High Interest Savings Account with low or 0 MAB with a good CC offered

[R@ndomiz€r]

Hello, I'm looking for a savings account which has high interest rate and also offers a good CC and low to minimal maintenance charges. I already have a salary account in HDFC and savings account in SBI, not interested in Axis due to poor experience of non burgundy accounts. So open to any other bank. Any suggestions would be welcome. I can maintain 10-20k MAB but need flexibility to move money if needed and hence need a low MAB account. Thanks in advance for suggestions.

 

[irohitpragya]

Yeah I agree. Axis doesn't provide premium zero balance account. Neither actually nor technically.

Have anyone checked axis infinity savings account in fee and charges section. All fee is 0 but some kind of monthly plan fee introduced.

 

[irohitpragya]

any account in icici comes with 0 (by default or some initial payment upto 2L) mab?

recently i opened online icici zero balance account by 90k funding.

 

[varun__goel_]

account name?

Its digital savings account, just proceed opening account online, at end they would ask for initial funding
20k funding-> 10kmab
95k funding-> 0mab

 

[varun__goel_]

thanks. could you share soc, if you have. Unable to find in their website.

That's mysterious🤣
Most probably regular savings a/c charges will be applicable(not confirm)

 

[jack333]

any account in icici comes with 0 (by default or some initial payment upto 2L) mab?

Why not negotiate for wealth account. You can open with 1l cheque or maybe zero initial funding also. Try at some tier 2 or 3 branch

 

[ALOAK]

I had an offer last month zero balance AMB but had not opened it due to my travels but taken screenshot and day before yesterday i sent email to IDFC team about this and today a while ago received email from them stating i was eligible exclusive for Zero AMB lifetime savings account and they sent me the link which i copied to the google and followed the step. after Aadhar verification it took to a page where the banner i could see 25k A/c and 10k AMb struck and made Zero balance , by default had selected the zero balance and proceeded further entering few more details and the account was opened with a blink of an eye, Received Customer id and A/c number could not complete KYC as video KYC is upto 9PM and i opened at past 9 but scheduled it later for tommorrow 930 to 10 for Video KYC. . Will update how it goes. However i could not find in the email nor the banner showing on Account it Zero balance AMB although i had selected 0 balance AMB Banner before the A/c was opened.

However during KYC i will ask if appears to them and where to check the savings a.c is 0 Balance AMB. This is the first savings i have opened without hassle uptil now.

 

[ALOAK]

If anybody had missed previously to open 0Balance with idfc , please write to them on banker@idfcfirstbank.com with the offer you received and they will comfirm it and then you can open it.

 

[brightknight]

If anybody had missed previously to open 0Balance with idfc , please write to them on banker@idfcfirstbank.com with the offer you received and they will comfirm it and then you can open it.

Can we forge any ss to just let them check and inform us?

 

[ALOAK]

Can we forge any ss to just let them check and inform us?

I did not get you, Forge or forgery ss?

 

[ALOAK]

If you have received offer just send them email they will confirm it if yes or no.

 

[brightknight]

If you have received offer just send them email they will confirm it if yes or no.

Naah i haven't ever as far as i remember but let's say i edit your/someone's offer ss... Isn't it possible? And let them check and respond?

 

[CC-Muncher]

High interest v mang rahe ho aur zero balance v

Paisa rakhna nahi hai toh fir high interest kyon chahiye bhai 😂😂

 

[AritraSaha]

Naah i haven't ever as far as i remember but let's say i edit your/someone's offer ss... Isn't it possible? And let them check and respond?

That's my man.😁

But i think they can check your offer tab.. hard luck

 

[AritraSaha]

Indie offer lot of it. But open after some day.(lot of problems still there)

 

[ALOAK]

Naah i haven't ever as far as i remember but let's say i edit your/someone's offer ss... Isn't it possible? And let them check and respond?

I presume they will be able to check. they have various ways to do it. Hard luck.

 

[brightknight]

Indie offer lot of it. But open after some day.(lot of problems still there)

Indus me already select h toh new bank chaa raha tha bas ese hi

 

[Garry]

Yes.🤣
Phle 2 hi liye thhe abhi recently baaki ke 2 bhi le liye.

Free ki chiz lene m sharmana nhi chayie.

Yes.🤣
Phle 2 hi liye thhe abhi recently baaki ke 2 bhi le liye.

Free ki chiz lene m sharmana nhi chayie.

do they give 4 debit cards free without any joining/annual fee even after we get select account converted to zero mab with legend credit card?

Yes.🤣
Phle 2 hi liye thhe abhi recently baaki ke 2 bhi le liye.

Free ki chiz lene m sharmana nhi chayie.

do they give 4 debit cards free without any joining/annual fee even after we get select account converted to zero mab with legend credit card?

 

[4uziaul]

do they give 4 debit cards free without any joining/annual fee even after we get select account converted to zero mab with legend credit card?

You quoted the answer only. What more assurance do you need? 😁

 

[Garry]

You quoted the answer only. What more assurance do you need? 😁

Apologies for being so naive but I understand that free debit cards are given with select account, but I wanted to know if anything changes when account becomes zero mab.

 

[4uziaul]

Apologies for being so naive but I understand that free debit cards are given with select account, but I wanted to know if anything changes when account becomes zero mab.

No need to apologize to me, but this topic has been discussed extensively in the forum. A quick search would have provided the answer. Just to assure you, nothing changes even after the account becomes effectively zero MAB. 😁