How many active credit cards do you have? Flash your portfolio.

[AllThatStuff]

Total 20 Active card as of now.
12 in last 1 year.

Why haven’t you gotten you SBI Card as LTF yet ??

 

[AllThatStuff]

How many of you have two or more cards with:
A) Same last 4 digits
B) Last 4 digits in series (7001, 7002 and so on)
C) Any other fancy series…

I just got my 27th card with same last 4 digits as one of my existing cards !! 😃

 

[MudraMantra]

Why haven’t you gotten you SBI Card as LTF yet ??

Requested multiple time on E-mail but they denied.

 

[Hemang]

Requested multiple time on E-mail but they denied.

Ye log mail pe nahi mante, just call them for card closure. Retention team will definitely help and get you atleast fee reversal, or best case convert it into LTF. You can even get limit enhancement offer.

 

[rafzy]

In the sbi ard app, there is an option now.
Sbicard app > services > card closure request > other fees and charges. You'll see this option.

 

[plastikman]

In the sbi ard app, there is an option now.
Sbicard app > services > card closure request > other fees and charges. You'll see this option.

Which option to select from these ? It shows 'This fee hasn't been charged on your card'.

 

[rafzy]

Which option to select from these ? It shows 'This fee hasn't been charged on your card'.

It will show up once the annual charge is posted on the card.
Or just give them a call and say u r willing to cancel the card due to renewal charges and they'll waive off the charges. If they dont, just ask them to waive it off as a one time courtesy.. they'll do it

 

[plastikman]

It will show up once the annual charge is posted on the card.
Or just give them a call and say u r willing to cancel the card due to renewal charges and they'll waive off the charges. If they dont, just ask them to waive it off as a one time courtesy.. they'll do it

Thanks, shall try 🙂

 

[althafvly]

All unsecured (9):

- HDFC moneyback plus rupay & Virtual (LTF)
- ICICI Amazon pay, Coral, Platinum (All LTF)
- SBI Cashback FYF
- Axis Neo (LTF)
- Federal Imperio & Virtual (LTF)

Closed (2):
- Tata neu plus FYF (Closed)
- Ace (Closed)

 

[plastikman]

Thanks, shall try 🙂

Thanks, they offered me 10000 RP and a 3k shopper stop voucher against my renewal charges.

 

[rafzy]

Thanks, they offered me 10000 RP and a 3k shopper stop voucher against my renewal charges.

Not bad at all ✌️

 

[Anduril]

Wow...folks have impressive collection of cards!!! Hats of to the effort of managing these many cards...
I guess I'm at the opposite end of the spectrum. Just 4 active cards (one of them an addon 😛)

1) Amex Platinum Charge
2) Amex Platinum Travel (companion to Platinum charge)
3) HDFC Infinia
4) HDFC Regalia Gold (add-on from wife)

Didn't feel the need for more cards yet and tbh don't want to take the effort of managing too many cards.
May add a rupay card and HDFC Marriott in future if needed.

 

[Card_Crafter]

Wow...folks have impressive collection of cards!!! Hats of to the effort of managing these many cards...
I guess I'm at the opposite end of the spectrum. Just 4 active cards (one of them an addon 😛)

1) Amex Platinum Charge
2) Amex Platinum Travel (companion to Platinum charge)
3) HDFC Infinia
4) HDFC Regalia Gold (add-on from wife)

Didn't feel the need for more cards yet and tbh don't want to take the effort of managing too many cards.
May add a rupay card and HDFC Marriott in future if needed.

When you have one or two exclusive super premium cards, you don't need too many cards.

Btw frst time I have seen Initials of a name as display name for all cards. So far I preferred printing my real name only though. Maybe I should experiment.

 

[Anduril]

When you have one or two exclusive super premium cards, you don't need too many cards.

Btw first time I have seen Initials of a name as display name for all cards. So far I preferred printing my real name only though. Maybe I should experiment.

Full name is printed. I edited out the other alphabets in the pic 🙂

 

[350modena]

Yes

What's the benefit of the card? (BOB ICAI)

 

[Credit raja]

Myself	Fees	Wife	Fees
ICICI Platinum	LTF	HDFC NEU Infinity	LTF
Amazon ICICI	LTF	HDFC Solitaire Platinum	LTF
IDFC WEALTH	LTF	Federal Celesta	LTF
RBL Shoprite	LTF	Axis Myzone	LTF
PNB Rupay Platinum	LTF	HSBC Live+	999
AU Bank LIT	LTF
Axis ACE	499
Axis Airtel	500
Kotak Essentia	750
SBI Cashback	999

Wanted to trim, pls. suggsest deletion or addition of cards.

Monthly Spend ₹50k (Grocery, School Fee, Utilities, Fuel, Food Delivery) occasionally
Hoteling (1-2 Times Monthly)
Anually one time Travelling Domestic PiCNIC Budgeting arround ₹75K
Diwali + Bday Shopping (Mostly Offline) for all Family members = ₹1 L
Insurance all = ₹2.5 L.

 

[cardio_guy]

If you want to cut down to just 2 or max 3 cards, which ones would them be?

 

[RAMESH BABU N]

If you want to cut down to just 2 or max 3 cards, which ones would them be?

ICICI Amazon
SBI CB
PNB Select Rupay (or Kotak IOCL Rupay)

 

[anirban.choudhuryanirban.choudhury is verified member.]

If you want to cut down to just 2 or max 3 cards, which ones would them be?

Axis Atlas
Hdfc Infinia/DCB
IDFC Vistara/Amex Plat Travel

 

[soleja1]

Axis miles and more
Standard Chartered ultima