HDFC credit Limit enhancement offer

[bhavik886151]

HDFC sending Credit Limit Enhancement offer

check yours

 

[harsh1387]

4-5 saal baad milte hain 😂

Like I mentioned before in some thread even if I don't get LE from current limit it's fine for me. I only use this card for instant sale discounts.

 

[ALOAK]

Hey @TheMentalist and @Chaitanya-a , I have a question about whether I should accept or ignore this credit limit increase (LE) offer.

My current credit limit is 36000, and the new offer is for 7000, making it 43000 in total.

I spend around 50-60k per month on my 7-month-old card. If I ignore this offer, will I have a chance to get another LE in the future?

Thank you.
View attachment 27099

Take whatever comes don't slip it out and kal hona ho

 

[SamPtnk]

They gave my brother LE of 14k from 35k to 49k after giving ITR of 9 lakhs.
He closed the card 😜😜😜

 

[harsh1387]

Hey @TheMentalist and @Chaitanya-a , I have a question about whether I should accept or ignore this credit limit increase (LE) offer.

My current credit limit is 36000, and the new offer is for 7000, making it 43000 in total.

I spend around 50-60k per month on my 7-month-old card. If I ignore this offer, will I have a chance to get another LE in the future?

Thank you.
View attachment 27099

Take it.
My wife's hdfc card started with limit of 45k. Now it's at 4.7L. She keeps getting small limit increases over time and kept accepting it.

 

[silly_putty]

7-8L* ka card do at least millennia 1.5L-2L toh milega ... better than 50k or 60k or 43k bc

Mere father ne C2C ltf millennia liya with amex 1.47L limit, unko 2.1L ki limit mili. So will definitely suggest C2C rather than direct application.

 

[0xfallup]

So moral of rr is … close karwake apply C2C boys n gerls

 

[Strange]

So moral of rr is … close karwake apply C2C boys n gerls

Which HDFC credit card did you get in C2C, limit?

 

[Astraea]

Bro expecting this much LE from kanjad bank like HDFC is a huge mistake.

However, I would suggest you to avoid this LE. 7k won't make huge difference on your card. This offer shows HDFC is eyeing on your spendings. Let them stretch more.

Yeah bro. I'm thinking to avoid this LE.
Will I get LE again right even if don't accept this offer. Right? @Chaitanya-a

Thank you all for giving such valuable info abt this issue.

Strange thing is they are offering 2.5 L loan on credit card and personal loan of 5L pre approved and without any processing and stuff. But the credit limit of my credit card

Yes HDFC is worst

I love kotak bcz they gave initially 16k later in 6 months they gave LE 99k to 115k limit now

 

[Astraea]

Take it.
My wife's hdfc card started with limit of 45k. Now it's at 4.7L. She keeps getting small limit increases over time and kept accepting it.

What's the duration it took to reach 4.7 lakh, and how long has the card been active? @harsh1387

 

[0xfallup]

Which HDFC credit card did you get in C2C, limit?

Me after closing my Tata neu will apply

 

[Strange]

Me after closing my Tata neu will apply

You closed your moneyback?

 

[Chaitanya-a]

Yeah bro. I'm thinking to avoid this LE.
Will I get LE again right even if don't accept this offer. Right? @Chaitanya-a

Thank you all for giving such valuable info abt this issue.

Strange thing is they are offering 2.5 L loan on credit card and personal loan of 5L pre approved and without any processing and stuff. But the credit limit of my credit card

Yes HDFC is worst

I love kotak bcz they gave initially 16k later in 6 months they gave LE 99k to 115k limit now

Yeah you'll get better LE next time. 7k isn't something which can impact your card by a good Margin. Just wait for another offer. Skip this one.

 

[Astraea]

Yeah you'll get better LE next time. 7k isn't something which can impact your card by a good Margin. Just wait for another offer. Skip this one.

Done 👍

 

[0xfallup]

You closed your moneyback?

Yes

 

[SSV]

Yes

Well done.. It would end up as a remarkable decision in your CC journey...

 

[Strange]

Me after closing my Tata neu will apply

I heard they don't reissue tata neu card?

 

[harsh1387]

What's the duration it took to reach 4.7 lakh, and how long has the card been active? @harsh1387

6+ years.

 

[0xfallup]

I heard they don't reissue tata neu card?

Nahi karenge toh nahi karenge bhai … koi Aur alternative Aajaega market Mai … no strings attached 🙂

 

[BUDHRAJ]

Nahi karenge toh nahi karenge bhai … koi Aur alternative Aajaega market Mai … no strings attached 🙂

bas itni hi confidence chahiye mujhe bhi..
6 mahine se soch rha hu hdfc ke dono card close karwane ki😂

And mere pass to kiwi card bhi h jo abhi 2% de rha h upi pe

 

[0xfallup]

bas itni hi confidence chahiye mujhe bhi..
6 mahine se soch rha hu hdfc ke dono card close karwane ki😂

And mere pass to kiwi card bhi h jo abhi 2% de rha h upi pe

Boost roz Subah sham 2 spoon 🥄… Aajaega