• Hey there! Welcome to TFC! View fewer ads on the website just by signing up on TF Community.

(HDFC Infinia CC loot) Snapay - Credit card to Bank at 0.5% only (Only Visa & RuPay Credit Card) + Earn Reward/Cashback

Good to know there are guys not worried about such large merchant transactions coming into bank accounts. Especially since they can easily be treated as income since it is credit card to bank account.
And here I am worried about transactions being flagged when just taking a large transfer from friends/family 🤓
 
Good to know there are guys not worried about such large merchant transactions coming into bank accounts. Especially since they can easily be treated as income since it is credit card to bank account.
And here I am worried about transactions being flagged when just taking a large transfer from friends/family 🤓
I don't think it will be treated as income as it is just self transfer but the only difference here is you are doing self transfer from cc instead of bank account.
This is my view, experts pls share your views on this.
 
Good to know there are guys not worried about such large merchant transactions coming into bank accounts. Especially since they can easily be treated as income since it is credit card to bank account.
And here I am worried about transactions being flagged when just taking a large transfer from friends/family 🤓
Bank me aane vali har amount agar income nhi hoti

You can easily show card debited and bank credited entry

Btw title dekh k lagta hai ab commandr k target pe infinia hai
 
Snapay - Credit card to Bank at 0.5% only (Only Visa & RuPay Credit Card)+ Earn Reward/Cashback:
Note - Snapay transaction category is Utility (MCC - 4900). Only few selected credit cards you will get the benefit and Dnt use Mastercard credit card because Mastercard charge high MDR on Snapay app.

Snapay 0.5% offer always showing valid only for Visa credit cards but you can also use RuPay credit card, personally verified many times earlier with RuPay credit cards.

Offer -
View attachment 74789

Go to Utility payment option >> choose low priority and payment method choose "Visa offers" option (remember - RuPay credit card user also choose "Visa offers" option)

View attachment 74790

Now proceed to pay option -

View attachment 74791

Here enter your Visa credit card or RuPay credit card and pay (dnt use Mastercard credit card) -

View attachment 74792

Tips:

Use Amazon ICICI Credit Card and get Flat 1% Cashback but dnt pay more than 50k otherwise ICICI will charge you 1%+GST for Utility spend. Also remember, if you already pay Utility payment somewhere else on this billing cycle then dnt cross all Utility transactions combined more than 50k.

Best card i think HDFC Infinia Visa variant. You will get highest Cashback on Utility spend.

Keep in mind that these days, many banks charge 1% + GST on utility spending beyond a certain limit. Avoid crossing that limit in your billing cycle; otherwise, 1% + GST charge will apply.
How will it be if I use it with a TATA NEU Infinity CC Rupay Select card?
Are the coins getting credited?

Please let me know if anyone tried using this and will there be any additional charges if it crosses 50K.
 
Back
Top