HDFC offering Infinia against investment - is it worth it?

[credit_explorer]

I read in this forum that we can get Infinia by investment route. I enquired about it with bank. They are offering Infinia if I invest 1.5 Lakh/year (earlier they were demanding 2 Lakh/year, but when I declined they came down to 1.5, and now they are eager to sell the policy, calling multiple times a day saying they got approval for Infinia). They are saying I can surrender the policy after 3 years and get the money back. I have few questions: How much money I will get back if I surrender the policy after 3 years (they are claiming I will get back 6-6.5 lakhs) ?
Is it worth it to invest 1.5 Lakh to get Infinia? I have Regalia Gold.
Thoughts and suggestions are appreciated.
Note: Infinia offered is not LTF. They are claiming RBI made some rules, so they cannot offer LTF for super premium cards.
Policy offered is Sampoorna Jeevan

 

[D₹V]

They process card after 30 days.

Smart boy HDFC 🤣🤭💀

 

[SHUB11]

Smart boy HDFC 🤣🤭💀

Bade Harami hain HDFC wale...I was thinking of this trick only.....

 

[satarawala]

Yes Infinia is a waste card, it’s only useful for GVs..
Anyway why do anyone want to buy GVs…
Magnus for Burgundy is enough for everything..
I don’t know why everyone is after Infinia and
Everyone is spending tens of lakhs of rupees for LE and Upgrades to get Infinia..
How stupid are they?

Infinia is not useful even given as LTF..
Why one need Infinia LTF when you can get SBI CB card LTF…

Hi SSV,

Can you please guide me on how to get SBI Cashback card as lifetime free?

TIA

 

[sravanbrahma]

My personal opinion, unless your spends are >8-10 lakhs infinia is not worth

 

[SplendorSuperman]

Hi SSV,

Can you please guide me on how to get SBI Cashback card as lifetime free?

TIA

SBI CB LTF is rare !

 

[sjmajumder]

SBI CB LTF is rare !

It's simple, take the paid card and meet the spend threshold every year, and you will get lots of cashback too 😀 😀 😀

 

[SplendorSuperman]

It's simple, take the paid card and meet the spend threshold every year, and you will get lots of cashback too 😀 😀 😀

That’s what I am doing too😬😬.
Annual Fee is penny in comparison to cb it gives.