How many bank accounts do you have and for what purposes?

[raghavx]

I hold following bank accounts

1. ICICI Bank (Savings) - For salary crediting and investments
2. IDFC First Bank (Savings) - for savings purposes, it gives good rate of interest.
3. DBS - Idk why I am still holding this.
4. Paytm Payments Bank - Had opened it long back, not sure why I am holding this too.
5. Fi.money - For day to day transactions as my primary savings account would get cluttered with few hundred rupees transactions.
6. Jupiter - Had opened alongside with Fi, thinking to close this.

 

[satish0987]

I just downloaded kotak 811 account opening app and then proceed with old details it got me back.

Note - it was a kotak 811 zero Bal a/c and I had not completed kyc with in 1 year.

I have only CRN and i don't have debit card details also to login in mobile app and no kyc done

CC told to visit branch

I asked if it is kotak 811 zero balance account,they told it's 10k AMB edge account
Any solution to get 811 zero account?

 

[John Since]

I have only CRN and i don't have debit card details also to login in mobile app and no kyc done

CC told to visit branch

I asked if it is kotak 811 zero balance account,they told it's 10k AMB edge account
Any solution to get 811 zero account?

Call CC and ask them to convert to solo savings account

 

[thanix]

Do they five you account opening form at the time of kyc..
What the form name?

Sorry, not sure. Account is opened 15 years ago when branch is opened nearby. Possible reason is no debit transactions as it is emergency fund for senior citizen.

 

[AritraSaha]

Sorry, not sure. Account is opened 15 years ago when branch is opened nearby. Possible reason is no debit transactions as it is emergency fund for senior citizen.

My grandfather have a sbi account....

He was recently ask do pspcl (sorry i might forget the name)..

They called & ask to visit the branch..

He also don't do transaction...

The bm told in future you can ignore the call...

 

[nirmalya]

1. Axis SBEZY - Joint a/c with brother. AMB 12k. Opened it long time back as a first private bank account, kept it for Rupay DC.
2. SBI Savings - Opened it for PPF investment only. Now it is zero AMB. DC charges are there.
3. Standard Chartered - For Salary A/C and investment A/C.
4. Axis Liberty - 25k AMB or Spend 25k. Joint a/c with mother. Kept it for Quarterly benefits only. Did not receive Liberty debit card, did not bother. Using free Rupay ATM card(not debit card) instead to avoid DC charges.
5. Paytm Savings A/C - It got opened automatically when I did the KYC, otherwise payment were not getting received in Paytm. Not been using though.
6. Indus Select A/C - Recently, opened for Zero AMB and free DC. Already have LTF Legend CC.

Not opened Yet
Planning to open HDFC SavingsMax or Salary A/C to get Easyshop Platinum DC for CC payment.

But I'm in a dilemma whether I should close SCB A/C as it is too much hassle to move an investment A/C i.e. updating MF portfolio, NPS portal etc. Do they convert Salary A/C into a normal savings zero balance A/C? Or a new A/C gets opened? Any charges for DC?
I am hardly getting any benefits for keeping salary A/C with SCB. Atleast in HDFC I can get a decent DC and nearby branch.

Any suggestions would be welcomed.

 

[SpaceBar]

1. ICICI Bank - Salary Account (But no LTF offer yet from their end)
2. Union Bank - Opened one in College for Education Loan, now using for Rupay Platinum Card
3. Ujjivan Bank - Rupay Platinum Card and Savings, provides good ROI on FD and RDs
4. Indusind - Opened one few months back on 0 MAB and Partner account offer
5. Paytm Payments Bank - For Monthly SIPs mainly, not much use now

Which variant in Indusind Bank?

 

[ashwinkashwink is verified member.]

Can AU digital account be opened non serviceable areas too?

 

[VISHESH_BANSAL]

Can AU digital account be opened non serviceable areas too?

No.
@jack333

 

[ashwinkashwink is verified member.]

No.
@jack333

But I have it😂

 

[satish0987]

But I have it😂
View attachment 27461

How bro 😅

 

[ashwinkashwink is verified member.]

How bro 😅

God knows how 👀🤣

 

[pratyushpanda]

Can AU digital account be opened non serviceable areas too?

Previously it can be opened from any pincode, during that time i also got the account.

 

[jack333]

No.
@jack333

Mera to cc tha isliye digital khula hi nahi. Had to open 5k mab from branch. Had to do rbi bamboo to get rupay platinum debit card on that variant as they give it only with digital account.

 

[ashwinkashwink is verified member.]

Mera to cc tha isliye digital khula hi nahi. Had to open 5k mab from branch. Had to do rbi bamboo to get rupay platinum debit card on that variant as they give it only with digital account.

Can get it finally 😂

 

[CardUser28]

Which variant in Indusind Bank?

Something called a partner account, was opened with 4 lakhs initial funding, got a Visa Signature debit card with it.

 

[ashwinkashwink is verified member.]

Something called a partner account, was opened with 4 lahks initial funding, got a Visa Signature debit card with it.

@TheTrickySid

 

[TheTrickySid]

@TheTrickySid

??

 

[ashwinkashwink is verified member.]

??

4L IP for partner account?

 

[4uziaul]

4L IP for partner account?

Last year ka scheme Baba 🤣

Indusind Bank Non Mantainence Account Offer

Indusind Bank is offering a non mantainence waiver offer on all of its accounts which are placed equal to lower than its Exclusive account for an initial high value account opening cheque which gives you host of benefits. With an exclusive account you get 1) Lockers on Discount with 1st year...

www.technofino.in

 

[TheTrickySid]

4L IP for partner account?

Last year there were 2 offers
One in may 22 where partner account was offered at 2L ip
And one offer in October where there accounts were offered at 2 and 4L ip respectively.