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How many active credit cards do you have? Flash your portfolio.

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My small portfolio...
Credit card

1. SBI Cashback Paid

2. HDFC Swiggy Paid

3. AXIS Airtel Paid

4. YES Kiwi LTF

Debit card

1. HDFC MILLENIA

2. SBI Indian oil
 
Last edited:
Updated list:

All unsecured (11):

- HDFC moneyback plus rupay & Virtual, Swiggy MC (All LTF)
- ICICI Amazon pay, Coral, Platinum (All LTF)
- SBI Cashback Paid
- Axis Neo (LTF)
- Federal Imperio & Virtual (LTF)
- Kiwi yes bank (LTF)

Closed (2):
- Tata neu plus FYF (Closed)
- Axis Ace Paid (Closed)

I might close HDFC virtual rupay and icici platinum soon.
 
Anduril said:
Wow...folks have impressive collection of cards!!! Hats of to the effort of managing these many cards...
I guess I'm at the opposite end of the spectrum. Just 4 active cards (one of them an addon 😛)

1) Amex Platinum Charge
2) Amex Platinum Travel (companion to Platinum charge)
3) HDFC Infinia
4) HDFC Regalia Gold (add-on from wife)

Didn't feel the need for more cards yet and tbh don't want to take the effort of managing too many cards.
May add a rupay card and HDFC Marriott in future if needed.
Click to expand...
best optimised and simple card combo to have 👍
 
Here's mine:
Active Ones:
AMEX SMART EARN
AXIS(SELECT, MYZONE, FLIPKART) = ALL LTF
HDFC(SWIGGY, MILLINIA, TATA NEU) = ALL LTF
INDUS IND PINNACLE = LTF
STANDARD CHARTERED REWARDS CARD = LTF
YES RESERV(BOTH MC AND RUPAY) = LTF
SBI SIMPLY CLIK = LTF
SCAPIA = LTF
ICICI(APAY, SAPPHIRO(MC, VISA, AMEX), EMERALDE, CORAL RUPAY) = ALL LTF except EMERALDE.
KOTAK(WHITE, ZEN) = BOTH LTF
ONE CARD(SOUTH INDIAN BANK) = LTF

Thanks to this amazing community for helping me increase my credit card portfolio to almost 50 Lacs approximately. Total 22 cards and running smoothly as of now.


Closed ones:
ICICI Platinum
Zomato RBL card Classic Edition
SBI Air India
Uni card
HDFC Freedom CC (Closed 5 years ago)
 
Last edited:
ZappyRed said:
Here's mine:

AMEX SMART EARN
AXIS(SELECT, MYZONE, FLIPKART) = ALL LTF
HDFC(SWIGGY, MILLINIA, TATA NEU) = ALL LTF
INDUS IND PINNACLE = LTF
STANDARD CHARTERED REWARDS CARD = LTF
YES RESERV(BOTH MC AND RUPAY) = LTF
SBI SIMPLY CLIK = LTF
SCAPIA = LTF
ICICI(APAY, SAPPHIRO(MC, VISA, AMEX), EMERALDE, CORAL RUPAY) = ALL LTF
KOTAK(WHITE, ZEN) = BOTH LTF
ONE CARD(SOUTH INDIAN BANK) = LTF

Thanks to this amazing community for helping me increase my credit card portfolio to almost 50 Lacs approximately.
Click to expand...
How did you manage Yes Reserve, Emerald and Kotak White LTF
 
TheTrickySid said:
That's what I want to know how did you get them LTF??
As I am also looking forward to get them LTF it would help me.
Click to expand...
For Kotak white, we have some business relation with Kotak and my manager helped me get it converted. While for Yes reserv, I asked to close the card, right on the day of delivery( In detailed: I applied for Yes reserv with C2C, video KYC done, and the card got delivered. On that very same day, I mailed the team that I don't need a paid card and I will not activate the card. They said, because of the relationship with Yes bank(some Investments with Yes bank, Car Loans(4 loans- 2 closed, 2 running)), they can convert it into a LTF card.). They converted it LTF. That's all.
 
Last edited:
Active Cards:
Axis Flipkart
Axis Neo
ICICI Amazon Pay
ICICI Coral RuPay
IDFC Millennia
IDFC Wow
Indian Bank RuPay Select (Paid)
SBI Elite
Yes Bank Kiwi RuPay

Closed Cards:
Axis MyZone
HDFC IRCTC RuPay (Paid)
ICICI Platinum
ICICI Coral Visa
SBI IRCTC RuPay
RBL Duet
 
Below is my card portfolio.

