HDFC millenia debit card use case for credit card payment

[viveksingh1005]

With desmise of paytm , what is the best use case of HDFC millenia debit card for 15 cashback?
How can we make credit card payment using millenia debit card and still get 400 Rs cashback now ?

Please help. My due date is tomorrow and I have to pay close to 1 lakh rupees on y hdfc credit card. I have 2 millenia debit card with me.

 

[GTSaketh]

Mastercard variant sometimes not working on SBI unipay, Canara bank website.

I mean sometimes otp page is not open.

Personally never faced any issues with SBI unipay. I have MC Millennia

 

[butaiiem]

Is it still giving 2.5% on cc bill payment through sbiuni after they change the mcc in hdfc app? Waiting for confirmation

@Abhishek012 kindly confirm this

 

[NShah]

@Abhishek012 kindly confirm this

Yes you will get 2.5% cashback

 

[desiviru]

Mastercard variant sometimes not working on SBI unipay, Canara bank website.

I mean sometimes otp page is not open.

Out of 4 I have in family incl. mine, one is master card and you are right with master sometimes otp page doesn't appear and sometimes payment page itself fails to load after otp and give erro but best part is no money deduction too. With rupay it deducts on unipay and then fails for my friend but these days Rupay working fine. Next month closing one of my VISA VDC and activating Rupay. New card activation bonus aayega, paisa hi paisa hoga... Mere nahi HDFC ke pass jiska bill bharna hai.

 

[newinnov]

Out of 4 I have in family incl. mine, one is master card and you are right with master sometimes otp page doesn't appear and sometimes payment page itself fails to load after otp and give erro but best part is no money deduction too. With rupay it deducts on unipay and then fails for my friend but these days Rupay working fine. Next month closing one of my VISA VDC and activating Rupay. New card activation bonus aayega, paisa hi paisa hoga... Mere nahi HDFC ke pass jiska bill bharna hai.

Does Millennia comes with rupay variant too?

 

[desiviru]

Does Millennia comes with rupay variant too?

No. It don't. But, maybe, in future.

 

[Abhishek012]

Out of 4 I have in family incl. mine, one is master card and you are right with master sometimes otp page doesn't appear and sometimes payment page itself fails to load after otp and give erro but best part is no money deduction too. With rupay it deducts on unipay and then fails for my friend but these days Rupay working fine. Next month closing one of my VISA VDC and activating Rupay. New card activation bonus aayega, paisa hi paisa hoga... Mere nahi HDFC ke pass jiska bill bharna hai.

I told many times, SBI Unipay website, after otp submit manually click there on page redirect back option on sbi Unipay website.

Many visa/mastercard users also told me transaction failed after otp submit on SBI Unipay website.

Fault is from SBI Unipay website, SBI Unipay website server is slow, sometimes website can't automatically redirect back to SBI Unipay payment success page.

 

[desiviru]

I told many times, SBI Unipay website, after otp submit manually click there on page redirect back option on sbi Unipay website.

Many visa/mastercard users also told me transaction failed after otp submit on SBI Unipay website.

Fault is from SBI Unipay website, SBI Unipay website server is slow, sometimes website can't automatically redirect back to SBI Unipay payment success page.

Bro, you din't got my point. After entering otp the payment successful page never comes and it shows session timeout even when txns are done within less than a minute. Also, I never manually click page once payment is successful and it automatically redirects after 10 seconds. People here generalize their personal experience. 99.5% of my txns on Unipay haven't failed and I never manually redirects after payment successful page appears.

The HDFC Mastercard issue is whole different thing. HDFC en-stage wibmo page has some javascript issue which occurs like 2-3% of time and once you hit submit it instantly shows error page and do nothing after that. But 97% of time it is successful. Same happened with VISA card also so issue is at HDFC payment processing page end.

The OTP page has nothing to do with Unipay or Payment Gateway, it is HDFC Bank own server page. Everytime you make a payment with any bank the final page is their own page having their own API getting used by all card payment processor like Rupay/Master/VISA.