High Interest Savings Account with low or 0 MAB with a good CC offered

[R@ndomiz€r]

Hello, I'm looking for a savings account which has high interest rate and also offers a good CC and low to minimal maintenance charges. I already have a salary account in HDFC and savings account in SBI, not interested in Axis due to poor experience of non burgundy accounts. So open to any other bank. Any suggestions would be welcome. I can maintain 10-20k MAB but need flexibility to move money if needed and hence need a low MAB account. Thanks in advance for suggestions.

 

[Lakshya Mahani]

BoB Advantage account.
For Semi Urban - ₹1k QAB
For Urban/Metro - ₹2k QAB

So, we will be getting Virtual Rupay platinum debit card by maintaining a MAB of 2k?

 

[Chaitanya-a]

So, we will be getting Virtual Rupay platinum debit card by maintaining a MAB of 2k?

Yes, but we have to untick debit card option while opening account. Otherwise, they'll send chargeable physical DC unnecessarily.

After account opening, apply for virtual Rupay Platinum DC via app. It gets generated within seconds.

 

[karankayastha]

I will recommed offline.
If you face any problem atleast Branch will help Properly since you opend it via them

bro i contacted the branch they came to my home to create my account even they we unaware of this offer but they checked for me & confirmed but one issue is that while crating the account there was some error while entering the card details even their seniors are unaware of that so he said he will check it on monday as i am the first in my city to do this do you have contact of any person in indusind as he needs to help to process that can you share his number?

 

[4uziaul]

bro i contacted the branch they came to my home to create my account even they we unaware of this offer but they checked for me & confirmed but one issue is that while crating the account there was some error while entering the card details even their seniors are unaware of that so he said he will check it on monday as i am the first in my city to do this do you have contact of any person in indusind as he needs to help to process that can you share his number?

Has your account been opened, and can you operate it fully without any debit freeze?

 

[irohitpragya]

bro i contacted the branch they came to my home to create my account even they we unaware of this offer but they checked for me & confirmed but one issue is that while crating the account there was some error while entering the card details even their seniors are unaware of that so he said he will check it on monday as i am the first in my city to do this do you have contact of any person in indusind as he needs to help to process that can you share his number?

try to open online, delight account is the best option after that upgrade to select.

 

[plastikman]

You won't get zero balance account in IDFC. They offer it rarely to their cc customers but its not fixed unlike IndusInd. Minimum you'll get 10k MAB account but it has very low txn limits.

Better go with IndusInd. By getting Indus Legend CC, you'll get premium Select account for free.

Hey ! Today morning I got a WhatsApp from idfc for a zero balance account instead of 25k mab. Do you think it's worth it ? Should I go for it ? Any hidden charges ?
🙂

 

[Chaitanya-a]

Hey ! Today morning I got a WhatsApp from idfc for a zero balance account instead of 25k mab. Do you think it's worth it ? Should I go for it ? Any hidden charges ?
🙂

Definitely you should go for it. Everything is free there. No charges for even Debit card.

 

[plastikman]

Definitely you should go for it. Everything is free there. No charges for even Debit card.

Wow. Shall do so immediately. Thanks for confirming 🙂

 

[irohitpragya]

Hey ! Today morning I got a WhatsApp from idfc for a zero balance account instead of 25k mab. Do you think it's worth it ? Should I go for it ? Any hidden charges ?
🙂

do you have any relationship with idfc like credit card loan or anything?

 

[karankayastha]

Hey ! Today morning I got a WhatsApp from idfc for a zero balance account instead of 25k mab. Do you think it's worth it ? Should I go for it ? Any hidden charges ?
🙂

No bro you should not open free account always go for mab ones with debit card fees,imps transaction fees & loads of other charges lol #sarcasm

 

[plastikman]

No bro you should not open free account always go for mab ones with debit card fees,imps transaction fees & loads of other charges lol #sarcasm

Thanks. As you say. /s 😉

 

[Chaitanya-a]

Thanks. As you say. /s 😉

Then Axis Burgundy Private open krlo bhai best h😂

 

[saucy]

Hey ! Today morning I got a WhatsApp from idfc for a zero balance account instead of 25k mab. Do you think it's worth it ? Should I go for it ? Any hidden charges ?
🙂

Pls share link!!

 

[plastikman]

Then Axis Burgundy Private open krlo bhai best h😂

Kotak ke privy RM kam picche padte hain products keliye ki mein Axis mein kholu 😁

 

[Chaitanya-a]

Kotak ke privy RM kam picche padte hain products keliye ki mein Axis mein kholu 😁

RMs are nothing more than better dressed salesman😂

 

[plastikman]

RMs are nothing more than better dressed salesman😂

They only keep trying to push some product or the other instead of providing any service. I have told them time and again that if they want my money then they have to gain my trust firstly. That usually makes them run away 😀

 

[irohitpragya]

They only keep trying to push some product or the other instead of providing any service. I have told them time and again that if they want my money then they have to gain my trust firstly. That usually makes them run away 😀

is there any account in axis, in which i can deposit a high amount cheque and got a zero balance account.

 

[Chaitanya-a]

They only keep trying to push some product or the other instead of providing any service. I have told them time and again that if they want my money then they have to gain my trust firstly. That usually makes them run away 😀

RM is their side job. Actual job to target poora karne ki hai. I've seen their job requirements and its clearly written there 😂

 

[plastikman]

is there any account in axis, in which i can deposit a high amount cheque and got a zero balance account.

is there any account in axis, in which i can deposit a high amount cheque and got a zero balance account.

I doubt so. I have heard that it is possible with ICICI Wealth Management but I doubt Axis will allow so. Especially since they are more popular. Although others maybe able to provide more input on it 🙂

 

[Chaitanya-a]

I doubt so. I have heard that it is possible with ICICI Wealth Management but I doubt Axis will allow so. Especially since they are more popular. Although others maybe able to provide more input on it 🙂

Yeah I agree. Axis doesn't provide premium zero balance account. Neither actually nor technically.