ICICI :
1.) ICICI Sapphiro LTF ALUMNI (Mastercard & Amex)
2.) ICICI Amazon LTF
3.) ICICI Coral LTF
4.) ICICI Rupay LTF
5.) ICICI Emerald Private Metal PAID

HDFC :
1.) HDFC DCB Metal LTF
2.) HDFC Tata Neu Infinity LTF


Axis :
1.) Axis Magnus PAID - Got spend based free renewal
2.) Axis Samsung Infinite PAID - Recently Got just for 30k ER points.

Amex :
1.) Amex Platinum Travel FYF
2.) Amex MRCC FYF
3.) Amex Gold PAID

HSBC :
1.) HSBC Liv+ PAID

Indusind :
1.) Indusind Legend LTF
2.) Indusind Eazydiner Signature LTF
3.) Indusind Pinnacle LTF

IDFC :
1.) IDFC Wealth LTF
2.) IDFC power plus PAID
3.) IDFC Vistara PAID

PNB :
1.) PNB Rupay Select PAID

RBL :
1.) RBL Shoprite LTF
2.) RBL Indian Oil Extra plus PAID

Federal :
1.) Federal Simplifi LTF

Standard Chartered :
1.) SC Rewards LTF

AU :
1.) AU Xcite Ultra LTF
 
Last edited:
CodeCrusher said:
Below is my card portfolio.

ICICI :
1.) ICICI Sapphiro LTF ALUMNI (Mastercard & Amex)
2.) ICICI Amazon LTF
3.) ICICI Coral LTF
4.) ICICI Rupay LTF
5.) ICICI Emerald Private Metal PAID

HDFC :
1.) HDFC DCB Metal LTF
2.) HDFC Tata Neu Infinity LTF


Axis :
1.) Axis Magnus PAID - Got spend based free renewal
2.) Axis Samsung Infinite PAID - Recently Got just for 30k ER points.

Amex :
1.) Amex Platinum Travel FYF
2.) Amex MRCC FYF
3.) Amex Gold PAID

HSBC :
1.) HSBC Liv+ PAID

Indusind :
1.) Indusind Legend LTF
2.) Indusind Eazydiner Signature LTF
3.) Indusind Pinnacle LTF

IDFC :
1.) IDFC Wealth LTF
2.) IDFC power plus PAID
3.) IDFC Vistara PAID

PNB :
1.) PNB Rupay Select PAID

RBL :
1.) RBL Shoprite LTF
2.) RBL Indian Oil Extra plus PAID

Federal :
1.) Federal Simplifi LTF

Standard Chartered :
1.) SC Rewards LTF

AU :
1.) AU Xcite Ultra LTF
Click to expand...
How did you get dcb metal as ltf?
 
CodeCrusher said:
Below is my card portfolio.

ICICI :
1.) ICICI Sapphiro LTF ALUMNI (Mastercard & Amex)
2.) ICICI Amazon LTF
3.) ICICI Coral LTF
4.) ICICI Rupay LTF
5.) ICICI Emerald Private Metal PAID

HDFC :
1.) HDFC DCB Metal LTF
2.) HDFC Tata Neu Infinity LTF


Axis :
1.) Axis Magnus PAID - Got spend based free renewal
2.) Axis Samsung Infinite PAID - Recently Got just for 30k ER points.

Amex :
1.) Amex Platinum Travel FYF
2.) Amex MRCC FYF
3.) Amex Gold PAID

HSBC :
1.) HSBC Liv+ PAID

Indusind :
1.) Indusind Legend LTF
2.) Indusind Eazydiner Signature LTF
3.) Indusind Pinnacle LTF

IDFC :
1.) IDFC Wealth LTF
2.) IDFC power plus PAID
3.) IDFC Vistara PAID

PNB :
1.) PNB Rupay Select PAID

RBL :
1.) RBL Shoprite LTF
2.) RBL Indian Oil Extra plus PAID

Federal :
1.) Federal Simplifi LTF

Standard Chartered :
1.) SC Rewards LTF

AU :
1.) AU Xcite Ultra LTF
Click to expand...
You have DCB metal LTF, and 10 paid /FYF cards.
 
cardio_guy said:
My small list:
  1. ICICI Amazon Pay LTF
  2. ICICI Sapphiro LTF
  3. ICICI Coral Rupay LTF
  4. Federal Celesta LTF
  5. IDFC First Wealth LTF
  6. HDFC Swiggy Paid
Click to expand...
Planning to add:
  • HDFC Tata Neu Infinity
  • HDFC Regalia Gold
  • HSBC Live+
  • Amex MRCC
  • Amex Platinum Travel
 
Last edited:
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