HDFC PHONEPE ULTIMO CARD

[Stephen25]

Anyone Applied Hdfc PhonePe Ultimo Credit card? It's shows Coming soon only...
Is there any direct link? To apply for it.

 

[iamvk]

Yes and No.

SBI rejected my application due to overleverage. Then I applied for HDFC Ultimo and got it approved.
My wife applied for the SBI Black and got it approved, along with an add-on card for me.😀

Good to know. I will try it.

 

[SSV]

ULTIMO card already reported to CIBIL with 5K balance..
Very fast..

 

[ashwinikumar900]

One question.
The UPI cashback-it’s through any app or PhonePe exclusive?

 

[SSV]

One question.
The UPI cashback-it’s through any app or PhonePe exclusive?

any UPI App..

 

[pranjal1984]

Yeh Ultimo Ultimate topi pehna raha hain kya? 1st statement is generated and no sign of any reward points. If no reward points, then this thread will be like that Axis Privilege Amex thread. Too much noise but no value.

 

[iamvk]

Yeh Ultimo Ultimate topi pehna raha hain kya? 1st statement is generated and no sign of any reward points. If no reward points, then this thread will be like that Axis Privilege Amex thread. Too much noise but no value.

I am also in the same boat

 

[SSV]

Yeh Ultimo Ultimate topi pehna raha hain kya? 1st statement is generated and no sign of any reward points. If no reward points, then this thread will be like that Axis Privilege Amex thread. Too much noise but no value.

I am also in the same boat

There is huge difference between FASAK and other banks...
and also there is no comparision betwen this card and FASAK prvilige Amex card... That was a pure hype created by some .. no real value except for a small subset of features..

In this case, there may be some initial hiccups because of newly introduced card with new partner...
I think there may be some issues initially (ig Swiggy card also got some issues initially, not sure myself as I never owned one)...

In a few months it may be resolved.. this is my view....

I like your statement about amex privilge : "Too much noise but no value stamement "..

all the best holders of Ultimo...

 

[pranjal1984]

There is huge difference between FASAK and other banks...
and also there is no comparision betwen this card and FASAK prvilige Amex card... That was a pure hype created by some .. no real value except for a small subset of features..

In this case, there may be some initial hiccups because of newly introduced card with new partner...
I think there may be some issues initially (ig Swiggy card also got some issues initially, not sure myself as I never owned one)...

In a few months it may be resolved.. this is my view....

I like your statement about amex privilge : "Too much noise but no value stamement "..

all the best holders of Ultimo...

Not a single card worth taking from Fasak Bank right now. But I am using Axis Airtel which is decent as I have Airtel Postpaid and Wifi . But Amex Privilege is only for the sake of keeping core Axis card at LTF.

 

[nikhilv0303]

Thanks Bhai! These people were playing verification- verification since last 14 days . Escalated it and got approval in 1 hour. 🤣

Congratulations ! !

 

[iamvk]

Not a single card worth taking from Fasak Bank right now. But I am using Axis Airtel which is decent as I have Airtel Postpaid and Wifi . But Amex Privilege is only for the sake of keeping core Axis card at LTF.

I am being offered Previlege Visa as LTF. I am on the fence until I get sbi phonepe black

 

[SSV]

I am being offered Previlege Visa as LTF. I am on the fence until I get sbi phonepe black

no need to hurry..
At any point of time either visa or Amex privilege will be LTF..

 

[SSV]

Has your limit got increased automatically from initial limit of 5K bro? How long do we need to wait to get restored to shared limit with other cards?

Haven't been restored yet..
Still 5k..

View attachment 112774

Credit limit on Ultimo restored to the original CL on the primary card....
BTW this Ultimo is a floater card..

 

[rajcasio]

Credit limit on Ultimo restored to the original CL on the primary card....
BTW this Ultimo is a floater card..

View attachment 113019

What's with extra 1 Re in Credit limit?
Mine too 353001


Btw how to check Reward Points for the transactions?
No....Bill not generated yet

 

[SSV]

What's with extra 1 Re in Credit limit?
Mine too 353001


Btw how to check Reward Points for the transactions?
No....Bill not generated yet

I have no idea about this extra ₹1..

About reward points checking , I haven’t explored it yet..l will let you know once I know..

 

[ashwinikumar900]

I have no idea about this extra ₹1..

About reward points checking , I haven’t explored it yet..l will let you know once I know..

This extra one rupee is maybe because you have closed one HDFC credit card in past and then applied for the next one, and that old card has one rupee extra credit balance.

NOTE - This happened to me with an AXIS card.

 

[ashwinikumar900]

Now it's time for GOOGLE/Google Pay to launch its own co-branded Rupay credit card.

 

[cctrick]

HDFC Calculates reward points on calendar month basis. So you can expect the reward points to be updated on My Cards by 3rd Nov (+/- 2 days) . And Redemption can happen in the next statement after 3rd Nov.

 

[OptiCard]

Now it's time for GOOGLE/Google Pay to launch its own co-branded Rupay credit card.

Gpay already did years back with Axis bank 😅

 

[Krishna Kumar]

Gpay already did years back with Axis bank 😅

ACE is a Visa Card. He is talking about Rupay.

 

[OptiCard]

ACE is a Visa Card. He is talking about Rupay.

My bad.

If GPay launches with 10% then it will be tough competition.

else adding the ACE with rupay network with just 5% won't get much customers.