BhaiyaJi
TF Legend
Anyone here having HDFC Specialé Gold Or Specialé Platinum
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HDFC Specialé Gold And Specialé Platinum
- Thread starter BhaiyaJi
- Start date
I had Platinum account
I recently activated it, what about it?
True, they make it mandatory during sign up if converting from imperia to speciale platinum but post that they don't seem to care, atleast thats what the RM said.
But to make sure the signup benefits are given , its better to hold min balance for 90-120 days atleast
RajeshV
TF Premier
"Converting from Imperia"? Isn't the Imperia program separate from the account variant? One won't lose the Imperia status on opening a Speciale Platinum account, right?
yes but i ended up switching which is also possible, or u can hold 2 accounts under same customer ID, one will be imperia type whatever that means for locker charges etc and other would be speciale platinum
CreditLife
TF Buzz
What's the initial funding required to open Specialé Gold Or Specialé Platinum savings account ?
I have Gold speciale ₹5 lakh IP required for Gold.
I dont remember exactly, but they do have a special debit card for imperia, I got the same.
You can check on the HDFC website
They gave taj epicure membership complementary earlier, not sure if that's still the case. If they are still giving it, then its worth it for the first year, after that close the account.
Last edited:
RajeshV
TF Premier
Why? He just opened a Speciale Platinum account, not necessarily a part of Imperia banking.
I think he has received the right card and cheque leaves.
Oh sorry, I confused with Imperia
Imperia is a banking variant that applies to all the banking services you take from HDFC at your customer ID level.
Special platinum is an account variant which is one step below and only applies to a specific account.
There can be multiple accounts in a single customer id.
Also, if you have imperia relationship by which you may have privilege of zero balance, the same will apply on special platinum. But, if you are not maintaining MAB requirement in this account variant, then you will not be entitled to voucher or taj membership. I found it the hard way. Even your FDs won't be counted against the MAB requirements. TnC are very clear, you need to have savings balance for the benefits.
Special platinum is an account variant which is one step below and only applies to a specific account.
There can be multiple accounts in a single customer id.
Also, if you have imperia relationship by which you may have privilege of zero balance, the same will apply on special platinum. But, if you are not maintaining MAB requirement in this account variant, then you will not be entitled to voucher or taj membership. I found it the hard way. Even your FDs won't be counted against the MAB requirements. TnC are very clear, you need to have savings balance for the benefits.
