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Which type of HDFC credit card upgrade offer have you received?vote and check

Are you checking the pre-approval in Xpress way or through net banking? Also, is it important to know if this triggers a hard enquiry on CIBIL? I received a notification, but I haven't provided my CIBIL details yet.
 
Is regalia gold better than LTF Millennia bro ? I guess Millennia is the top card at HDFC.

I am asking because i too got this offer.
In case of LTF Millenia to FYF Regalia Gold..... Is there a way by which it can be converted to LTF?
Will they do it on mailing them...like Tata Neu infinity?

btw, my brother also got it - but based on his usage, Millennia is better.
 
In case of LTF Millenia to FYF Regalia Gold..... Is there a way by which it can be converted to LTF?
Will they do it on mailing them...like Tata Neu infinity?

btw, my brother also got it - but based on his usage, Millennia is better.
Yes i have seen the benefits , apart from lounge access and priority pass , nothing useful.

I think MIllennia is 1000 times better card than this , according to my view and spends.
 
When does HDFC charge joining fee for its credit card? I got HDFC IOCL card without any offer (500 joining and 500 annual fee), its been >2months. 2 statements generated but wasn't charged fee yet.
 
Are you checking the pre-approval in Xpress way or through net banking? Also, is it important to know if this triggers a hard enquiry on CIBIL? I received a notification, but I haven't provided my CIBIL details yet.
+1

No LE and upgrade offers, even after holding an Imperia account. Sad Panda. 😛
 
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