HNI Banking Thread 2024

[theboogeyman]

Lets discuss on HNI Banking options and after recent rounds of deval which one is still better.
My net is coming around 2.6-2.75L Pm . I am looking for a HNI Banking program to shift my salary to.

 

[Anindya98]

And wri4e an update here after 6 months about your wealth experience

Can you share your process how you got wealth with IF 10L or negotiating to a lesser amount?

 

[Vasuki]

Magnus burgundy is discontinued now. That's what my RM said.

@drsel confirm this with your rm 🤡

 

[Vasuki]

Can you share your process how you got wealth with IF 10L or negotiating to a lesser amount?

Wealth and 10 lakh will happen in 1 day bro
If u need someone who can convert already opened account too let me know
I will give you his number

 

[theboogeyman]

So what's the final verdict for 2.6-2.7Lpm which bank salary account?

 

[Vasuki]

So what's the final verdict for 2.6-2.7Lpm which bank salary account?

Go with icici
Get emerald private metal
Then
Move to some other bank if they giving value

 

[m4b]

Magnus burgundy is discontinued now. That's what my RM said.

Conditional LTF is discontinued. You can get it for 30K+gst with a Burgundy account.

 

[SSV]

If you have any good RM BM in bangalore i would happily connect. The one I got in Whitefield is not much usefull

I don't know any RM in Bangalore..
Try different branches..there is every chance you get it. Banks love NTB customer especially high salaried customers ..

I will let you know from my side in a week or so

 

[Vasuki]

Conditional LTF is discontinued. You can get it for 30K+gst with a Burgundy account.

Then what's the point mate

 

[m4b]

@theboogeyman you sure that you qualify for the salary burgundy criteria? Afaik 2.8L is doable but not sure less than that.

 

[theboogeyman]

Yes burgundy am sure as we have corporate tie up so for us it's 2l or higher per month

 

[m4b]

Yes burgundy am sure as we have corporate tie up so for us it's 2l or higher per month

interesting, even my ex employer has the tie-up and I talked to the Axis management team to relax the criteria so that I can put my team in Burgundy 😛.
Well they denied

 

[theboogeyman]

Do you feel burgundy is good compared to icici wealth

 

[Vasuki]

Do you feel burgundy is good compared to icici wealth

No with 30k fees .

 

[SSV]

Do you feel burgundy is good compared to icici wealth

ICICI wealth is nothing special..
ICICI is very stable.bank with well established products..
They don't chop and change and dismantle their products frequently unlike other banks.
At the same time they don't offer very attractive and lucrative deals..

They are good for no-nonsense relationship with some moderate benefits .
This suits for long long term stable customers.

If you want fancy and much happening things try other banks

 

[prabanomics]

ICICI wealth is nothing special..
ICICI is very stable.bank with well established products..
They don't chop and change and dismantle their products frequently unlike other banks.
At the same time theybdint offer very attractive and lucrative deals..
They are good for no nonsense relationship with some moderate benefits .
This suits for long long term stable customers.

If you want fancy and much happening things try other banks

100% agree. ICIC is Not bad, Not good. No nonsense bank for long term if you don't expect anything fancy.

 

[theboogeyman]

No with 30k fees .

Not cc the account

 

[Vasuki]

ICICI wealth is nothing special..
ICICI is very stable.bank with well established products..
They don't chop and change and dismantle their products frequently unlike other banks.
At the same time they don't offer very attractive and lucrative deals..
They are good for no nonsense relationship with some moderate benefits .
This suits for long long term stable customers.

If you want fancy and much happening things try other banks

Other bank u can write axis shit bank

Why refrain from name shame ,🤣🤣

 

[m4b]

ICICI is very stable.bank with a well established products..

Limited to the bank only.
Don't try ICICI Direct ⚠️

 

[theboogeyman]

What's the criteria to get emeralde private. Or is there any thread for it.

 

[SSV]

What's the criteria to get emeralde private. Or is there any thread for it.

Thread 'ICICI Bank Emeralde Private Metal Credit Card Launched' https://www.technofino.in/community...lde-private-metal-credit-card-launched.15348/