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HDFC Infiniti Account Upgrade Fulfilled in 45 days | Opening Experience | Discussion

Hi all in december last week i approached nearest hdfc bank branch and asked them for infiniti bank account (i dont have any hdfc account) iam looking for direct infiniti account opening, the branch bm told fist they will open a account in imperia and upgrade in few days, iam ok and opened account , but surprisingly i have received platinum account,i called the bm he told for their branch they can open this account and next to imperia and then it can be upgraded to INFINITI after fullfilling 5cr Trv , i have accepted it and after few days they sent email and sms to accept for imperia, i did the same and in next 24 hours automatically converted to imperia, then he asked me to transfer fiunds for reaching 5cr trv , i did it in few weeks , in feb , 1st week he told they have sent for infiniti approval , it tool 2 weeks as the officer in approval is in leave, on 18th feb he told it is approved 1st they will get kit to branch and ,the RM AND BM will come to my palce and send a link .. on the next day he called me and informed that they received kit and came to my place and handovered the kit, in kit i have received only personalized cheque book and welcome letter and some broucher etc.. they told in 2 , 3 days account will convert to infiniti as i have accepted the ling for infiniti ,yesterday it is officially showing in app and online banking as infiniti .. now on monday the Rm bm is coming with infinia credit card application , they check my itrs and told iam eligible .. i dont have any hdfc cards previously as of now, hope iam going to get infinia credit card directly with itrs..total it took almost 50 days from platinum account to infiniti account. overall i didnt get any excitement after receiving the kit, all i opened this account for getting infinia credit card only .. as i dont have any hdfc credit card or bank account previously ..
 

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overall not exiced with these cheque books are debit cards.. finally i can tell you Hni accounts are not verry much usefull , only if we have target of the credit cards with high limits these are Fastest route to achive ..
Little Upper edge , on Bank People...
Product wise, not much difference ...
Especially in Retail Banking
 
now in this journey i realised there is no use of HNI BANKING only banks are givings biscuts ( super premium credit cards ) but not much usefull in daily transactions ..
What you told is 100% correct. Even our big boss have done 2 videos on the same.

HNI Banking is a scam
Do we really need HNI Banking?

There is no priority on banking services as such. Only thing what we get are:
- ATM cards with higher withdrawal limits. (which anyway no one uses)
- Status and title (no practical use as such, just we can feel proud)
- They say free locker (but they don't give it)
- Free Demand draft (who uses it by the way 😀)
- Free NEFT, IMPS, RTGS, unlimited ATM withdrawals
- Free insurance (hope we don't claim it)
- Possibility of higher credit card (nothing assured though)
- Direct access to customer care executive (Good, as long as the executive can solve our problem)
 
yes you are right , HNI account is a shortcut to get super premium credit card with high limits in short time especially for business people like me .. simply open bank account and get super premiem credit card , if we are not able to maintain the account they will downgrade the account, still we can have the card by paying annual fees...
They have their own story... Not easy to grasp
Finally Win Win situation
You are Happy, They are Happy.
 
Hi all in december last week i approached nearest hdfc bank branch and asked them for infiniti bank account (i dont have any hdfc account) iam looking for direct infiniti account opening, the branch bm told fist they will open a account in imperia and upgrade in few days, iam ok and opened account , but surprisingly i have received platinum account,i called the bm he told for their branch they can open this account and next to imperia and then it can be upgraded to INFINITI after fullfilling 5cr Trv , i have accepted it and after few days they sent email and sms to accept for imperia, i did the same and in next 24 hours automatically converted to imperia, then he asked me to transfer fiunds for reaching 5cr trv , i did it in few weeks , in feb , 1st week he told they have sent for infiniti approval , it tool 2 weeks as the officer in approval is in leave, on 18th feb he told it is approved 1st they will get kit to branch and ,the RM AND BM will come to my palce and send a link .. on the next day he called me and informed that they received kit and came to my place and handovered the kit, in kit i have received only personalized cheque book and welcome letter and some broucher etc.. they told in 2 , 3 days account will convert to infiniti as i have accepted the ling for infiniti ,yesterday it is officially showing in app and online banking as infiniti .. now on monday the Rm bm is coming with infinia credit card application , they check my itrs and told iam eligible .. i dont have any hdfc cards previously as of now, hope iam going to get infinia credit card directly with itrs..total it took almost 50 days from platinum account to infiniti account. overall i didnt get any excitement after receiving the kit, all i opened this account for getting infinia credit card only .. as i dont have any hdfc credit card or bank account previously ..
ASK THEM FOR LTF INFINIA METAL, WITH TRUE 5CR NAV, YOU ARE MORE THAN ELIGIBLE, IN MY OPIION.
 
i asked them for LTF they said from 2025 their polices are changed not issuing TF for infinia metal .
i asked them for LTF they said from 2025 their polices are changed not issuing TF for infinia metal ..
KEEP PUSHING. With 5CR NRV you are the KING. You just give them the order.

i asked them for LTF they said from 2025 their polices are changed not issuing TF for infinia metal ..
KEEP PUSHING. With 5CR NRV your are the KING.
 
already i have given 6 cr + trv then only they have upgraded to infinity , now they are processing the Infinia card application , once i receive card i will pressure ltf
You are Banker's delight.

Any India based Foreign bank, haven't contacted you yet, for their offering!!!

Or give me just 20 customer(5+ TRV) like you, I"ll apply for a bank Licence, for you.
I will be happy to serve 20 customers only.

Choose your own Special Edition ChqBook, Card, Pen, Diary, Bag, Wallet, Pen, Tshirts, ....so on
 
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