HDFC credit card upgradation query

[ANIK]

As initially I had no plans of shifting my salary account to HDFC, I applied for Moneyback+ credit card in July 2022 just one month before shifting my salary account to HDFC.
Suddenly I made my mind of shifting my salary account to HDFC for better customer service and better pre-approved offers.

As I have my salary account in HDFC now and have been using a lower variant, entry level Moneyback+ credit card.
Whereas my colleagues having salary account in HDFC have got higher variant pre approved credit card offers i.e. Regalia, Diners Club etc.

Now, it will be very kind if you answer a few queries of mine:

1. Will HDFC offer me higher variant pre approved credit card upgradation in a few month timeslot if I continue with this Moneyback+ card?

2 . Should I close my existing Moneyback+ card and wait for few months to get higher variant pre-approved credit card offers from Bank?

 

[venkat]

Do not close your card account, email them and request for upgrade. They might provide or might ask more documents to do so.

Was on moneyback card from 9yrs never thought of upgrade as I used to get 500 gift voucher every 3 months based on spends, got other banks cards recently which shifted spends... So mailed them asking for LTF card they offered Millennia LTF and on further asking for Regalia LTF they offered FYF without any docs. Took Millennia to make all LTF cards.

 

[kejriwal]

If you have a RM, ask him to help you out.

 

[ANIK]

Thank you

 

[Jatin1987]

As initially I had no plans of shifting my salary account to HDFC, I applied for Moneyback+ credit card in July 2022 just one month before shifting my salary account to HDFC.
Suddenly I made my mind of shifting my salary account to HDFC for better customer service and better pre-approved offers.

As I have my salary account in HDFC now and have been using a lower variant, entry level Moneyback+ credit card.
Whereas my colleagues having salary account in HDFC have got higher variant pre approved credit card offers i.e. Regalia, Diners Club etc.

Now, it will be very kind if you answer a few queries of mine:

1. Will HDFC offer me higher variant pre approved credit card upgradation in a few month timeslot if I continue with this Moneyback+ card?

2 . Should I close my existing Moneyback+ card and wait for few months to get higher variant pre-approved credit card offers from Bank?

Upgrade can be done easily from net banking itself without any hassle.

Regalia may be LTF but I'm not sure that Dinners will be.

Best Card upgrade if available is Millennia which have good cash back and vouchers also.

To check your upgrade offer, just login into NetBanking>Cards>Credit Card>Request>upgrade.
If any offer would be available, You'll be able to upgrade and if still not available then HDFC branch guys (Credit Card People), they may raise request for upgradation.

 

[ANIK]

I'll visit branch

 

[anirbanm]

Try contacting your corporate RM instead, if any.

I'll visit branch

 

[ANIK]

Try contacting your corporate RM instead, if any.

Okay