HELP: HDFC Swiggy cashback credit to savings account

[champaklal]

This was my first statement for the HDFC Swiggy Card.

Yesterday was able to see the cashback credited in my cards.

Today I see that it is debited, and my HDFC savings account was credited with the same amount.

Is this the same for anyone else?

 

[6ix9ine]

As far as I remember, swiggy cashback goes straight to your bank account.

Nvm, it's false info, read below replies

 

[champaklal]

As far as I remember, swiggy cashback goes straight to your bank account.

Whoa,
Didn't know that.
I thought it would be a statement credit.

Then how do non-HDFC account cardholders get their cashback?

 

[6ix9ine]

Whoa,
Didn't know that.
I thought it would be a statement credit.

Then how do non-HDFC account cardholders get their cashback?

I think they get into statement credit, I don't have that card.

@pinki @VISHESH_BANSAL batao, mujhe pata nhi

 

[6ix9ine]

This was my first statement for the HDFC Swiggy Card.

Yesterday was able to see the cashback credited in my cards.

Today I see that it is debited, and my HDFC savings account was credited with the same amount.

Is this the same for anyone else?

Btw, are you sure it's your cashback not the excess payment?

 

[pinki]

Whoa,
Didn't know that.
I thought it would be a statement credit.

Then how do non-HDFC account cardholders get their cashback?

Yaa , its statement credit
And not directly in bank 🏦

As far as I remember, swiggy cashback goes straight to your bank account.

@6ix9ine isko sudharo bhai 😂 nhi to sab confuse ho jaenge 😂

 

[pinki]

This was my first statement for the HDFC Swiggy Card.

Yesterday was able to see the cashback credited in my cards.

Today I see that it is debited, and my HDFC savings account was credited with the same amount.

Is this the same for anyone else?

That's weird, cashback kab se bank me bhejne lge ye 😂

 

[fradela]

This was my first statement for the HDFC Swiggy Card.

Yesterday was able to see the cashback credited in my cards.

Today I see that it is debited, and my HDFC savings account was credited with the same amount.

Is this the same for anyone else?

Recently I got this LTF HDFC Swiggy Card.
I have no banking relationship with HDFC.

What will happen in my case?

 

[6ix9ine]

Yaa , its statement credit
And not directly in bank 🏦



@6ix9ine isko sudharo bhai 😂 nhi to sab confuse ho jaenge 😂

Fixed, accha hua jyada nhi haga 🤣

 

[champaklal]

Btw, are you sure it's your cashback not the excess payment?

This is the entry I saw today

 

[pinki]

View attachment 74884

This is the entry I saw today

Dual payment refunded !
Seems u paid twice ??

 

[champaklal]

Dual payment refunded !
Seems u paid twice ??

No bhai
1275 was the cashback for the statement

 

[pinki]

No bhai
1275 was the cashback for the statement

What was the due amount?

 

[champaklal]

What was the due amount?

Some 22k
The credit in my bank account is the same as the statement cashback amount which is why I thought the cashback is credited to my account directly.

 

[champaklal]

Have sent a mail to HDFC.
Let us see what they respond.

 

[pinki]

Have sent a mail to HDFC.
Let us see what they respond.

Keep us posted

 

[6ix9ine]

Some 22k
The credit in my bank account is the same as the statement cashback amount which is why I thought the cashback is credited to my account directly.

Mate, I think this is what happened:

Your cashback amount was 1275.

Let’s assume your total bill amount was ₹22345 (before considering the cashback).

You paid the full ₹22345 to your credit card (before the cashback could adjust). In reality, you were only supposed to pay ₹21070 after adjusting for the cashback.

This means you overpaid by ₹1275 because you didn’t account for the cashback on your statement. That’s why they refunded the excess amount to you.

Post your statement here, you can hide your transactions.

 

[pinki]

Mate, I think this is what happened:

Your cashback amount was 1275.

Let’s assume your total bill amount was ₹22345 (before considering the cashback).

You paid the full ₹22345 to your credit card (before the cashback could adjust). In reality, you were only supposed to pay ₹21070 after adjusting for the cashback.

This means you overpaid by ₹1275 because you didn’t account for the cashback on your statement. That’s why they refunded the excess amount to you.

Post your statement here, you can hide your transactions.

Aisa sirf chacha ji ke saath kyu ho rha hai fir 🌚 mene bhi last month full pay kiya tha 10k due amount and my cb was 500, and i too have hdfc SB but Mera cb to bank me nhi aya 😂

 

[6ix9ine]

Aisa sirf chacha ji ke saath kyu ho rha hai fir 🌚 mene bhi last month full pay kiya tha 10k due amount and my cb was 500, and i too have hdfc SB but Mera cb to bank me nhi aya 😂

Woh 500 cashback adjust ho gaya tha bill mai? If no, phir toh kuch lafda hai :/

 

[champaklal]

Mate, I think this is what happened:

Your cashback amount was 1275.

Let’s assume your total bill amount was ₹22345 (before considering the cashback).

You paid the full ₹22345 to your credit card (before the cashback could adjust). In reality, you were only supposed to pay ₹21070 after adjusting for the cashback.

This means you overpaid by ₹1275 because you didn’t account for the cashback on your statement. That’s why they refunded the excess amount to you.

Post your statement here, you can hide your transactions.

Correct.
I paid the bill on the same day when my statement was generated.
It took 2 days for the cashback to get added in CC statement which is why I owed -1275 to HDFC which they have settled.
Thanks for the insight
Next time I will pay the bill only after cashback gets credited