How many active credit cards do you have? Flash your portfolio.

[Card_Crafter]

Kya hi likhe ab

Not able to create good portfolio

Lives in tier 3 city

Maximum bank not serviceable

Only SBI,BOB, Axis and HDFC serviceable

Even ICICI is not serviceable?

 

[ᏰᏋᎥᏁᎶᎥᏁፈᎧᎶ]

No Axis?

nope, rejected first time than i don't have strength to apply again lol also don't find axis appealing.

 

[Deleted member 8482]

ICICI MMT(LTF)
ICICI Amazon Pay(LTF)
ICICI Coral Rupay(LTF)
Kotak League Platinum(LTF)
HDFC Shoppers Stop(LTF)
IDFC First Select(LTF)
Axis Previledge(FYF)
Axis Neo(LTF)
Axis Indian Oil(LTF)
BOB Easy(LTF)

 

[steiner03]

Here's my list-

Axis MyZone - LTF
Axis Flipkart - LTF
Axis Ace - Paid
SBI BPCL - Paid
HDFC Money-back+ - LTF
ICICI Apay - LTF
ICICI HPCL Coral - LTF
ICICI Coral Rupay - LTF
BoB Select - LTF
PNB Platinum - Condition LTF
One Card(SBM secured) - LTF

I also applied for ICICI Coral AMEX variant. Hopefully it'll be accepted.
I want HDFC millennia LTF, but bank says they can only do paid upgrade. How to go aroumd that?
I want to keep cards so that I can get maximum rewards in all my spends, so suggestions are welcome.
I am also looking for a Zero forex markup card for international spends, so suggest them as well.

 

[Sanskar]

Comes as a feature of their Privy league program

Which privy program account? Neon?

 

[rahulsethi]

Which privy program account? Neon?

yes

 

[rahulsethi]

Here's my list-

Axis MyZone - LTF
Axis Flipkart - LTF
Axis Ace - Paid
SBI BPCL - Paid
HDFC Money-back+ - LTF
ICICI Apay - LTF
ICICI HPCL Coral - LTF
ICICI Coral Rupay - LTF
BoB Select - LTF
PNB Platinum - Condition LTF
One Card(SBM secured) - LTF

I also applied for ICICI Coral AMEX variant. Hopefully it'll be accepted.
I want HDFC millennia LTF, but bank says they can only do paid upgrade. How to go aroumd that?
I want to keep cards so that I can get maximum rewards in all my spends, so suggestions are welcome.
I am also looking for a Zero forex markup card for international spends, so suggest them as well.

Scapia Federal card is a no brainer for zero forex its LTF, 2 pc returns, unlimited domestic lounge access, or RBL WORLD Safari, if you push it hard they provide it LTF.

 

[srikant]

Scapia Federal card is a no brainer for zero forex its LTF, 2 pc returns, unlimited domestic lounge access, or RBL WORLD Safari, if you push it hard they provide it LTF.

I was considering IDFC Wow - but actually other banks have better forex rates than IDFC. Just looking at zero markup might not tell the whole story.

 

[TheTrickySid]

yes

R u sure neon provides white ltf, coz according to website neon provides ltf zen signature while for ltf white one needs platinum account.

 

[prashu]

Curious to meet the heavy hitters in the TF community. Share how many active credit cards do you have and brag your portfolio, also really looking forward to how do you manage that portfolio, keeping track of payments etc. Let me start with myself, I have 38 active credit cards as on date out of which 33 i got in last 8 months only, targeting a half century soon. Depth of credit 10+ years, CIBIL 795. No of enquiries last one year >50.

