(HDFC Infinia CC loot) Snapay - Credit card to Bank at 0.5% only (Only Visa & RuPay Credit Card) + Earn Reward/Cashback

[rkv]

After 2-3 months Axis bank will cancel your credit card.

Anyway you will get 0% cashback + 0.5%+GST extra charges.

Idc if they close. I don't have much use of it. Only 700-800 bi monthly electricity charges that done via rupay platinum dc.
Btw how they close.
What happens if I have balance due in every month's bill.
Does this kind of closing have any impact on cibil score.