HDFC PRE APPROVED OFFER

[parody69]

Hello all,
I had a very terrible hdfc card (tata neu plus). Used it for a year and a half but hdfc was not at all Ready to increase the limit from 25k so I finally decided to close that card in July, 2024

It's been 6 months, so I contacted my RM for pre approved offer and he told me that it is showing in his system but limit is not been shown so if I apply right now than it might be possible that hdfc gives the same limit again.

Taking about credit limit, anyhow 1L limit possible? (I'm a student)

And one more thing my RM told me, if I get any premium ltf card like millennia or dcp than he can process physical application for Regalia Gold. Should I opt for RG or millennia would work for me?
Currently I have Coral, Apay card.

Your help is appreciated 🙂 👍🏿

 

[harsh_ujjwal]

Dnt go fr Tata Neu cards as your 1st HDFC card. Later on it will be very tough to get approved for core card. Go for Millennia or Regalia.

 

[parody69]

Dnt go fr Tata Neu cards as your 1st HDFC card. Later on it will be very tough to get approved for core card. Go for Millennia or Regalia.

Nah, no co branded hdfc card 😔. All thanks to this community!🙏🏿

 

[VasukiVasuki is verified member.]

And one more thing my RM told me, if I get any premium ltf card like millennia or dcp than he can process physical application for Regalia Gold. Should I opt for RG or millennia would work for me?

Even HDFC Algorithm designer doesn't know
He will get regalia gold on applying regalia gold offline
He might get money back instead of regalia gold 😅
& How will you process regalia gold offline
With what documents since u mentioned being student

 

[parody69]

How will you process regalia gold offline
With what documents since u mentioned being student

I don't know. He told me that he'll process the application from his end based on the offer I get.

 

[VasukiVasuki is verified member.]

I don't know. He told me that he'll process the application from his end based on the offer I get.

Ofcourse he will but ask him what all documents required.

Also if pre approved but no limit
It's better to wait for next quarter offer refresh

 

[parody69]

Ofcourse he will but ask him what all documents required.

Also if pre approved but no limit
It's better to wait for next quarter offer refresh

Will ask him. Previously my mother recieved pre approved offer for mb+, freedom and indian oil card he proceeded with offline application for dcp and it was approved.

Yes, I'll Wait for limit first.

 

[VasukiVasuki is verified member.]

he proceeded with offline application for dcp and it was approved.

Again how ? Explain the process or the documents

 

[shu_sha]

Again how ? Explain the process or the documents

Guess it was pre-approved and the RM applied it from his machine 😄

 

[VasukiVasuki is verified member.]

Guess it was pre-approved and the RM applied it from his machine 😄

Even if I did process my cousin hdfc application via bank employee
He just sent me hdfc link to process by self only mentioning his code

Got no verification etc which they do even for pre approved these days

So getting another card although I's new
He should share his Rm number & let us know
How's he doing magic

 

[parody69]

Again how ? Explain the process or the documents

Maybe NRV. He only asked for the application form, attested Aadhar, and the front page of the passbook.
Also, I got a few FDs through his referral, which is probably why he's being friendly. He even upgraded my account to Vishesh Banking, despite me not maintaining the 1L threshold, lol.