HDFC Infiniti Account Upgrade Fulfilled in 45 days | Opening Experience | Discussion

Hi all in december last week i approached nearest hdfc bank branch and asked them for infiniti bank account (i dont have any hdfc account) iam looking for direct infiniti account opening, the branch bm told fist they will open a account in imperia and upgrade in few days, iam ok and opened account , but surprisingly i have received platinum account,i called the bm he told for their branch they can open this account and next to imperia and then it can be upgraded to INFINITI after fullfilling 5cr Trv , i have accepted it and after few days they sent email and sms to accept for imperia, i did the same and in next 24 hours automatically converted to imperia, then he asked me to transfer fiunds for reaching 5cr trv , i did it in few weeks , in feb , 1st week he told they have sent for infiniti approval , it tool 2 weeks as the officer in approval is in leave, on 18th feb he told it is approved 1st they will get kit to branch and ,the RM AND BM will come to my palce and send a link .. on the next day he called me and informed that they received kit and came to my place and handovered the kit, in kit i have received only personalized cheque book and welcome letter and some broucher etc.. they told in 2 , 3 days account will convert to infiniti as i have accepted the ling for infiniti ,yesterday it is officially showing in app and online banking as infiniti .. now on monday the Rm bm is coming with infinia credit card application , they check my itrs and told iam eligible .. i dont have any hdfc cards previously as of now, hope iam going to get infinia credit card directly with itrs..total it took almost 50 days from platinum account to infiniti account. overall i didnt get any excitement after receiving the kit, all i opened this account for getting infinia credit card only .. as i dont have any hdfc credit card or bank account previously ..

 

[king of the kings]

How much time to keep in saving 2 Cr

once we have balance in account then we can apply and once we get sanction we can take back maximum 3-4 weeks ..

 

[hender]

once we have balance in account then we can apply and once we get sanction we can take back maximum 3-4 weeks ..

Cibil and ITR of both, if you can share..here

 

[king of the kings]

Cibil and ITR of both, if you can share..here

cibil is 815 . itr is 2.33 cr (48 L partner remuneration and 185cr is income from partnership firm , which is not tax applicable for firms..)

 

[hender]

cibil is 815 . itr is 2.33 cr (48 L partner remuneration and 185cr is income from partnership firm , which is not tax applicable for firms..)

And your wife's cibil and ITR?

 

[hender]

cibil is 815 . itr is 2.33 cr (48 L partner remuneration and 185cr is income from partnership firm , which is not tax applicable for firms..)

If not you, than to whom they will give 🤔
You are on TOP of the leader board, both in terms of CIBIL score and ITR

 

[hender]

(2 CR if kept for 30 days in saving)you already paid them lifetime fees of metal card ♦️
You are businessman, you know the value of open market interest rate very well ..
Normal trend is 1.25 to 2.5

 

[hender]

(2 CR if kept for 30 days in saving)you already paid them lifetime fees of metal card ♦️
You are businessman, you know the value of open market interest rate very well ..
Normal trend is 1.25 to 2.5

DEAR Mr @Lobogris , click dislike is nice and easy 👍,
but sharing your discomfort is also good for the reader to understand you point of view. ☝️

 

[king of the kings]

(2 CR if kept for 30 days in saving)you already paid them lifetime fees of metal card ♦️
You are businessman, you know the value of open market interest rate very well ..
Normal trend is 1.25 to 2

..And your wife's cibil and ITR?

they sanctioned credit card onlyon balance 2 cr in savings account for infinia account ..

 

[king of the kings]

(2 CR if kept for 30 days in saving)you already paid them lifetime fees of metal card ♦️
You are businessman, you know the value of open market interest rate very well ..
Normal trend is 1.25 to 2.5

we are getting 3.5 % intrest on that amount .. so win and win situation..

 

[hender]

we are getting 3.5 % intrest on that amount .. so win and win situation..

For getting the card, I can understand and appreciate, but on the other hand You are a businessman, using that money will give more benefits I assume.

 

[king of the kings]

yesterday we got sms of card sanction today card was delivered .. verry fast in dispatch and delivery ..

 

[hender]

yesterday we got sms of card sanction today card was delivered .. verry fast in dispatch and delivery ..

Wonderful, many congratulations 🎉 👏.
They were ready, just waiting for you to apply ☺️

 

[king of the kings]

For getting the card, I can understand and appreciate, but on the other hand You are a businessman, using that money will give more benefits I assume.

pl dont worry... we dont have work with that amount for few days .. .. today we started transferring and using the funds as usually.. it was kept only 12 days ... maximum .. i have gained interest in this time also .. with 12 days we got 2 infinia credit cards is it not worth ???

 

[hender]

pl dont worry... we dont have work with that amount for few days .. .. today we started transferring and using the funds as usually.. it was kept only 12 days ... maximum .. i have gained interest in this time also .. with 12 days we got 2 infinia credit cards is it not worth ???

Superb, that's the 🎯🥇

 

[Sobirvs]

pl dont worry... we dont have work with that amount for few days .. .. today we started transferring and using the funds as usually.. it was kept only 12 days ... maximum .. i have gained interest in this time also .. with 12 days we got 2 infinia credit cards is it not worth ???

is your infinia LTF or paid? If not paid, push HDFC for LTF as both your cards are issued anyways. Just make sure you spend atleast 10 rs on both cards so that there is outstanding on the card. Then push BM or central HDFC for LTF status. Don't worry, even if you threaten to close the card, they won't close it themselves as there will be outstanding on the card.

 

[king of the kings]

is your infinia LTF or paid? If not paid, push HDFC for LTF as both your cards are issued anyways. Just make sure you spend atleast 10 rs on both cards so that there is outstanding on the card. Then push BM or central HDFC for LTF status. Don't worry, even if you threaten to close the card, they won't close it themselves as there will be outstanding on the card.

its not a lifetime i think ,yes i will ask Bm he can help

 

[vaibhav111vaibhav111 is verified member.]

i have set Target to achive 3 top super premiem credit cards and achived 2 cards .. now infinia is the 3rd credit card ,hope i will get it soon ..
TARGET 1. AXIS BURGANDY PRIVATE (ONE ) CREDIT CARD 2. INDUSIND PIONEER PRIVATE CREDIT CARD 3. HDFC INFINIA CREDIT CARD . First 2 i have acheived by opening bank accounts by giving trv .3 infinia is in process ..

i'm little late to congrat you, your name and your CC collection + Private A/C set right with your username King of the kings feel totally right.

 

[vaibhav111vaibhav111 is verified member.]

I dont think reflecting on personal cibil matters
Further @vaibhav111 can guide you
He got it.

After getting infinia you could just mail hdfc to get bizblack as floater on infinia

@king of the kings via floater route you can get Bizblack limit will be shared with Infinia though, you mentioned it will reflected on personal cibil.. i also took bizblack via floater through my existing Infinia so another cibil account will be open and spend 1.5L in 90days for FYF only issue is after 3/6 month you can apply for Bizblack cause Infinia of your was recently Applied/Approved. do checkout Bizblack it a amazing card for any Businessman/Self Employed/PartnerShip Firm. Via Offline Route you need to Apply Though. 2 Cibil Hit will Happen Though.

 

[king of the kings]

i'm little late to congrat you, your name and your CC collection + Private A/C set right with your username King of the kings feel totally right.

tq . for privacy i dont want to keep my original name then Randomly i selected this name ..

 

[king of the kings]

my spouse also received same limit 10L it seems they are giving 10L minimum and not considering Itrs for limits .. BM is telling he will process Limit Enhance in april as they are in year end busy ..