HDFC will start reporting Total Credit Limit from May, 2023

HDFC will start reporting the Total Credit Limit instead of Utilized Limit from May 2023.



P.s. - Previously, HDFC was not reporting total credit limit to Credit Bureau. Due to this, usage calculation was high which wasn't true & lt led down the user's credit score.

This is really a relief to customers 😍😊.

Source: Click here

 

[Card_Crafter]

Checked CIBIL in Gpay. It is still not showing any credit limit. But score went up by 5 points. Did nothing different this month. So mostly Hdfc has reported but Gpay is not showing

For me it's showing in Gpay also. Score is refreshed today.

 

[bonheur]

It was a pleasant surprise when I checked my score today. But I've got it only for one of my cards, the other card hasn't been updated. Also it will be interesting to know how they do it, since my Infinia and Infinity have a shared limit.

 

[plastikman]

Noice !

 

[Bharat]

Checked now .. not reported yet 🤦

Started to reflect today !! 🙂

 

[Tr7]

Yesss.Just checked.Credit limit reported by HDFC

 

[Piyush_Jaiswal]

Just checked. Actual Credit Limit is reported by HDFC.

 

[Piyush_Jaiswal]

Just checked. Credit Limit is reported by HDFC Bank.

 

[Akash Topder]

Still no report for me

 

[Akash Topder]

Still not added for me

 

[cr_1290]

Latest cibil report. Showing full credit limit.

 

[Bugs Bunny]

Refreshed cibil still not updated. It shows hdfc limit as unavailable

 

[TheTrickySid]

Reported for me!!

 

[SamPtnk]

Hdfc is on another league , they are sending me imperia level account statement on SB Max account

Narco test is needed in their IT dept

 

[pprakash11]

Hdfc is on another league , they are sending me imperia level account statement on SB Max account

Narco test is needed in their IT dept

I feel you bro

 

[chenrichy]

Cibil Score improved upto 9 points due to HDFC's Credit Limit Report😍

 

[SamPtnk]

I feel you bro

Ek no ka Chu*** Bank
Kuch bhi kaam ke liye jao , Employee sala ULIP leke beth jata hai .
Sir 1L per year daliye 12% returns guaranteed
Khud ka ghar se ye dega 12%

Sabse bekar hai ki ye lok senior Citizens ko bhi topi pehna raha hai.
Poor souls trusting the bank , baad me pata chalega bank ne kitna baara kata

 

[D₹V]

Ek no ka Chu*** Bank
Kuch bhi kaam ke liye jao , Employee sala ULIP leke beth jata hai .
Sir 1L per year daliye 12% returns guaranteed
Khud ka ghar se ye dega 12%

Sabse bekar hai ki ye lok senior Citizens ko bhi topi pehna raha hai.
Poor souls trusting the bank , baad me pata chalega bank ne kitna baara kata

Inka kaam hi yhi hai 😔.

 

[knight]

May 2023 is already over. Does anyone with HDFC card see the original limit being disclosed in their credit report? As HDFC reports credit limit at the end of the month so someone can confirm if that's being happening.n

not yet.. checked yesterday

 

[Bugs Bunny]

not yet.. checked yesterday

I refreshed still old max usage is shown as sanctioned limit

 

[Anil_Singh]

Actual limit is now showing in my CIBIL too.