Hi all in december last week i approached nearest hdfc bank branch and asked them for infiniti bank account (i dont have any hdfc account) iam looking for direct infiniti account opening, the branch bm told fist they will open a account in imperia and upgrade in few days, iam ok and opened account , but surprisingly i have received platinum account,i called the bm he told for their branch they can open this account and next to imperia and then it can be upgraded to INFINITI after fullfilling 5cr Trv , i have accepted it and after few days they sent email and sms to accept for imperia, i did the same and in next 24 hours automatically converted to imperia, then he asked me to transfer fiunds for reaching 5cr trv , i did it in few weeks , in feb , 1st week he told they have sent for infiniti approval , it tool 2 weeks as the officer in approval is in leave, on 18th feb he told it is approved 1st they will get kit to branch and ,the RM AND BM will come to my palce and send a link .. on the next day he called me and informed that they received kit and came to my place and handovered the kit, in kit i have received only personalized cheque book and welcome letter and some broucher etc.. they told in 2 , 3 days account will convert to infiniti as i have accepted the ling for infiniti ,yesterday it is officially showing in app and online banking as infiniti .. now on monday the Rm bm is coming with infinia credit card application , they check my itrs and told iam eligible .. i dont have any hdfc cards previously as of now, hope iam going to get infinia credit card directly with itrs..total it took almost 50 days from platinum account to infiniti account. overall i didnt get any excitement after receiving the kit, all i opened this account for getting infinia credit card only .. as i dont have any hdfc credit card or bank account previously ..
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HDFC Infiniti Account Upgrade Fulfilled in 45 days | Opening Experience | Discussion
- Thread starter king of the kings
- Start date
king of the kings
TF Buzz
i use to travell to international trips yearly and i have only 1 citi bank rewards card 19 years old ,dont have proper card with 0 forex charges and int lounge access with guest allowed, then iam reserching about credit cards and came to tecnofino and reditt ,and gained knowledge and finally came to know that it is possible to get cards with higher credit limit and facilites iam looking only with opening high TRV hni accounts .. now in this journey i realised there is no use of HNI BANKING only banks are givings biscuts ( super premium credit cards ) but not much usefull in daily transactions ..
Today : quote of the day : biscuit aka HNI banking 😂
Damn. Maintaining crores of TRV across 3 banks!
Why not also go for much exclusive Emeralde Private Metal. Easy to get with 1cr savings.
Not worth it IF you have to maintain the required TRV by going out of your way.
If it is something you would do anyways like current account, FD, salary; then it’s like a free cookie.
And who doesn’t like a free cookie
king of the kings
TF Buzz
actually .. first before getting these cards .. i directly applied for icici bank emerald card online they rejected .. and then i realised for business people its tough, employees can get easily .., i have 800 + cibil and no loans only 1 credit card with 20L k limit my itr is above 2 cr they rejected .. it makes me to think and study these cards and banks .. now i will trough Biscuts to banks Hni trv and achived axis burgandy private and indusind pioneer pvt ,now in process of hdfc infinia ..
Appriciated 👍 ^अपने इशारे पर नचाना ^
king of the kings
TF Buzz
with current account it is easy to maintain , no need of fd's etc .. anyway i will hold only 1 account with Trv others if they downgrade its not a problem to pay 50k annual fees .. and i will maintain cards ..
You can maintain 1-2cr savings with icici to get EPM.
king of the kings
TF Buzz
i dont feel its a great card ( icici Emerald card)
king of the kings
TF Buzz
These 3 cards are enough ..
You are actually a hidden gem in this community. You maybe late to join here. But outside of this community in the real world, you are just wow. Absolutely stunning.
What a man! Respect 👌👍
Here people are struggling to keep 1cr in 1 bank and get a good card, and you do 3cr in 3 banks just like that and get their bestest cards. 😀
Sobirvs
TF Ace
You could have given 1cr to open infinia directly, it is known with hdfc. Also even that 1cr is negotiable if done right, anyways congrats bud.
They are talking about ICICI Emeralde Private metal card. Not Emeralde.
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