How many active credit cards do you have? Flash your portfolio.

[PRIYANSHU_]

Unsecured cards in my wallet:
- ICICI: APAY, Platinum (LTF)
- Federal: Imperio (LTF)
- HDFC: Millennia (LTF)
- Kotak: Zen Signature (LTF)
-Indusind: Platinum (LTF)
-Yes Bank: Finbooster (LTF)

 

[TheTrickySid]

All unsecured

HDFC: DCB, Neu Infinity (Both LTF)
ICICI: Apay, Coral, Rubyx, Sapphiro (All LTF)
Amex: Gold, Platinum Travel(FYF)
SBI: Vistara Prime
PNB: Rupay Select (Conditional LTF)
BoB: ICAI, Premier (Both LTF)
Axis: Atlas, Vistara Signature, My Zone(LTF)
AU: Zenith(LTF)
Kotak: Myntra(FYF)
Federal: OneCard(LTF)

How did you managed to get Coral, Rubyx, sapphiro all LTF??

 

[Walter White]

How did you managed to get Coral, Rubyx, sapphiro all LTF??

Salary account with ICICI

 

[anirban.choudhuryanirban.choudhury is verified member.]

Lost count
But should be somewhere around 31-32 active cards

 

[Enthusiast]

All Unsecured:

LTF cards:
HDFC: DCB & Tata Neu Infinity
Axis: My Zone
BOB: Premier
IDFC: Select
ICICI: Sapphiro (Dual) & Apay
Indusind: Legend
SC: Rewards
Federal: Celesta
RBL: Bankbazaar

Conditional LTF cards:
Axis: Privelege
AMEX: MRCC
SBI: Simplysave

Applied cards:
Axis: Indian oil (LTF)
Indusind: Eazydiner (LTF)

 

[AlgoTrader]

All Unsecured:

LTF cards:
HDFC: DCB & Tata Neu Infinity
Axis: My Zone
BOB: Premier
IDFC: Select
ICICI: Sapphiro (Dual) & Apay
Indusind: Legend
SC: Rewards
Federal: Celesta
RBL: Bankbazaar

Conditional LTF cards:
Axis: Privelege
AMEX: MRCC
SBI: Simplysave

Applied cards:
Axis: Indian oil (LTF)
Indusind: Eazydiner (LTF)

how did you get Eazydiner LTF?

 

[vaibhav111vaibhav111 is verified member.]

18 cc all active and all are unsecured.
Total limit of all cc around 66 lakhs.

HDFC Infinia LTF (Plastic version)
HDFC Tata Neu FYF - have tried to convert into LTF though
SBI Simplyclick FYF (Fees Based Reversal) will try to close in 2023 or LTF
SBI Cashback FYF - will close this card in 2023
CITI Reward Plantium Fees Wavier on Spend 30k spend in anniversary Year
RBL Shoprite LTF (cancelled) - RBL World safari LTF
Axis FK (FYF) will close this in 2024 Q1
Axis Myzone LTF
Amex MRCC FYF - 1.50 lakhs already spend so will continue for another year
IDFC First Wealth LTF - had Select earlier with 2 lakhs limit cancelled and applied and got wealth no income doc, no verficiation.
BOB Select LTF
ICICI Amazon Pay LTF
ICICI Plantium LTF
Onecard (Federal) LTF
Induslnd Legend LTF
Au Zenith LTF
Kotak White LTF
ICICI Coral RuPay

 

[vaibhav111vaibhav111 is verified member.]

Curious to meet the heavy hitters in the TF community. Share how many active credit cards do you have and brag your portfolio, also really looking forward to how do you manage that portfolio, keeping track of payments etc. Let me start with myself, I have 38 active credit cards as on date out of which 33 i got in last 8 months only, targeting a half century soon. Depth of credit 10+ years, CIBIL 795. No of enquiries last one year >50.

My modest portfolio:

Unsecured:
HDFC Diners Club Black LTF
HDFC Tata Neu Infinity Rupay LTF
HDFC Swiggy Mastercard
HDFC Marriot Bonvoy
Axis Magnus
Axis Air Vistara Infinite
Axis Samsung Infinite
ICICI Sapphiro Mastercard LTF
ICICI Sapphiro Amex LTF
ICICI Platinum Mastercard LTF
ICICI Makemytrip Visa Signature LTF
ICICI APAY LTF
ICICI HPCL Coral LTF
ICICI Rupay Coral LTF
KOTAK White LTF
Kotak Myntra FYF
SBI Cashback FYF
SBI BPCL Octane
Amex Platinum Travel FYF
Amex Gold Charge Card
Bank of Baroda Premier Rupay LTF
Onecard LTF (BOB issued)
RBL Bank World Safari Card LTF
IDBI Royal Signature Card LTF
Indusind Pinnacle LTF
Indusind Eazydiner FYF
IDFC First Select LTF
IDFC Club Vistara
IDFC POWER+
Citi Indian Oil Card
PNB Global Classic Visa LTF
AU SF LIT LTF
YES Bank First Exclusive Card
YES Bank Virtual UPI CC LTF

Secured:
Gild SBM LTF
Stepup Paisabazaar SBM LTF
Niyo Global SBM LTF
IDFC WOW LTF

Bro, at first I didn't wanted to merge this thread with already existing thread cause the content is the same but it feel like this could be in posted In share and brag thread. I have seen how active you are. Any reason you didn't thought of positing this content in that thread? If it Because it reached at 50 odd pages then I understand.

