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HDFC Pre-Approved Credit Card Offer OCT - NOV 2022 (LTF confusion)

Apply For Lifetime Free IDFC First Credit Card
Collector_sahab

Collector_sahab

TF Premier
There is a lot of confusion among Hdfc account holders regarding lifetime free credit card offers sent in e-mail in October and November, 2022.
On one hand, some members are saying LTF criterias are absolute since September 13th.
HDFC customer care also says they don't issue LTF cards from October.
The question is why is HDFC account holders still getting offer e-mails and SMSs regarding Lifetime Free credit card, where validity of offer is explicitly mentioned as 31st October and now 15th November ?

Has anyone applied for LTF pre-approved credit card (Moneyback+ / Millenia) in October and November and recieved their cards - if so, please share if they have been confirmed as LTF or any other experience likewise.

image_2022-11-09_184823294-ink.jpeg image_2022-11-09_185236119-ink.jpeg
 
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LJGIBBS said:
HDFC NetBanking -> Credit Cards -> Enquiry -> Redeem Reward Point -> Select Card.. New pop up window opens.. Click on rewards and there are two options, One to see spend based benefits.. Any ways, @Batmanbaba when you get LTF by spending required amount, in the statement under reward point segment, you will see one credit point under LTF category.
Click to expand...
My rewards points is currently blank.... But I have done three steps.... Smartpay registration, spent 30000 already and did 12 transactions of above 500...let me see what promo shows up.... As the transaction are showing in transaction history after 2-3 days for me...
 
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Batmanbaba said:
My rewards points is currently blank.... But I have done three steps.... Smartpay registration, spent 30000 already and did 12 transactions of above 500...let me see what promo shows up.... As the transaction are showing in transaction history after 2-3 days for me...
Click to expand...
You will get that in the monthly bill statement generated.. Also, apply for an add on card, one more way to get LTF
 

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logu said:
So when getting it upgraded you did accepted it as first year free but then after getting it still you got it converted. Am I right?
Click to expand...
no FYF.
I got the card as pre-approved. In mail it was mentioned as LTF.

But while applying it showed as spend 3 lakh a year and you can get the card as free.

But inside it was written as spend 1 Lakh in 90 days to make the card as LTF. Like this.
1670179352853.png

I applied and got the card delivered in 5 days. then i mailed the CC team with this screenshot (That was the time when HDFC stopped all the spend based LTF offers) to make sure still its valid.

They replied as the offer is still valid if you spend 1 lakh in 90 days you can make the card as LTF.
 
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Kartik2022 said:
I applied for regalia yesterday c2c and this is what the branch employees showed me. It seems even regalia is not offered ltf as of now.
I only applied because I want to upgrade it to DCB ltf under alumni offer. Can anyone confirm that alumni offer is still running.
Click to expand...
Can confirm, family member got a couple days back.
 
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cc_newbie said:
Did you get to this screen right after first page?
For me, after first page of Identify Yourself, it redirect to another new page asking to upload income documents...
Click to expand...
Yes, I got this in the very first page after login with Phone no. and DOB. And no income docs were asked to upload, just address was asked to verify. That's all.
 
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cc_newbie said:
Did you get to this screen right after first page?
For me, after first page of Identify Yourself, it redirect to another new page asking to upload income documents...
Click to expand...
yes. right after first page. after entering otp this sheet comes. There was 3 cards for me to select. DCP, Regalia and some indigo one.

For pre-approved CC there is no documentation or income docs. After this page i think it was the address confirmation which was also prefilled.
 
Apply For LTF HDFC Swiggy Credit Card
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hideaway said:
no FYF.
I got the card as pre-approved. In mail it was mentioned as LTF.

But while applying it showed as spend 3 lakh a year and you can get the card as free.

But inside it was written as spend 1 Lakh in 90 days to make the card as LTF. Like this.
View attachment 7519

I applied and got the card delivered in 5 days. then i mailed the CC team with this screenshot (That was the time when HDFC stopped all the spend based LTF offers) to make sure still its valid.

They replied as the offer is still valid if you spend 1 lakh in 90 days you can make the card as LTF.
Click to expand...
Okayy bro
 
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