My modest portfolio:

Unsecured:
HDFC Diners Club Black LTF
HDFC Tata Neu Infinity Rupay LTF
HDFC Swiggy Mastercard
HDFC Marriot Bonvoy
Axis Magnus
Axis Air Vistara Infinite
Axis Samsung Infinite
ICICI Sapphiro Mastercard LTF
ICICI Sapphiro Amex LTF
ICICI Platinum Mastercard LTF
ICICI Makemytrip Visa Signature LTF
ICICI APAY LTF
ICICI HPCL Coral LTF
ICICI Rupay Coral LTF
KOTAK White LTF
Kotak Myntra FYF
SBI Cashback FYF
SBI BPCL Octane
Amex Platinum Travel FYF
Amex Gold Charge Card
Bank of Baroda Premier Rupay LTF
Onecard LTF (BOB issued)
RBL Bank World Safari Card LTF
IDBI Royal Signature Card LTF
Indusind Pinnacle LTF
Indusind Eazydiner FYF
IDFC First Select LTF
IDFC Club Vistara
IDFC POWER+
Citi Indian Oil Card
PNB Global Classic Visa LTF
AU SF LIT LTF
YES Bank First Exclusive Card
YES Bank Virtual UPI CC LTF

Secured:
Gild SBM LTF
Stepup Paisabazaar SBM LTF
Niyo Global SBM LTF
IDFC WOW LTF

Also mention Credit Enquiries 🌚

 

[PRIYANSHU_]

Twitter

Please guide

 

[Deleted member 11974]

SCB Ultimate LTF through Priority banking ?

had it fyf because of emirates scb card being closed
then negotiated for another year waive off
will try for ltf and card renewal

 

[RAMESH BABU N]

ICICI Apay (LTF)
(online n Amazon purchases)
Kotak Zen Signature (LTF)
(Intl launge n high value Trxns)
Axis Airtel
(all bill payments n for Airtel)
Axis KWIK RuPay (LTF)
(disappointed with Kiwi App)
SBI Cashback
(high value online/counter buys)
PNB Platinum RuPay (99.99% LTF)
(all RuPay, low value Trxns)
1Card (LTF)
(for fuel, Swiggy n Zomato)

Might close Axis Kwik (Go Kiwi App) as the failure rate is too high.

 

[RAMESH BABU N]

In the last 25+ years of my CC journey, I had used (n closed) OVER 30 different cards from many banks - like Andhra Bank, Bank of Baroda, Bank of India, SBI, ICICI, AMEX, Citi Bank, RBL BANK and HSBC.
Many special limited edition cards like AMEX Green, AMEX Gold, HSBC Gold, SBI Employee Gold, BOB Sachin Tendulkar card..... Started using cards when my salary was 1700/- with my first card having a limit of 3000/-. Seen charge slips, bulky impression machines, physical statements, NO-OTP days, No Apps, NO Cibil/Esperian scores, embossed cards...... Seen all.

 

[zealsid]

Attaching my credit card portfolio, nothing fancy. Hoping to hit 20 by end of the year.
Started my journey with ICICI Bank secured Credit card almost 12 years back then gradually shifted to unsecured ones. Got most of the good cards listed below this year only.

 

[Patil007]

== Current Portfolio

Axis ACE- Paid
SBI BPCL- Paid
Citi Rewards- Paid
HDFC Tata Neu - FYF
HDFC Millennia- LTF
Standard Chartered Rewards platinum - LTF
ICICI Amazon Pay- LTF
ICICI HPCL Coral- LTF
IndusInd Legend- LTF
HSBC Platinum- LTF
IDFC Millennia- LTF
RBL world Safari- LTF
Federal bank Imperio- LTF

== Wish List
Axis Flipkart LTF
AU Zenith LTF
Kotak League platinum or any LTF

 

[raghu.rokda]

Even ICICI is not serviceable?

Only branch is available for saving account

But Credit card delivery is not serviceable

 

[steiner03]

I was considering IDFC Wow - but actually other banks have better forex rates than IDFC. Just looking at zero markup might not tell the whole story.

This is news to me. Have you looked into forex rates of banks?
Which card did you find best with 0 or less forex markup and good forex rate?

 

[steiner03]

Scapia Federal card is a no brainer for zero forex its LTF, 2 pc returns, unlimited domestic lounge access, or RBL WORLD Safari, if you push it hard they provide it LTF.

What's the eligibility for world safari ltf?
Can it applied via C2C? If yes, what would be the ideal limit?

 

[rahulsethi]

What's the eligibility for world safari ltf?
Can it applied via C2C? If yes, what would be the ideal limit?

I got it LTF in lieu of my discontinued RBL Zomato edition LTF card