HDFC Preferred Banking vs Axis Burgundy

[techstrom007]

thoda phatkarna padta hai fir kaam kar dete hai ve log 😉

please share some tatics.. Ye bina 4 baar mail call ke koi kaam nahi karte

 

[techstrom007]

Going by my own experience, being an Imperia customer has no bearing on being offered a good CC.
.

Imperia has 0 benefits on groud apart from the little premium color on netbanking.

Leave Imperia status , not even NRV works for them. They don't care at all, after all it's not gonna effect them in anyway.

Definately HDFC employees are more sarkari than sbi employees

 

[VasukiVasuki is verified member.]

Imperia has 0 benefits on groud apart from the little premium color on netbanking

Negative benefits
Plus u get rm call for plans

 

[abhiaj_geek]

💀
Bro
Indusind exclusive account has zero forex
Beats any generous rate
Comes zero balance if u get hold of indusind pinnacle cc
Which is also ltf or 5k fees but refundable if u SPENDING 30-40k within few days


Burgundy is good for bms I agree

I don't know much about hsbc
That foreign account thing is it's only catch + I heard they good with home loan

Indusind has a very bad customer service. They don’t have any good credit cards either. Even if Axis doesn’t give Atlas LTF, they still can offer good credit cards in future.

 

[VasukiVasuki is verified member.]

Indusind has a very bad customer service. They don’t have any good credit cards either. Even if Axis doesn’t give Atlas LTF, they still can offer good credit cards in future.

Not saying for salary account bro
Customer care point is valid

 

[vchouksey80]

thoda phatkarna padta hai fir kaam kar dete hai ve log 😉

Mene kafi fatkara but not working. They are even not bothering when I said I will close my account

 

[abhiaj_geek]

Mene kafi fatkara but not working. They are even not bothering when I said I will close my account

True. Hdfc doesnt care much.

 

[Trust Me]

Plus u get rm call for plans

Hehe .... As I had commented elsewhere about it, I'm inoculated by my lucky charm that is my plain vanilla Moneyback CC. My RM doesn't dare to approach me for anything anymore! 🙂
.

 

[vchouksey80]

Any idea about DBS Bank Salary Account,, there seems to be lucrative offer , check below in attached screen shots.

Monthly milestone, any reviews?

 

[cardio_guycardio_guy is verified member.]

I opened HDFC salary account last week and it got upgraded to Preferred yesterday. Overall experience was better than expected. Smooth process and no glitches or hassles.
Got the Easyshop platinum ATM card and normal cheque book few days back. Yet to receive the Preferred-branded ATM card and cheque book.

 

[vchouksey80]

Update: I did escalated matter to nodal officer and they also denied giving promises at the time of account opening.

Meanwhile I was auto upgraded to imperia status. Axis guy seems to be ignorant, he is not doing anything like not offering anything other than written stuff.
Even not ready to make my Airtel Axis and Flipkart Axis LTF. Said can offer Axis Select as LTF with Burgundy salary account...

I didn't like HDFC UI, App. Whenever you open their app or email always running personal loan offer, app will have PL related banner keep coming on every navigation.

I am not sure now which bank to consider for salary account, very sad.

Can I go to RBI ombudsman complaining about HDFC, as they designed some product which is not inclusive and not aligning with labour law of this country.

FEELING CHEATED 😥

 

[Cardzmania]

Nothing but BS!

Axis select is ltf by default. So he is putting no extra energy. Tell him you need at least atlas ltf else you can open account online itself.
Your timing is wrong .if you had Waited till Feb end, you could've easily gotten atlas ltf. May be even m4b depending on your luck.

Can you explain, how to get LTF M4B or Atlas for Burgundy account holder...

 

[sidpsidp is verified member.]

Can you explain, how to get LTF M4B or Atlas for Burgundy account holder...

Through negotiation . For fy end they have targets, so they are more malleable especially for additional funds/new account opening, inv etc.

 

[Abhi21]

Looks like I am one step behind you. I closed ICICI privilege salary account and moved to HDFC salary account just now last week.
Fortunately things have been good for me so far with HDFC.

They just opened the standard variant account and I might get it upgraded to Preferred.
I am aiming for at least Regalia Gold or DCB card as LTF, but nothing is assured from them yet.

I too was offered Axis Burgundy + Select CC. But same like you, I am not sure if Atlas will meet my requirements.

For now I am thinking of getting settled with HDFC. So far, all my experience has been good with them, I hold Swiggy and Neu infinity LTF
I have heard that if we get HDFC co-branded card first, then it might be difficult to get core cards. That might be the reason you couldn't get other core cards from them. If you continue with HDFC, I learnt that Easyshop platinum DC can get you up to 750 cashback (at 1% rate) on cc bill payments.

If you are going with Atlas, Burgundy DC will have some good benefits. Explore that ( I remember someone saying it has good BMS B1G1 offers on movies and non-movie events) + You can ask for some lower variant cards as LTF, maybe Axis Airtel based on your needs or spends.
But definitely Atlas is something that frequent travellers and hotel stayers are fond of.

You got neu first right.
Did you close the card? Got any core cards?

 

[cardio_guycardio_guy is verified member.]

You got neu first right.
Did you close the card? Got any core cards?

No, i still hold Neu infinity. Haven't closed it yet and also haven't got any core cards yet.

 

[Abhi21]

No, i still hold Neu infinity. Haven't closed it yet and also haven't got any core cards yet.

I am in the same position as you are.. Neu 7 months old. Thinking of closing it n getting core card either per approved by preferred banking or by BM..else shld I wait? Don't know

 

[cardio_guycardio_guy is verified member.]

I am in the same position as you are.. Neu 7 months old. Thinking of closing it n getting core card either per approved by preferred banking or by BM..else shld I wait? Don't know

I don't want to close neu infinity because it is the primary UPI card for me. And I get decent 1.5% cb on all UPI spends now. I am still in cashback world. If I close neu and go to regalia Gold then it means 1. I will enter reward points and smartbuy world. And 2. I will loose my rupay UPI card. Have to find another one. That is one more reason I am stuck.

 

[Abhi21]

I don't want to close neu infinity because it is the primary UPI card for me. And I get decent 1.5% cb on all UPI spends now. I am still in cashback world. If I close neu and go to regalia Gold then it means 1. I will enter reward points and smartbuy world. And 2. I will loose my rupay UPI card. Have to find another one. That is one more reason I am stuck.

If you use too much of UPI then Kiwi is best as of now.. So still I am confused what to do.. Will try talking to my BM tom before opening preferred banking. Let me see what he suggests