How many active credit cards do you have? Flash your portfolio.

[jk51]

If you want to cut down to just 2 or max 3 cards, which ones would them be?

Amex Plat Travel
SBI Cashback
SC Ultimate

 

[Sanjay11]

My small portfolio...
Credit card

1. SBI Cashback Paid

2. HDFC Swiggy Paid

3. AXIS Airtel Paid

4. YES Kiwi LTF

Debit card

1. HDFC MILLENIA

2. SBI Indian oil

 

[althafvly]

Updated list:

All unsecured (11):

- HDFC moneyback plus rupay & Virtual, Swiggy MC (All LTF)
- ICICI Amazon pay, Coral, Platinum (All LTF)
- SBI Cashback Paid
- Axis Neo (LTF)
- Federal Imperio & Virtual (LTF)
- Kiwi yes bank (LTF)

Closed (2):
- Tata neu plus FYF (Closed)
- Axis Ace Paid (Closed)

I might close HDFC virtual rupay and icici platinum soon.

 

[sousnake]

My small portfolio...
Credit card

1. SBI Cashback Paid (online spend 5%)

2. HDFC Swiggy Paid (swiggy 10%)

3. AXIS Airtel Paid (utility & zomato 10%)

4. YES Kiwi LTF (UPI 2%)

Debit card

1. HDFC MILLENIA

2. SBI Indian oil (fuel reward points)

Don't worry.
Now since you are on tf community your portfolio will become ultra large

 

[kiranjain]

Wow...folks have impressive collection of cards!!! Hats of to the effort of managing these many cards...
I guess I'm at the opposite end of the spectrum. Just 4 active cards (one of them an addon )

1) Amex Platinum Charge
2) Amex Platinum Travel (companion to Platinum charge)
3) HDFC Infinia
4) HDFC Regalia Gold (add-on from wife)

Didn't feel the need for more cards yet and tbh don't want to take the effort of managing too many cards.
May add a rupay card and HDFC Marriott in future if needed.

best optimised and simple card combo to have

 

[ZappyRed]

Here's mine:
Active Ones:
AMEX SMART EARN
AXIS(SELECT, MYZONE, FLIPKART) = ALL LTF
HDFC(SWIGGY, MILLINIA, TATA NEU) = ALL LTF
INDUS IND PINNACLE = LTF
STANDARD CHARTERED REWARDS CARD = LTF
YES RESERV(BOTH MC AND RUPAY) = LTF
SBI SIMPLY CLIK = LTF
SCAPIA = LTF
ICICI(APAY, SAPPHIRO(MC, VISA, AMEX), EMERALDE, CORAL RUPAY) = ALL LTF except EMERALDE.
KOTAK(WHITE, ZEN) = BOTH LTF
ONE CARD(SOUTH INDIAN BANK) = LTF

Thanks to this amazing community for helping me increase my credit card portfolio to almost 50 Lacs approximately. Total 22 cards and running smoothly as of now.


Closed ones:
ICICI Platinum
Zomato RBL card Classic Edition
SBI Air India
Uni card
HDFC Freedom CC (Closed 5 years ago)

 

[TheTrickySid]

Here's mine:

AMEX SMART EARN
AXIS(SELECT, MYZONE, FLIPKART) = ALL LTF
HDFC(SWIGGY, MILLINIA, TATA NEU) = ALL LTF
INDUS IND PINNACLE = LTF
STANDARD CHARTERED REWARDS CARD = LTF
YES RESERV(BOTH MC AND RUPAY) = LTF
SBI SIMPLY CLIK = LTF
SCAPIA = LTF
ICICI(APAY, SAPPHIRO(MC, VISA, AMEX), EMERALDE, CORAL RUPAY) = ALL LTF
KOTAK(WHITE, ZEN) = BOTH LTF
ONE CARD(SOUTH INDIAN BANK) = LTF

Thanks to this amazing community for helping me increase my credit card portfolio to almost 50 Lacs approximately.

How did you manage Yes Reserve, Emerald and Kotak White LTF

 

[ZappyRed]

How did you manage Yes Reserve, Emerald and Kotak White LTF

Sorry, that was my mistake. Emeralde(Plastic) is FYF. Rest all, I just double checked on them. Rest all are as per mentioned info.

 

[TheTrickySid]

Sorry, that was my mistake. Emeralde(Plastic) is FYF. Rest all, I just double checked on them. Rest all are as per mentioned info.

How did you manage Yes Reserve, and Kotak White LTF

That's what I want to know how did you get them LTF??
As I am also looking forward to get them LTF it would help me.

 

[ZappyRed]

That's what I want to know how did you get them LTF??
As I am also looking forward to get them LTF it would help me.

For Kotak white, we have some business relation with Kotak and my manager helped me get it converted. While for Yes reserv, I asked to close the card, right on the day of delivery( In detailed: I applied for Yes reserv with C2C, video KYC done, and the card got delivered. On that very same day, I mailed the team that I don't need a paid card and I will not activate the card. They said, because of the relationship with Yes bank(some Investments with Yes bank, Car Loans(4 loans- 2 closed, 2 running)), they can convert it into a LTF card.). They converted it LTF. That's all.

 

[Sourabh_13]

Active Cards:
Axis Flipkart
Axis Neo
ICICI Amazon Pay
ICICI Coral RuPay
IDFC Millennia
IDFC Wow
Indian Bank RuPay Select (Paid)
SBI Elite
Yes Bank Kiwi RuPay

Closed Cards:
Axis MyZone
HDFC IRCTC RuPay (Paid)
ICICI Platinum
ICICI Coral Visa
SBI IRCTC RuPay
RBL Duet

 

[CodeCrusher]

Below is my card portfolio.

ICICI :
1.) ICICI Sapphiro LTF ALUMNI (Mastercard & Amex)
2.) ICICI Amazon LTF
3.) ICICI Coral LTF
4.) ICICI Rupay LTF
5.) ICICI Emarlde Private Metal PAID - Hopefully soon

HDFC :
1.) HDFC DCB Plastic LTF ALUMNI
2.) HDFC Tata Neu Infinity LTF
3.) HDFC Indian Oil PAID

Axis :
1.) Axis Magnus PAID - Got spend based free renewal
2.) Axis Samsung Infinite PAID - Recently Got just for 30k ER points.
Amex :
1.) Amex Platinum Travel FYF
2.) Amex MRCC FYF
3.) Amex Gold PAID

HSBC :
1.) HSBC Liv+ PAID

Indusind :
1.) Indusind Legend LTF
2.) Indusind Eazydiner Signature LTF

PNB :
1.) PNB Rupay Select PAID

RBL :
1.) RBL Shoprite LTF

Federal :
1.) Federal Simplifi LTF

Standard Chartered :
1.) SC Rewards LTF

AU :
1.) AU Xcite Ultra LTF