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HDFC Gyftr now has processing fee for Amazon shopping voucher

For DCB, can someone explain me the benefit of buying Amazon pay gift voucher in smartbuy..

For 10k, it is showing 10,338 rs. 990 RPs values only in cashback (990*0.3= 297 rs).

So, its a loss right? Around 41 rs
 
I think most of the people use DCB reward points for travel purpose where value of each RP is Rs 1. Further, for DCB, value of RP for cash is Rs 0.5 and not 0.3...
For DCB, can someone explain me the benefit of buying Amazon pay gift voucher in smartbuy..

For 10k, it is showing 10,338 rs. 990 RPs values only in cashback (990*0.3= 297 rs).

So, its a loss right? Around 41 rs
 
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