 

[simplegarv]

"Hey there! 🌟 I'm 19 and currently have an HDFC IOCL card with a 25k limit. I used to have a secured CC with a 5k limit which is now close to completion. Any advice on how I should proceed from here? Appreciate your insights! 😊

 

[hemant89]

Salary account with ICICI

I have a salary account with ICICI for so many years and they never provided me any LTF card 😅

 

[Shubham Yadav]

I have a salary account with ICICI for so many years and they never provided me any LTF card 😅

You can this thread

[INFO] If you are being denied ICICI LTF Credit Cards, this can be the reason

After arguing with ICICI Branch Manager with the threat of closing multiple Salary Accounts at once (we were 5 guys who went to the bank) as we were not getting offered any LTF Credit Cards even after being eligible for them, he asked our RM to tell the "actual" (there is a BIG IF) reason...

www.technofino.in

 

[pprakash11]

View attachment 28055

All names are visible bro! Delete and re-upload. 😆

 

[Pankhuri]

All unsecured

HDFC: DCB, Neu Infinity (Both LTF)
ICICI: Apay, Coral, Rubyx, Sapphiro (All LTF)
Amex: Gold, Platinum Travel(FYF)
SBI: Vistara Prime
PNB: Rupay Select (Conditional LTF)
BoB: ICAI, Premier (Both LTF)
Axis: Atlas, Vistara Signature, My Zone(LTF)
AU: Zenith(LTF)
Kotak: Myntra(FYF)
Federal: OneCard(LTF)

Zenith LTF ki kya requirements hain? Outside of being an employee of the companies in their list.

 

[pprakash11]

Zenith LTF ki kya requirements hain? Outside of being an employee of the companies in their list.

Credit Limit on any of your existing credit card> 5 Lacks then try using Swipe up

Or

If any CC of AU Bank you hold and have CL > 5 lacks then mail to AU PNO they will upgrade

 

[rahulsethi]

How to get LTF cc from icici bank .
I am having Amazon icici cc.

Twitter

 

[Pankhuri]

Credit Limit on any of your existing credit card> 5 Lacks then try using Swipe up

Or

If any CC of AU Bank you hold and have CL > 5 lacks then mail to AU PNO they will upgrade

I thought 5L was the requirement for approval.

 

[rahulsethi]

Unsecured cards in my wallet:
- ICICI: APAY, Platinum (LTF)
- Federal: Onecard (LTF)
- AXIS: Myzone, Kiwi (LTF)
- HDFC: Millennia (LTF)
- Kotak: League Platinum (LTF)

Considering getting in the next 6 months:
- IDFC: Select/Wealth
- Amex: Platinum Travel/Reserve, MRCC

Note: I'm open to suggestions, aiming to keep my card count under 15 in my portfolio at any given time.

Can get you Amex card first year free plus a welcome bonus, use my referral https://americanexpress.com/en-in/referral/rAHULSWozO?XL=MNMNS choose the card of your choice.

 

[rahulsethi]

All Unsecured:

LTF cards:
HDFC: DCB & Tata Neu Infinity
Axis: My Zone
BOB: Premier
IDFC: Select
ICICI: Sapphiro (Dual) & Apay
Indusind: Legend
SC: Rewards
Federal: Celesta
RBL: Bankbazaar

Conditional LTF cards:
Axis: Privelege
AMEX: MRCC
SBI: Simplysave

Applied cards:
Axis: Indian oil (LTF)
Indusind: Eazydiner (LTF)

How to get eazydiner LTF

 

[hemant89]

You can this thread

[INFO] If you are being denied ICICI LTF Credit Cards, this can be the reason

After arguing with ICICI Branch Manager with the threat of closing multiple Salary Accounts at once (we were 5 guys who went to the bank) as we were not getting offered any LTF Credit Cards even after being eligible for them, he asked our RM to tell the "actual" (there is a BIG IF) reason...

www.technofino.in

Thanks. Recently ICICI tied up with my company and they are providing Saphirro LTF for salary 2L and above. I am trying to convince them to give me Saphirro LTF as I am only 20k less than the required salary but I have 12 years of relationship and having wealth management account.
But I will also try to check the points mentioned in the linked posts with the contact person or RM.

 

[Shubham Yadav]

Thanks. Recently ICICI tied up with my company and they are providing Saphirro LTF for salary 2L and above. I am trying to convince them to give me Saphirro LTF as I am only 20k less than the required salary but I have 12 years of relationship and having wealth management account.
But I will also try to check the points mentioned in the linked posts with the contact person or RM.

Sounds good 👍