HDFC millenia CC+DC optimum use

[Vishnubs]

I have an AMEX bill of 99K to pay. Holding HDFC millenia mastercard debitcard and millenia CC. Using PayzApp and Mobikwik. What is the best way to pay bill using millenia DC for optimum cashback ?

 

[MegaSpaceBar]

If you use your debit card it will give 1% or 2.5% depending on the MCC but it doesn't matter for you since it will be well above 400 so you will get 400 cash points. 100 extra from mobikwik.

 

[Vishnubs]

If you use your debit card it will give 1% or 2.5% depending on the MCC but it doesn't matter for you since it will be well above 400 so you will get 400 cash points. 100 extra from mobikwik.

I will do one thing, pay 50K from Axis liberty account and 16k with millenia DC and remaining 33k to be searched. To maximize cashback I need to split, any suggestions ? I usually get 750 vouchers from Axis every quarter just by paying bills

 

[D₹V]

I will do one thing, pay 50K from Axis liberty account and 16k with millenia DC and remaining 33k to be searched. To maximize cashback I need to split, any suggestions ? I usually get 750 vouchers from Axis every quarter just by paying bills

For leftover, use SBI DC. 0.25% cashback, max ₹10k per transaction.

for details visit rewardz.sbi

 

[Kumar93196]

For leftover, use SBI DC. 0.25% cashback, max ₹10k per transaction.

for details visit rewardz.sbi

If I have axis liberty a/c and I pay 25k bill via its dc is it counted as spend???

 

[D₹V]

If I have axis liberty a/c and I pay 25k bill via its dc is it counted as spend???

Don't know about Liberty.

But weekend spends are counted ig, not sure.

@VISHESH_BANSAL @Chaitanya-a might answer

 

[NShah]

If I have axis liberty a/c and I pay 25k bill via its dc is it counted as spend???

Y e s

 

[NShah]

Don't know about Liberty.

But weekend spends are counted ig, not sure.

@VISHESH_BANSAL @Chaitanya-a might answer

For weekend Cashback 5% upto 500 monthly required Specific mcc

 

[D₹V]

For weekend Cashback 5% upto 500 monthly required Specific mcc

You're pro sir

 

[Vishnubs]

If I have axis liberty a/c and I pay 25k bill via its dc is it counted as spend???

I think I once did it with my Liberty DC, and in statement it was shown as E-Commerce transaction. Not sure what MCC will be that

 

[KingAAR]

can we track which transactions gave us Cashback for millennia DC??

 

[FinoGuy]

I will do one thing, pay 50K from Axis liberty account and 16k with millenia DC and remaining 33k to be searched. To maximize cashback I need to split, any suggestions ? I usually get 750 vouchers from Axis every quarter just by paying bills

How ll you manage 2.5% on 16k? There's no cc merchant giving 2.5% eligible mcc

 

[Vishnubs]

How ll you manage 2.5% on 16k? There's no cc merchant giving 2.5% eligible mcc

2.5 % on online spends using Millenia Debit card not CC. Need to see how much I will get as cashback. Not sure about others.

 

[Vishnubs]

can we track which transactions gave us Cashback for millennia DC??

Need to see statement, never saw it

 

[FinoGuy]

2.5 % on online spends using Millenia Debit card not CC. Need to see how much I will get as cashback. Not sure about others.

I still didn't get it.. Why not use millennia cc and get 5% instead of 2.5% on dc? If it is outside those 10 merchants, then amex will be more rewarding than millennia dc

 

[Vishnubs]

I still didn't get it.. Why not use millennia cc and get 5% instead of 2.5% on dc? If it is outside those 10 merchants, then amex will be more rewarding than millennia dc

I am not sure how AMEX CC bill can be paid using Millenia CC, is that even possible ?

 

[Strange]

I am not sure how AMEX CC bill can be paid using Millenia CC, is that even possible ?

through Mobikwik with 2.95% charges.

 

[FinoGuy]

I am not sure how AMEX CC bill can be paid using Millenia CC, is that even possible ?

Everything is possible in this world! Moreover initially, I was referring to millennia dc. You're getting things mixed up confusing