• Hey there! Welcome to TFC! View fewer ads on the website just by signing up on TF Community.

HDFC millenia debit card use case for credit card payment

Apply For Lifetime Free IDFC First Credit Card
V

viveksingh1005

TF Select
VIP Lounge
With desmise of paytm , what is the best use case of HDFC millenia debit card for 15 cashback?
How can we make credit card payment using millenia debit card and still get 400 Rs cashback now ?

Please help. My due date is tomorrow and I have to pay close to 1 lakh rupees on y hdfc credit card. I have 2 millenia debit card with me.
 
Apply For LTF AU LIT Credit Card
Sort by date Sort by votes
Can anyone explain how millennia reward points are Credited. I did two transactions one credit card bill payment using jiofinance and one wallet load using Amazon on Aug 11. I have received reward points for credit card bill payment on September 10 but the points for Amazon wallet is not received. Do they provide reward points separately for different categories.
 
Upvote 0 Downvote
rahulj87 said:
Can anyone explain how millennia reward points are Credited
Click to expand...

Takes appr 90 days to credit. Couple of days ago, received the CB for the transactions done in July.

rahulj87 said:
Do they provide reward points separately for different categories.
Click to expand...

No. Wallet load and utility payments come under ₹400 limit. Credit card paymens done via Jio Finance is considered as a utility.

Only promotional cashbacks are outside of this 400 limit.
 
Upvote 0 Downvote
pothi said:
Takes appr 90 days to credit. Couple of days ago, received the CB for the transactions done in July.



No. Wallet load and utility payments come under ₹400 limit. Credit card paymens done via Jio Finance is considered as a utility.

Only promotional cashbacks are outside of this 400 limit.
Click to expand...
What I want to know is whether CB for a particular month is credited togather. As I received only utility CB of August, yet to receive wallet load CB.
 
Upvote 0 Downvote
rahulj87 said:
What I want to know is whether CB for a particular month is credited togather. As I received only utility CB of August, yet to receive wallet load CB.
Click to expand...
You won't receive wallet load CB.

Why? Because: :backhand-index-pointing-down:
pothi said:
Wallet load and utility payments come under ₹400 limit. Credit card paymens done via Jio Finance is considered as a utility.
Click to expand...

In more simpler words, If you've already exhausted the ₹400 limit by paying your CC bill then wallet load will not fetch you anything.
 
Upvote 0 Downvote
rahulj87 said:
What I want to know is whether CB for a particular month is credited togather.
Click to expand...

Yes, together.

rahulj87 said:
The credit card bill payment was done july 31st, so only utility CB received. The Wallet load was done on Aug 11.
Click to expand...

Make sense now. You got the rewards for transactions done in July. For transactions done in August, please wait till November.
 
Upvote 0 Downvote
rahulj87 said:
The credit card bill payment was done july 31st, so only utility CB received. The Wallet load was done on Aug 11.
Click to expand...
Ahh, I get it now, it will be credited by November or December starting (max).

pothi said:
Make sense now. You got the rewards for transactions done in July. For transactions done in August, please wait till November.
Click to expand...
Exactly, the way he said that it seems both transaction were made on the same date, but that's not the case 😂
 
Upvote 0 Downvote
Hemang said:
Bhai June ka CB hai ye jo abhi 4 din pehle aaya hai. Kyu ki last month mere pas 393 rupees aaye the, vo correspond ho raha tha May Spends se.
Click to expand...
No. June ka Cashback 30 sept tak aana tha woh 16 Sep ko aa gaya tha. Yeh July ka hai. Bhai meri tracking har month ki correct hai. Bas yeh 8 Oct ko aa gaya sabse fast. Is se pehle 14th ko aaya tha fastest ek month mein.

One of my family member millennia dc card came in July itself and received 400 for first time. Now Aug wala Nov mein aayega 90 days. Hisaab kitab sahi chal raha hai.
 
Upvote 0 Downvote
desiviru said:
No. June ka Cashback 30 sept tak aana tha woh 16 Sep ko aa gaya tha. Yeh July ka hai. Bhai meri tracking har month ki correct hai. Bas yeh 8 Oct ko aa gaya sabse fast. Is se pehle 14th ko aaya tha fastest ek month mein.

One of my family member millennia dc card came in July itself and received 400 for first time. Now Aug wala Nov mein aayega 90 days. Hisaab kitab sahi chal raha hai.
Click to expand...
Is it still giving 2.5% on cc bill payment through sbiuni after they change the mcc in hdfc app? Waiting for confirmation
 
Upvote 0 Downvote
You must log in or register to reply here.

Similar threads

STONE_MAN
  • Question Question
HDFC Millenia Debit card + Payzapp cashback.
Replies
13
Views
2K
adityatechnical
adityatechnical
M
Help needed with paying cc bill using HDFC Millenia debit card
Replies
2
Views
383
newIntern
newIntern
S
  • Question Question
1% cashback on Wallet loads using HDFC Millenia Debit card. What if I just load the max amount to Paytm and reload to my bank from Paytm.
2
Replies
25
Views
2K
Dipak_Bandgar
D
I
HDFC Gives 5% Cashback On Credit Card Payment Using Hdfc Bank Debit Card
Replies
1
Views
510
pothi
pothi
GhanaKasoota
When the SmartBuy cashback(Rs. 1000/- cap) will be credited, if purchased using Millenia Debit Card
Replies
14
Views
218
6ix9ine
6ix9ine
Back
Top