+ card? I want to cancel my card which I received recently and I still did not activated.

just call CC, they'll do the rest

1800 202 6161

 

[Aquarius]

How can hdfc increase limit if card is 1 year old

 

[arone]

I'm in a similar situation. i have spent close to 3 lakhs on moneyback+ and tata neu plus in the past year. when i emailed them for limit increase describing my situation they are offering limit increase of 14000 so total limit now would be 78k. i have a classic account with HDFC along with a demat account. should i accept the limit increase offer?

 

[Gautam3]

I'm in a similar situation. i have spent close to 3 lakhs on moneyback+ and tata neu plus in the past year. when i emailed them for limit increase describing my situation they are offering limit increase of 14000 so total limit now would be 78k. i have a classic account with HDFC along with a demat account. should i accept the limit increase offer?

Have you share your salary slip or ITR? Anyway this is not acceptable after using cards for 1 year. You will be treated far better by icici or other banks. This is from my experience I will telling you.

 

[sri_cc]

Have you share your salary slip or ITR? Anyway this is not acceptable after using cards for 1 year. You will be treated far better by icici or other banks. This is from my experience I will telling you.

ICICI will defenitely increase the limits on cards much faster if you have a salary account with them, but it's that except APAY card, most of them are useless

 

[nrj1007]

Hello can i msg you about DCB upgrade under alumni, i have some queries

Yes DM me.

 

[sri_cc]

Finally some good news guys, got this SMS from HDFC just this evening 🤞

Your HDFC Bank Credit Card Appllication No.XXXXXXXXXXX is approved in principle subject to Internal Checks. We will update you soon.

 

[Gautam3]

Finally some good news guys, got this SMS from HDFC just this evening 🤞

Which card did you applied?

 

[sri_cc]

Which card did you applied?

bruh, pls go through the thread

 

[Gautam3]

bruh, pls go through the thread

Bro so finally your preferred RM helped you with applying card of your choice?

 

[Rohith-2009]

bruh, pls go through the thread

What I did is sent a threaten mail to get my money back plus to Millenia

 

[Gautam3]

What I did is sent a threaten mail to get my money back plus to Millenia

I tried all and told I'll close my business moneyback card and they replied yes you can lol and provided instructions on how to close the card.