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HDFC credit Limit enhancement offer

bas itni hi confidence chahiye mujhe bhi..
6 mahine se soch rha hu hdfc ke dono card close karwane ki😂

And mere pass to kiwi card bhi h jo abhi 2% de rha h upi pe
ab offer kaha aata hai waisa.
maine to mb+ ko ltf request diya hai wo kuch reply denge fir new mail LE ka karne jaa raha hun. Abhi 27k hai LE ke baad kamse kam 1 lakh hona chahiye nahi hoga to accept nahi karunga. instant close.
 
Me and my brother holding cards since more than 10 years, he has some 25k starting limit without any salary slip and mine with one of largest MNC, then we both getting LE frequently - we never left any LE offer, somehow my bro get huge increase and is now at 7.2 and i am at 4.7 but last one or two years, we didnt got any increase in limit - so not able to understand how their algo works.
 
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