Hdfc credit card upgrade offer!

[chnleo]

Hi Guys, I am a self employed person and hold a Hdfc regalia cc since 3 years with a limit of 4.8L, which i call it as peanuts! I am holding on it as it's the only hdfc cc I have. I hold Axis Rewards with 21L, Axis Magnus with 15L, Idfc wealth and Mayura with 10L. When I got hdfc cc then I was promised that LE will happen every 6 months but I got paltry 60k LE in 3 yrs!

2days back i got a cc upgrade offer to Hdfc Biz Power. Never heard of this variant. It has a 2.5k annual fees. Limit is the same! Except my magnus and mayura, rest of my cards are LTF. I am in a dilemma to take the offer. I am suckers for infinia! You guys advice me what should I do. Has anyone got this offer?

 

[ManojGowda]

Hi Guys, I am a self employed person and hold a Hdfc regalia cc since 3 years with a limit of 4.8L, which i call it as peanuts! I am holding on it as it's the only hdfc cc I have. I hold Axis Rewards with 21L, Axis Magnus with 15L, Idfc wealth and Mayura with 10L. When I got hdfc cc then I was promised that LE will happen every 6 months but I got paltry 60k LE in 3 yrs!

2days back i got a cc upgrade offer to Hdfc Biz Power. Never heard of this variant. It has a 2.5k annual fees. Limit is the same! Except my magnus and mayura, rest of my cards are LTF. I am in a dilemma to take the offer. I am suckers for infinia! You guys advice me what should I do. Has anyone got this offer?

It will definitely fit well in your CC portfolio if you have tax payments, utility bill payments, GST payments for which magnus/mayura definitely doesn't reward.
If not Biz power, Infinia equivalent of biz card is Biz Black which has a base reward rate of 3.3%. You could wait for this upgrade.