HDFC Millennia Billing cycle (cashpoints credit)

[Donald J. Trump]

Can someone explain me the Millennia CC Cashpoints cycle? My bill on millennia was 25k as per 25 August statement and shouldn't I be credited with 250 cashpoints by September 1st month, but I got none. My 25 July statement was nil.

Got so much frustrated after so many follow-ups. Called the customer care 🏖️ south africa ki mudra (R word) as she was least interested in my issue and tried to give me ANNNNN EXCLUSSSIVVVEEEE PERSONALLLL ACCIDENTALLLL INSURANCE FORRRRR A SPECIIIALLLL CUSTOMMERRR LIKEEEE ME. I know I'm the potus, but come on.

All my cards have 25th billing date. What should be the ideal billing date for rewards to get timely credited or somewhat extended credit period ???

Would really appreciate this if people can share their experiences.

@Vasuki @SSV @D₹V @helloworld @Tejo @sidp @Abhishek012 @BVC @HumorSimpson @Zacobite @vine @NShah @CMG @RAMESH BABU N @SpiesCan'tCatchMe @vaibhav111 @Strange @saver-user @Pissant @Premium @Wealth is my birth right! @RajeshV @Rkr @Anupama_Jha @Mr. Bean @bhavyegoel @ashwink @kuchbhi

 

[Donald J. Trump]

Department of War, HELPP HELLLP HELLLPPPP @Abhishek012

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[Anupama_Jha]

Can someone explain me the Millennia CC Cashpoints cycle? My bill on millennia was 25k as per 25 August statement and shouldn't I be credited with 250 cashpoints by September 1st month, but I got none. My 25 July statement was nil.

Got so much frustrated after so many follow-ups. Called the customer care 🏖️ south africa ki mudra (R word) as she was least interested in my issue and tried to give me ANNNNN EXCLUSSSIVVVEEEE PERSONALLLL ACCIDENTALLLL INSURANCE FORRRRR A SPECIIIALLLL CUSTOMMERRR LIKEEEE ME. I know I'm the potus, but come on.

All my cards have 25th billing date. What should be the ideal billing date for rewards to get timely credited or somewhat extended credit period ???

Would really appreciate this if people can share their experiences.

@Vasuki @SSV @D₹V @helloworld @Tejo @sidp @Abhishek012 @BVC @HumorSimpson @Zacobite @vine @NShah @CMG @RAMESH BABU N @SpiesCan'tCatchMe @vaibhav111 @Strange @saver-user @Pissant @Premium @Wealth is my birth right! @RajeshV @Rkr @Anupama_Jha @Mr. Bean @bhavyegoel @ashwink @kuchbhi

@Badshah suggested me to change to 1st of every month for easy peasy rps tracking. While HDFC done it to 2nd. Would suggest same!!

 

[Donald J. Trump]

@Badshah suggested me to change to 1st of every month for easy peasy rps tracking. While HDFC done it to 2nd. Would suggest same!!

For the last 5 months I got no reward points, even though except july cycle my bill was above 30k> in most of the months. Also I don't think that all merchants can be in exclusion list. Like I bought a pair of TWS earbuds from Amazon for 4.5k ....so sure that couldn't be an exclusion..... Is HDFC finally started targeting me?

 

[BhaiyaJi]

HDFC is punishing you for all the tariff jhumla.

 

[Anupama_Jha]

For the last 5 months I got no reward points, even though except july cycle my bill was above 30k> in most of the months. Also I don't think that all merchants can be in exclusion list. Like I bought a pair of TWS earbuds from Amazon for 4.5k ....so sure that couldn't be an exclusion..... Is HDFC finally started targeting me?

RPs crediting is 2 months late in HDFC.

It works like that,

1k RPs are reflected after sep statement generation for 20k spends of last month, i.e. 2nd aug - 2nd sep, but these aren't redeemable. I can redeem it, once oct statement gets generated.

 

[Donald J. Trump]

RPs crediting is 2 months late in HDFC.

