Millennia HDFC Millennia RuPay Credit card Launch | 6% to 12% on Amazon, 5%% Flipkart, Myntra, Sony LIV, Swiggy, Tata CLiQ, Uber, Zomato, BookMyShow, Cult.fit:

[kgaurav00]

You will not get until you email Hdfc to process it manually.
Millennia cc is new in Rupay network, it will take some time to settle properly.
So, If you haven't received 1% cashbback on upi email hdfc .

Franchise network change easily done by HDFC,
people get easily rupay varient when they fixed there issue with Cashback..

 

[uipolo]

Anybody received 5% cb.

Not yet. If they don’t credit it by the 7th of October, I’ll have to send an email. ✉️

 

[6ix9ine]

why VISA over Rupay?

He already has dedicated RuPay CC, which is better than millennia.

Mastercard is trash for millennia, so VISA is the only logical choice.

Plus millennia VISA comes with VISA SIGNATURE.

 

[aniplox]

You will not get until you email Hdfc to process it manually.
Millennia cc is new in Rupay network, it will take some time to settle properly.
So, If you haven't received 1% cashbback on upi email hdfc .

ok so When I use this card on amazon for amazon gold + millennia cashback I'll have to mail hdfc everytime for 5% cashback?

 

[muk9998]

No clear reward rate on upi even i didn't get any cashback on upi transaction..

In Statement - Rewards Program Summary
1% CashBack on other Spends
Got 937 Cashpoint On 90K

No Mention of 5% Cashback in Statement
I spent 1200 on Flipkart Using UPI so didn't get 5% on it.

 

[Abhishek012]

So my Millenia card is up for newnal and HDFC has send a mail asking to update address if needed, and also mentioned that I can switch the network if I want. Now the card I have is on the Mastercard platform. Anything special if I switch to Visa or Rupay? I was thinking I'd go for the Rupay network when renewing the card since my Neu Infinity gives 1.5 percent only on the Neu app when doing UPI transactions. But in between I ended up getting the Axis Supermoney that's clearly better for UPI. And I also have the PNB Rupay Select. I noticed that the Millenia Visa is good for Timesprime and other Visa offers and the Mastercard offers at least I noticed, arent all that much.
So what is the suggestion, stick to MC, or go for Visa or Rupay?

Everyone gives answers according to their own understanding. No one gives a clear answer.

Okay, let me explain -

Look, Mastercard is anti-India company and useless — you should change it.

Now, if you choose Visa, yes, you’ll get the TimesPrime membership. And another good thing is, the more people who claim TimesPrime, the sooner the offer will end. Right bro @6ix9ine ?

Now, coming to RuPay —

You’ll get 1% to 2% cashback on UPI transactions for other merchants, if you include milestones (total 2%).

For preferred merchants, you’ll even get 5% cashback through UPI. (Yes, for some transactions, the 5% cashback isn’t coming automatically right now — you’ll need to email them. They’ll give the 5% cashback manually. Since it’s a new network, HDFC Bank doesn’t yet have all the UPI data; they’ll collect it and update their credit card system in some time.)

RuPay EMI -

EMI and EMI discounts are supported on Flipkart. I haven’t checked on Amazon, but if it doesn’t work there, just email the bank — they’ll fix it.

 

[Abhishek012]

No clear reward rate on upi even i didn't get any cashback on upi transaction..

In Statement - Rewards Program Summary

1% CashBack on other Spends

Got 937 Cashpoint On 90K

No Mention of 5% Cashback in Statement

I spent 1200 on Flipkart Using UPI so didn't get 5% on it.

Wait a few more days and then send an email to HDFC Bank.

For preferred merchants, you’ll even get 5% cashback through UPI. (Yes, for some transactions, the 5% cashback isn’t coming automatically right now — you’ll need to email them. They’ll give the 5% cashback manually. Since it’s a new network, HDFC Bank doesn’t yet have all the UPI data; they’ll collect it and update their credit card system in some time.)

 

[uipolo]

ok so When I use this card on amazon for amazon gold + millennia cashback I'll have to mail hdfc everytime for 5% cashback?

Not every time — only until they fix this issue.

 

[rahulj87]

Received 5% cb on Millennia today. They credited 5% cb on upi transactions too on preferred merchants.

 

[uipolo]

Received 5% cb on Millennia today. They credited 5% cb on upi transactions too on preferred merchants.

+1. Just abhi check Kiya tumhara message pdne ke baad, mujhe bhi mil gaya 😂

 

[kgaurav00]

+1. Just abhi check Kiya tumhara message pdne ke baad, mujhe bhi mil gaya 😂

where you check???

 

[Abhishek012]

In Statement - Rewards Program Summary
1% CashBack on other Spends
Got 937 Cashpoint On 90K

No Mention of 5% Cashback in Statement
I spent 1200 on Flipkart Using UPI so didn't get 5% on it.

Did you make the ₹90k transaction directly with the card or through UPI?

 

[Abhishek012]

Purchased AMAZON PAY GIFT CARD using card details ,is it eligible for 5% cashback or not .
View attachment 109752

Did anyone receive reward points on buying "Amazon Gift voucher on Amazon "on Millennia card after Rupay variant conversion?

I am just asking, I need to buy 10k gift voucher now

So, 5% cb credited for Amazon gv purchase from Amazon ?

 

[muk9998]

Did you make the ₹90k transaction directly with the card or through UPI?

No, not directly, 90K is credit card bill
Usmese 40K something to dusre cc ka bill pay Kiya tha using Vi Trick 🙂 uska bhi 1% mil gaya..

 

[rahulj87]

where you check???

you can check in HDFC bank app (not the new one) and My Cards portal.

 

[Das.N]

So, 5% cb credited for Amazon gv purchase from Amazon ?

Yes, For Amazon gift card cashback is credited.

But somehow, 49 reward points are missing for my total statement value. I have to manually figure it out which transaction they excluded for reward points or ask them a excel sheet for each transaction's reward points calculation .

 

[Bart Simpson]

Yes, For Amazon gift card cashback is credited.

But somehow, 49 reward points are missing for my total statement value. I have to manually figure it out which transaction they excluded for reward points or ask them a excel sheet for each transaction's reward points calculation .

@Das.N can you DM the email you have sent to hdfc customer care and do we need to wait for this month statement generation. I have made purchase of around 8k in Amazon but got 176 reward points

 

[HumorSimpson]

@Das.N can you DM the email you have sent to hdfc customer care and do we need to wait for this month statement generation. I have made purchase of around 8k in Amazon but got 176 reward points

On the date of statement generation you should get an sms saying 400 Reward points credited for 5% category.

 

[Bart Simpson]

On the date of statement generation you should get an sms saying 400 Reward points credited for 5% category.

I got sms today 176 reward credit my statement generates on 20th of every month. I have converted my visa to rupay last month 😢

 

[HumorSimpson]

I got sms today 176 reward credit my statement generates on 20th of every month. I have converted my visa to rupay last month 😢

There are 2 types of SMS that I receive on the statement generation date which is 6th of the month, for my hdfc millenia visa.

Reward Points Credited: 100 To HDFC Bank Credit Card 6789 On 05/OCT/2025 Towards EARNED 1% Cashback on other spends.

Reward Points Credited: 500 To HDFC Bank Credit Card 6789 On 05/OCT/2025 Towards EARNED 5% CASHBACK_SELECT MERCHANTS


I reckon, they credit the 5% on the 1st week of the month. So, you may have to wait till Nov 1st week. When was your 8K on amzn settled ?