Amex Plat TravelIf you want to cut down to just 2 or max 3 cards, which ones would them be?
SBI Cashback
SC Ultimate
Follow along with the video below to see how to install our site as a web app on your home screen.
Note: This feature may not be available in some browsers.
Amex Plat TravelIf you want to cut down to just 2 or max 3 cards, which ones would them be?
Don't worry.My small portfolio...
Credit card
1. SBI Cashback Paid (online spend 5%)
2. HDFC Swiggy Paid (swiggy 10%)
3. AXIS Airtel Paid (utility & zomato 10%)
4. YES Kiwi LTF (UPI 2%)
Debit card
1. HDFC MILLENIA
2. SBI Indian oil (fuel reward points)
best optimised and simple card combo to have 👍Wow...folks have impressive collection of cards!!! Hats of to the effort of managing these many cards...
I guess I'm at the opposite end of the spectrum. Just 4 active cards (one of them an addon 😛)
1) Amex Platinum Charge
2) Amex Platinum Travel (companion to Platinum charge)
3) HDFC Infinia
4) HDFC Regalia Gold (add-on from wife)
Didn't feel the need for more cards yet and tbh don't want to take the effort of managing too many cards.
May add a rupay card and HDFC Marriott in future if needed.
How did you manage Yes Reserve, Emerald and Kotak White LTFHere's mine:
AMEX SMART EARN
AXIS(SELECT, MYZONE, FLIPKART) = ALL LTF
HDFC(SWIGGY, MILLINIA, TATA NEU) = ALL LTF
INDUS IND PINNACLE = LTF
STANDARD CHARTERED REWARDS CARD = LTF
YES RESERV(BOTH MC AND RUPAY) = LTF
SBI SIMPLY CLIK = LTF
SCAPIA = LTF
ICICI(APAY, SAPPHIRO(MC, VISA, AMEX), EMERALDE, CORAL RUPAY) = ALL LTF
KOTAK(WHITE, ZEN) = BOTH LTF
ONE CARD(SOUTH INDIAN BANK) = LTF
Thanks to this amazing community for helping me increase my credit card portfolio to almost 50 Lacs approximately.
Sorry, that was my mistake. Emeralde(Plastic) is FYF. Rest all, I just double checked on them. Rest all are as per mentioned info.How did you manage Yes Reserve, Emerald and Kotak White LTF
Sorry, that was my mistake. Emeralde(Plastic) is FYF. Rest all, I just double checked on them. Rest all are as per mentioned info.
That's what I want to know how did you get them LTF??How did you manage Yes Reserve, and Kotak White LTF
For Kotak white, we have some business relation with Kotak and my manager helped me get it converted. While for Yes reserv, I asked to close the card, right on the day of delivery( In detailed: I applied for Yes reserv with C2C, video KYC done, and the card got delivered. On that very same day, I mailed the team that I don't need a paid card and I will not activate the card. They said, because of the relationship with Yes bank(some Investments with Yes bank, Car Loans(4 loans- 2 closed, 2 running)), they can convert it into a LTF card.). They converted it LTF. That's all.That's what I want to know how did you get them LTF??
As I am also looking forward to get them LTF it would help me.
How did you get dcb metal as ltf?Below is my card portfolio.
ICICI :
1.) ICICI Sapphiro LTF ALUMNI (Mastercard & Amex)
2.) ICICI Amazon LTF
3.) ICICI Coral LTF
4.) ICICI Rupay LTF
5.) ICICI Emerald Private Metal PAID
HDFC :
1.) HDFC DCB Metal LTF
2.) HDFC Tata Neu Infinity LTF
Axis :
1.) Axis Magnus PAID - Got spend based free renewal
2.) Axis Samsung Infinite PAID - Recently Got just for 30k ER points.
Amex :
1.) Amex Platinum Travel FYF
2.) Amex MRCC FYF
3.) Amex Gold PAID
HSBC :
1.) HSBC Liv+ PAID
Indusind :
1.) Indusind Legend LTF
2.) Indusind Eazydiner Signature LTF
3.) Indusind Pinnacle LTF
IDFC :
1.) IDFC Wealth LTF
2.) IDFC power plus PAID
3.) IDFC Vistara PAID
PNB :
1.) PNB Rupay Select PAID
RBL :
1.) RBL Shoprite LTF
2.) RBL Indian Oil Extra plus PAID
Federal :
1.) Federal Simplifi LTF
Standard Chartered :
1.) SC Rewards LTF
AU :
1.) AU Xcite Ultra LTF
You have DCB metal LTF, and 10 paid /FYF cards.Below is my card portfolio.
ICICI :
1.) ICICI Sapphiro LTF ALUMNI (Mastercard & Amex)
2.) ICICI Amazon LTF
3.) ICICI Coral LTF
4.) ICICI Rupay LTF
5.) ICICI Emerald Private Metal PAID
HDFC :
1.) HDFC DCB Metal LTF
2.) HDFC Tata Neu Infinity LTF
Axis :
1.) Axis Magnus PAID - Got spend based free renewal
2.) Axis Samsung Infinite PAID - Recently Got just for 30k ER points.
Amex :
1.) Amex Platinum Travel FYF
2.) Amex MRCC FYF
3.) Amex Gold PAID
HSBC :
1.) HSBC Liv+ PAID
Indusind :
1.) Indusind Legend LTF
2.) Indusind Eazydiner Signature LTF
3.) Indusind Pinnacle LTF
IDFC :
1.) IDFC Wealth LTF
2.) IDFC power plus PAID
3.) IDFC Vistara PAID
PNB :
1.) PNB Rupay Select PAID
RBL :
1.) RBL Shoprite LTF
2.) RBL Indian Oil Extra plus PAID
Federal :
1.) Federal Simplifi LTF
Standard Chartered :
1.) SC Rewards LTF
AU :
1.) AU Xcite Ultra LTF
Everyone asks about how you got some cards LTF. Let me ask you how did you manage to get PNB Rupay Select PAID???Below is my card portfolio.
PNB :
1.) PNB Rupay Select PAID
Kotak white is simple if you have salary account with Kotak and your net salary is greater than 1L.That's what I want to know how did you get them LTF??
As I am also looking forward to get them LTF it would help me.
Planning to add:My small list:
- ICICI Amazon Pay LTF
- ICICI Sapphiro LTF
- ICICI Coral Rupay LTF
- Federal Celesta LTF
- IDFC First Wealth LTF
- HDFC Swiggy Paid
Amex Platinum Rewards?? 🤔🤔Planning to add:
- HDFC Tata Neu Infinity
- HDFC Regalia Gold
- HSBC Live+
- Amex MRCC
- Amex Platinum Rewards
Sorry typo! New kid in the world of amex. 😛Amex Platinum Rewards?? 🤔🤔