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Millennia HDFC Pre-approved CC offer updated from MONEYBACK+ to MILLENIA (75k limit) in just 2 Months of Wait.

Why ? What's wrong?
If you get this merchant name - ASSPL on Amazon transactions. We have to email and manually claim the 5% cashback (HDFC has already asked for the details of the ASSPL transaction for the 5% cashback).

An email has already been sent requesting HDFC Bank to update this merchant name in their system for 5% Cashback.

They might actually fix it — after a complaint about UPI transactions, automatic 5% cashback started from the second month, so HDFC Bank might fix this one too.

It was only this month that we found out about the ASSPL merchant name. HDFC Bank might fix it from the second months onward.
 
Why ? What's wrong?
RuPay on millennia is bugged atm. Visa is much better. You could get VISA SIGNATURE which benefits alot in future for example: free timesprime.

VISA variant works flawlessly on all merchants specified by HDFC without any issues. Everything is crystal clear. With mastercard/RuPay, you have to play email - email as they tag different MCCs.

If you don't have any RuPay card then it's fine else this is useless (at least for now).
 
The net works really FAST to reply to his Best Friends !!
Hey, there was one question I forgot to ask — you got the HDFC PhonePe RuPay CC Ultimo, right?

Is your 10% cashback eligible for card OTP based transactions too or only for UPI?

because if you read HDFC’s T&C page, it says 10% cashback is only applicable for UPI payments -

 
Hey, there was one question I forgot to ask — you got the HDFC PhonePe RuPay CC Ultimo, right?

Is your 10% cashback eligible for card OTP based transactions too or only for UPI?

Because if you read HDFC’s T&C page, it says 10% cashback is only applicable for UPI payments -

I got it about a few hours back .. will update in the due course..
 
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