HDFC Millenia Points redemption query.

[abhishek751]

Hey all,
I have HDFC Millenia and got statement bill of 1343.90 and I had points to redeem, so I redeemed all my points,
now the question is does the point redemption counts as repayment or not?

 

[Farhad sekh]

No . .

 

[D₹V]

Hey all,
I have HDFC Millenia and got statement bill of 1343.90 and I had points to redeem, so I redeemed all my points,
now the question is does the point redemption counts as repayment or not?

No, it'll be adjusted in next bill.

 

[SpiesCan'tCatchMe]

I asked a similar doubt when I got my millennia initially. And someone in this community told me we can redeem the reward points in the same statement but it was a lie 😭
So the truth is you can't redeem the cashback in the same statement.

 

[D₹V]

I asked a similar doubt when I got my millennia initially. And someone in this community told me we can redeem the reward points in the same statement but it was a lie 😭
So the truth is you can't redeem the cashback in the same statement.

In one month, 2 statement falls, so you have to wait to complete 2nd statement cycle.

 

[VISHESH_BANSAL]

No, it'll be adjusted in next bill.

Now things got Changed , Just Because of RBI Guidelines.

I had Repaid Statement Due by Redeeming Cashback Points and It was indeed Considered as Repayment since I was not charged any Late Payment Fee and Other Finance Charges.

Attaching Screenshot of My own Past Statement for those Who needs/requires Proof🤣

 

[D₹V]

Attaching Screenshot of My own Past Statement for those Who needs/requires Proof🤣

GIF search kar rha tha to ye aa gayaa 🤣

 

[pinki]

Millenia cc points redeem krne pe charges bhi lgte hain kya??
Will redeem in statement.😈

Now things got Changed , Just Because of RBI Guidelines.

I had Repaid Statement Due by Redeeming Cashback Points and It was indeed Considered as Repayment since I was not charged any Late Payment Fee and Other Finance Charges.

Attaching Screenshot of My own Past Statement for those Who needs/requires Proof🤣

 

[s1t2y3a3m6]

Millenia cc points redeem krne pe charges bhi lgte hain kya??
Will redeem in statement.😈

Statement cash redeem pe koi charges nehi but gift voucher or any other pe redemption charges lagega

 

[pinki]

Statement cash redeem pe koi charges nehi but gift voucher or any other pe redemption charges lagega

Themx 😈 .

 

[SpiesCan'tCatchMe]

Statement cash redeem pe koi charges nehi but gift voucher or any other pe redemption charges lagega

Statement cash is the most valuable form of redemption tho, rest all gives low returns

 

[COmM4nDer]

I am unable to redeem my points to statement cash. The main page where details of the card, Pay Now, Rewards etc options that are normally shown are not showing just offers & irrelevant ads. The right side quick links are also not working. The MyCards mobile app is redirecting to this website only. Any links to the HDFC rewards to cash site?

 

[kiran_kishore]

Hi, how to redeem the cashback points as statement cash? I read the update t and c which says ₹50 per redemption for the statement credit but for reward catalogue it is ₹99+GST per instance. Help me to do this. TIA