HDFC Moneyback to Millenia?

[cardex]

Is it advisable to avail upgrade from HDFC moneyback to Millenia Visa international (rs1000 fees)? Pros and Cons? Or better apply for a limit increase offer on the Moneyback card itself? Other card holdings (Onecard, Amazon ICICI, Tata neu basic rupay, Kotak rupay)?

 

[gautampai]

How long it took for you to get upgrade offer since you started using moneyback+ card?

1 year and 1 month

 

[suryatejad]

1 year and 1 month

That's quite a long time. I have LTF MB+ card, I will rather wait couple more months to get pre approved Millennia than taking mb+ LTF now

 

[sparkit]

Hi,
My Oldest card is HDFC MoneyBack + card which is just 1 year old. My second oldest card is SBI Simplysave which recently upgraded to BPCL Octane. My Axis bank card is just 5-6 months old.
Is it good to wait 3 months cooling period to apply ICICI Amazon pay card and then upgrade my MoneyBack to Millenia or I can just upgrade now?
Because ICICI agent told me we need at least 1 yr old card for C2C method.

 

[HumorSimpson]

HDFC Millennia is anytime better than Moneyback even if you're upgrading from LTF Moneyback to chargeable Millennia. Reaching 1L spend milestone isn't difficult in a year to get fee waiver on Millenia.

You'll be getting 5% cashback on major ecom portals namely: Amazon, BookMyShow, Cult.fit, Flipkart, Myntra, Sony LIV, Swiggy, Tata CLiQ, Uber and Zomato.

Also 6% cashback on Smartbuy purchases. 1% cashback on other spends as well. Exclusions are very few unlike other bank cards. Only Rent Payments, Govt txn & Fuel txn are excluded.

will govt txns considered for quarterly mile stone benefits ?

 

[roygarg]

I emailed them asking for an upgrade from moneyback+ to millenia. They want me to fill an offline upgrade form and mail it to chennai or drop it at an atm dropbox. They also want me to include salary slips with the form even though my salary account is HDFC. Is this normal?

 

[HumorSimpson]

I emailed them asking for an upgrade from moneyback+ to millenia. They want me to fill an offline upgrade form and mail it to chennai or drop it at an atm dropbox. They also want me to include salary slips with the form even though my salary account is HDFC. Is this normal?

I did the same, they denied. seems grievance mails are the way.

 

[roygarg]

I did the same, they denied. seems grievance mails are the way.

Strangely in my case, I asked if I could be upgraded in the Grievance redressal cc mail id but the reply came from escalation cc id asking me to send filled form and slips to Chennai.

 

[HumorSimpson]

Strangely in my case, I asked if I could be upgraded in the Grievance redressal cc mail id but the reply came from escalation cc id asking me to send filled form and slips to Chennai.

Send the soft copies to the grievance mail and tell them lets handle in digital.

 

[roygarg]

Send the soft copies to the grievance mail and tell them lets handle in digital.

Ill try asking them if they can do this digitally over email. Ill keep the grievance redressal id in cc. Lets see.