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(HDFC Infinia CC loot) Snapay - Credit card to Bank at 0.5% only (Only Visa & RuPay Credit Card) + Earn Reward/Cashback

After 2-3 months Axis bank will cancel your credit card.

Anyway you will get 0% cashback + 0.5%+GST extra charges.
Idc if they close. I don't have much use of it. Only 700-800 bi monthly electricity charges that done via rupay platinum dc.
Btw how they close.
What happens if I have balance due in every month's bill.
Does this kind of closing have any impact on cibil score.
 
Newbie here. Can someone explain what’s the use here? Is this meant for actual utility payment?

Ab bata bhi do? 😀
Sometimes ignorance is bliss, just stay like that.. you are not missing anything...

After you come to know what it is, you will be glad for your ignorance..
Yes, you are right , this is definitely not for actual utility payment, and that tells you something...

All the best..
 
Sometimes ignorance is bliss, just stay like that.. you are not missing anything...

After you come to know what it is, you will be glad for your ignorance..
Yes, you are right , this is definitely not for actual utility payment, and that tells you something...

All the best..
AURA +∞
Aura Glowing GIF
 
Sometimes ignorance is bliss, just stay like that.. you are not missing anything...

After you come to know what it is, you will be glad for your ignorance..
Yes, you are right , this is definitely not for actual utility payment, and that tells you something...

All the best..
Yeah, I got to know what's it about after reading other threads on the forum.

And I agree with you. For any meaningful return, the amount you need to risk is quite big and risk/reward ratio is quite low for me.
 
I think kotak is not having any additional charges as of now for bill payment. Correct me if I am wrong. Can anyone provide list of cards with no additional charge on utility payment
 
Looks like this is indeed the case.

I did one transaction yesterday after my bill generation this month of Transaction amount required for just above 1000 cb including this month previous transactions and got full cashback for trabsaction instead of getting capped at 1000 per calander month.

E.g. I got 120 cashback this month before bill generation and 882 cashback after bill generation totalling this month's cashback just above 1000 i.e. 1002.

Now did one more transaction to make it 1002 for this billing cycle to verify that it gets capped at 1000 per billing cycle.

If I knew one day before, I could have got 400 more cashback from previous statement cycle 😭.

P.S. Standard chartered still not following RBI guidelines of giving 30 days notice or any notice at all for such changes 😞.
Looks like they have changed it again to calander month. Have got more than 1000 cashback in this billing cycle. When will they do proper communication?
 
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