It works like that,

1k RPs are reflected after sep statement generation for 20k spends of last month, i.e. 2nd aug - 2nd sep, but these aren't redeemable. I can redeem it, once oct statement gets generated.

even in that case I have been duped....because i didn't get any for the past 5 months, checked all the statements. All trxs above 30k apart from july nil.

shall i write to pno?

 

[Anupama_Jha]

even in that case I have been duped....because i didn't get any for the past 5 months, checked all the statements. All trxs above 30k apart from july nil.

shall i write to pno?

Where are u checking?

Login hdfc app, click on particular card and then check reward points balance there.

 

[Donald J. Trump]

Where are u checking?

Login hdfc app, click on particular card and then check reward points balance there.

0 hai. Also checked across all 5 statements. Earned 0.

most trxs are on amazon, instamart and big basket. I changed the network to rupay in between. Is it because of that??

 

[s1t2y3a3m6]

My bill on millennia was 25k as per 25 August statement

Points will credit after 25th sep statement generation

 

[Anupama_Jha]

0 hai. Also checked across all 5 statements. Earned 0.

most trxs are on amazon, instamart and big basket. I changed the network to rupay in between. Is it because of that??

Nope, I too changed. No effect other than spends count lost, which affected milestone benefit

 

[knight]

RPs generally come within a week of the next month.

So txns before 30th Aug are credited by 7th sept .
They can't be redeemed until statement - Sept statement.

Also, mycards and mobile banking have been a bit buggy showing old number of points these days.. I redeemed 3k points but i can still see them in mycards..



As for MCCs, you can call and confirm MCCs for all txns.

And mail Grevience with Txn details, they'll generally send you a rewards breakdown statement if they feel your case is genuine.

 

[Donald J. Trump]

Points will credit after 25th sep statement generation

That I know sir. but haven't got any for the last 5 statements. Also 1 more thing..... as @Anupama_Jha suggested shall I change all my billing cycle dates to 1st each month for optimisation? What I am looking for is somewhat extension in credit period 3-4 days + rewards optimisation

 

[Donald J. Trump]

I

Nope, I too changed. No effect other than spends count lost, which affected milestone benefit

I wrote an email regarding that , to consider the spends count on visa one for the milestone benefit. They are to reply by monday. let's see

 

[Donald J. Trump]

RPs generally come within a week of the next month.

So txns before 30th Aug are credited by 7th sept .
They can't be redeemed until statement - Sept statement.

Also, mycards and mobile banking have been a bit buggy showing old number of points these days.. I redeemed 3k points but i can still see them in mycards..



As for MCCs, you can call and confirm MCCs for all txns.

And mail Grevience with Txn details, they'll generally send you a rewards breakdown statement if they feel your case is genuine.

THATTTT JUST HELPS SO SOOOO MUCH....

WITH THAT EXPLANATION, 10th of every month seems a very reasonable billing date. Let's say by 7th cashpoints got credited and then on 10th you can redeem it without waiting for one more statement. But yes who redeems these cashpoints every month??? IDK

 

[s1t2y3a3m6]

That I know sir. but haven't got any for the last 5 statements.

Then better write a mail to grievance team and ask a list of points against eligible spends

Also 1 more thing..... as @Anupama_Jha suggested shall I change all my billing cycle dates to 1st each month for optimisation? What I am looking for is somewhat extension in credit period 3-4 days + rewards optimisation

You can change billing date for easy understanding for yourself nothing else

 

[Donald J. Trump]

You people are my saviours.

 

[TripleAce]

Half of TF community will get a notification of this thread without actually commenting a word. 😅

@Donald J. Trump - tag the remaining balance folks whenever you’re free later tonight 🙏🏼

 

[Donald J. Trump]

Half of TF community will get a notification of this thread without actually commenting a word. 😅

@Donald J. Trump - tag the remaining balance folks whenever you’re free later tonight 🙏🏼

You can thank our commander @Abhishek012

and its Department of WAR sir.

 

[Chitra007]

Millennia credit card cashpoints cycle is always monthly calendar based, as you have received the statement on August 25, cashpoints will be appeared in statement of September 25.