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How Are you Using BizBlack (Spends, Redemptions) ?

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PreciousTincture

PreciousTincture

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Spends:
I recently got BizBlack as a floater on my Infinia. Im maxing out my Bizblack "Key Spends" with paying taxes which get me 5x points with cap of 7500. now since i already have i do all smart buy spends on inifinia. which makes bizblack only useful for paying taxes unless im missing something. let me know if you have a strategy to do better with spends.

Redemption:
I cannot find a dedicated portal for bizblack where i can buy apple/tanishq products at 1:1 maybe thats not available. one might use the generic smartbuy to book hotels/flights. how/where are you redeeming the points ?
 
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PreciousTincture said:
Spends:
I recently got BizBlack as a floater on my Infinia. Im maxing out my Bizblack "Key Spends" with paying taxes which get me 5x points with cap of 7500. now since i already have i do all smart buy spends on inifinia. which makes bizblack only useful for paying taxes unless im missing something. let me know if you have a strategy to do better with spends.

Redemption:
I cannot find a dedicated portal for bizblack where i can buy apple/tanishq products at 1:1 maybe thats not available. one might use the generic smartbuy to book hotels/flights. how/where are you redeeming the points ?
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I can see only govt tax payment is enough this card along with google ad payment related with business.
Btw How much we need to spend to get 7500 points. (5x)
I have to pay around 60k tax and having biz power card.
 
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I received my first statement today after 16 days of receiving the card. I paid 50K plus for GST payment but the 5x reward points are not reflected in my card statement.
I made the GST payment 10 days before the statement generation date - I also made other purchases through gftyr smartbuy and those 3x reward points are added to my acccount and is also mentioned in the statement.

When is it credited? Do i need to send an email?
 
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hi friends,

I have some queries regarding bizblack

1) Did any of got full reward points of 7500 per month ? when will it be credited?

2) Milestone benefits of 5K per 5 lakh spend, did any one get voucher? What is expiry of SmartBuy Flight voucher?
What are the Terms & Conditions as prescribed for the voucher of Flight/Taj stay?

3) In terms of value which is best way to redeem Reward points?
 
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Vinodmb said:
hi friends,

I have some queries regarding bizblack

1) Did any of got full reward points of 7500 per month ? when will it be credited?

2) Milestone benefits of 5K per 5 lakh spend, did any one get voucher? What is expiry of SmartBuy Flight voucher?
What are the Terms & Conditions as prescribed for the voucher of Flight/Taj stay?

3) In terms of value which is best way to redeem Reward points?
Click to expand...

1. Yes, I routinely get the bonus 7500 points. I am getting the same AFTER statement generation, generally within 1-2 days of statement generation I get SMS of the bonus 7500 points.
2. Yes, I have received all 4 vouchers worth 5k each. They give 2 redemption options, MakeMyTrip or Taj Experiences. I have utilized all vouchers towards MMT. You can use maximum 3 vouchers for one MMT booking. MMT vouchers have an expiry of 6 months.
3. Best way for redemption for me has always been flights. Second best would be hotels, you would not get discounts on hotel prices, but the 30% revenue which you pay through the card gives you 10X points, so it becomes similar to other portals.
 
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sid16 said:
1. Yes, I routinely get the bonus 7500 points. I am getting the same AFTER statement generation, generally within 1-2 days of statement generation I get SMS of the bonus 7500 points.
2. Yes, I have received all 4 vouchers worth 5k each. They give 2 redemption options, MakeMyTrip or Taj Experiences. I have utilized all vouchers towards MMT. You can use maximum 3 vouchers for one MMT booking. MMT vouchers have an expiry of 6 months.
3. Best way for redemption for me has always been flights. Second best would be hotels, you would not get discounts on hotel prices, but the 30% revenue which you pay through the card gives you 10X points, so it becomes similar to other portals.
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Is Biz black redemption at 70% or 50% on smartbuy? I read somewhere that it is 50%, but not sure
 
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cardio_guy said:
Is Biz Black only for business people? Can normal salaried employees get this card?
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HDFC Biz series will most suit business people with GST and income tax payments. For salaried you can try for Infinia metal card. But for this you need Core card like Regalia gold of good Limit at least 6-8 lakhs, then have spendings of 8 lakhs in 6 months. Then you can try for Infinia.
 
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Vinodmb said:
HDFC Biz series will most suit business people with GST and income tax payments. For salaried you can try for Infinia metal card. But for this you need Core card like Regalia gold of good Limit at least 6-8 lakhs, then have spendings of 8 lakhs in 6 months. Then you can try for Infinia.
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Salaried people also have to pay advance tax on FD interest + saving interest + LTCG + STCG... Biz black is specifically meant for this

P.S: It is not meant for all... only salaried people who have tax payments in these categories of more than ~6-7L per anum should try for this. Else skip
 
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sourpai said:
Salaried people also have to pay advance tax on FD interest + saving interest + LTCG + STCG... Biz black is specifically meant for this
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How many "salaried" people are paying advance tax?
LTCG+STCG are not regular payments and may arise sometime.

If you are taking and thinking of taking Biz Black for these irregular tax payments, you are wrong.
This card is surely for business people who are making regular tax payments and thats whats is this card targetted at.
For other spends, there are tons of other cards.
 
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HumorSimpson said:
Thank you. Offline like shopping, gold etc ?
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I am not sure about Gold, since it is business card I assume it might be excluded, I might be wrong.

I am sharing documents relating to Bizblack which I have downloaded from internet.
 

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