How many active credit cards do you have? Flash your portfolio.

[saketreddy]

Axis Vistara
Axis Reserve
Axis Magnus
Idfc First wealth
Amex Plat Travel
ICICI Sapphiro
SC Ultimate
Hdfc Infinia

 

[niks]

Yes

It's sad that for CAs, we only have BOB ICAI card. Why can't the DCB & ICICI Sapphiro Alumni offers also be for ICAI? 😢

 

[Walter White]

It's sad that for CAs, we only have BOB ICAI card. Why can't the DCB & ICICI Sapphiro Alumni offers also be for ICAI? 😢

MBA kar lo. Uske baad yeh bhi mil jayenge. Btw, Deutsche Bank gives special savings account to CAs. 😅

 

[rahulsethi]

Thanks. Recently ICICI tied up with my company and they are providing Saphirro LTF for salary 2L and above. I am trying to convince them to give me Saphirro LTF as I am only 20k less than the required salary but I have 12 years of relationship and having wealth management account.
But I will also try to check the points mentioned in the linked posts with the contact person or RM.

Try alumni program if you are from any of those 41 schools on the list

 

[rahulsethi]

Axis Vistara
Axis Reserve
Axis Magnus
Idfc First wealth
Amex Plat Travel
ICICI Sapphiro
SC Ultimate
Hdfc Infinia

All the big guns from Axis (though they have been muted now) But this is a very nice portfolio.

 

[ᏰᏋᎥᏁᎶᎥᏁፈᎧᎶ]

ICICI Amazon Pay, Coral Rupay, Coral AmEx and Platinum Chip LTF
HDFC Millennia New LTF and Biz Rupay UPI (virtual) 250+GST FYF
OneCard LTF
LazyPay RBL LTF
IDFC First Millennia LTF

 

[John Since]

SBI Cashback - For 5% cashbacks
Tata Neu Infinity - For UPI other than dining and groceries for 1.5% and 5% on bill payments
Kotak IOCL - For fuel @ 4% dining, groceries @2% cashbacks.

 

[raghu.rokda]

Kya hi likhe ab

Not able to create good portfolio

Lives in tier 3 city

Maximum bank not serviceable

Only SBI,BOB, Axis and HDFC serviceable

 

[CC_Exuberant]

All names are visible bro! Delete and re-upload. 😆

Hahah .. deleted.. 🤪

 

[pprakash11]

Hahah .. deleted.. 🤪

Thankyou Abhi Bhai

 

[Astraea]

Can get you Amex card first year free plus a welcome bonus, use my referral https://americanexpress.com/en-in/referral/rAHULSWozO?XL=MNMNS choose the card of your choice.

@rahulsethi I will definitely use your referral link, but not right now. Last month, I applied for IDFC and IndusInd cards, which led to two inquiries on my credit report. I might apply around March or April next year.

 

[Deleted member 11974]

SBI IRCTC VISA
SCB PRIORITY
IDFC SELECT
YES FIRST EXCLUSIVE
YES VIRTUAL
INDUS PINNACLE
CITI PREMIERMILES
AMEX TRAVEL
AMEX RESERVE
SCB ULTIMATE
AXIS MAGNUS
ICICI SAPPHIRO ALL VARIANTS
ICICI RUBYX
ICICI APAY
HDFC INFINNIA
HDFC NEU INFINTY
RBL ICON
RBL SHOPRITE
RBL
apart from amex and citi all are ltf

 

[anirban.choudhuryanirban.choudhury is verified member.]

SBI IRCTC VISA
SCB PRIORITY
IDFC SELECT
YES FIRST EXCLUSIVE
YES VIRTUAL
INDUS PINNACLE
CITI PREMIERMILES
AMEX TRAVEL
AMEX RESERVE
SCB ULTIMATE
AXIS MAGNUS
ICICI SAPPHIRO ALL VARIANTS
ICICI RUBYX
ICICI APAY
HDFC INFINNIA
HDFC NEU INFINTY
RBL ICON
RBL SHOPRITE
RBL
apart from amex and citi all are ltf

SCB Ultimate LTF through Priority banking ?

 

[hemant89]

Try alumni program if you are from any of those 41 schools on the list

Not in those schools!!
Anyway, I should share my portfolio:

SBI Vistara Prime
SBI SimplyClick
AXIS Flipkart - LTF
AXIS Myzone - LTF
Axis Magnus
Axis VI
HDFC Millenia - FYF (will reach waive off limit)
HDFC TATA NEU Infinity - FYF (will reach waive-off limit)
HSBC Platinum - LTF
ICICI Amazon Pay - LTF
RBL World Safari - LTF
IDFC Select - LTF
SC Ultimate
SC EMT - FYF (I will close this next year)
AMEX MRCC - FYF
AMEX Plat Travel - FYF
Kotal IOCL - FYF (will reach waive-off limit)
Indusind Legend - LTF
AU Zenith - LTF
Citi Rewards - FYF

Applied for Axis Select and HDFC Regalia Gold. Waiting for their approval or delivery.
I will try to get BOB Eterna.

 

[KLB@96]

IDFC WEALTH -LTF
SBI CB- FYF
SBI FBB - LTF
HDFC NEU PLUS RUPAY -LTF
HDFC MILLENIA - FYF
ONE CARD (FEDERAL)- LTF
ICICI PLATINUM-LTF
ICICI CORAL RUPAY -LTF
AU LIT- LTF
INDUSIND LEGEND-LTF

Guys, please suggest which cards to add next.

 

[KLB@96]

@rahulsethi I will definitely use your referral link, but not right now. Last month, I applied for IDFC and IndusInd cards, which led to two inquiries on my credit report. I might apply around March or April next year.

bro i had 5 cibil hits in one month and my score increased by 2 points. you can go ahead and apply lol

 

[vaibhav111vaibhav111 is verified member.]

@rahulsethi I will definitely use your referral link, but not right now. Last month, I applied for IDFC and IndusInd cards, which led to two inquiries on my credit report. I might apply around March or April next year.

Amex fyf through referral will stop after 30th September

 

[R@J]

Curious to meet the heavy hitters in the TF community. Share how many active credit cards do you have and brag your portfolio, also really looking forward to how do you manage that portfolio, keeping track of payments etc. Let me start with myself, I have 38 active credit cards as on date out of which 33 i got in last 8 months only, targeting a half century soon. Depth of credit 10+ years, CIBIL 795. No of enquiries last one year >50.

My modest portfolio:

Unsecured:
HDFC Diners Club Black LTF
HDFC Tata Neu Infinity Rupay LTF
HDFC Swiggy Mastercard
HDFC Marriot Bonvoy
Axis Magnus
Axis Air Vistara Infinite
Axis Samsung Infinite
ICICI Sapphiro Mastercard LTF
ICICI Sapphiro Amex LTF
ICICI Platinum Mastercard LTF
ICICI Makemytrip Visa Signature LTF
ICICI APAY LTF
ICICI HPCL Coral LTF
ICICI Rupay Coral LTF
KOTAK White LTF
Kotak Myntra FYF
SBI Cashback FYF
SBI BPCL Octane
Amex Platinum Travel FYF
Amex Gold Charge Card
Bank of Baroda Premier Rupay LTF
Onecard LTF (BOB issued)
RBL Bank World Safari Card LTF
IDBI Royal Signature Card LTF
Indusind Pinnacle LTF
Indusind Eazydiner FYF
IDFC First Select LTF
IDFC Club Vistara
IDFC POWER+
Citi Indian Oil Card
PNB Global Classic Visa LTF
AU SF LIT LTF
YES Bank First Exclusive Card
YES Bank Virtual UPI CC LTF

Secured:
Gild SBM LTF
Stepup Paisabazaar SBM LTF
Niyo Global SBM LTF
IDFC WOW LTF

I'm just curious about the frequency with which you have applied cards and got approved in last 8 months.
My personal experience had been that I got denied for SBI Vistara & YEs First because of being "overleveraged" (basically, my loan obligations are higher than my income).

My salary, cibil and other criterias fit well for any cards, still got declined- when I had applied for 3-4 cards in past 2 months. Didn't you guys face any such issue?

 

[V360V360 is verified member.]

How to get eazydiner LTF

I got it LTF too

 

[Card_Crafter]

ICICI Amazon Pay, Coral Rupay, Coral AmEx and Platinum Chip LTF
HDFC Millennia New LTF and Biz Rupay UPI (virtual) 250+GST FYF
OneCard LTF
LazyPay RBL LTF
IDFC First Millennia LTF

No Axis?