How many bank accounts do you have and for what purposes?

[raghavx]

I hold following bank accounts

1. ICICI Bank (Savings) - For salary crediting and investments
2. IDFC First Bank (Savings) - for savings purposes, it gives good rate of interest.
3. DBS - Idk why I am still holding this.
4. Paytm Payments Bank - Had opened it long back, not sure why I am holding this too.
5. Fi.money - For day to day transactions as my primary savings account would get cluttered with few hundred rupees transactions.
6. Jupiter - Had opened alongside with Fi, thinking to close this.

 

[m4b]

Meaning different owners?
.

I am the owner. Same mobile number, two accounts, two different customer ids.
I can see two accounts on the App as well.

 

[m4b]

I am the owner. Same mobile number, two accounts, two different customer ids.
I can see two accounts on the App as well.

Regardless of the two account types, the higher status takes precedence. Hence Burgundy customer.

 

[Trust Me]

I am the owner. Same mobile number, two accounts, two different customer ids.
I can see two accounts on the App as well.

Then, If I'm not mistaken, two customer IDs for the same person in the same bank is against some RBI rule!

Banks have been merging different customer IDs for the same customer for some years now, in accordance with that RBI mandate.

But then again, since when have Axis started obeying rules?!
.

 

[m4b]

Then, If I'm not mistaken, two customer IDs for the same person in the same bank is against some RBI rule!

Banks have been merging different customer IDs for the same customer for some years now, in accordance with that RBI mandate.

But then again, since when have Axis started obeying rules?!
.

Can you send me the circular?

 

[m4b]

Can you send me the circular?

And same thing will happen to Citi migrated Axis customers with an existing relationship with Axis.

 

[TheTrickySid]

Then, If I'm not mistaken, two customer IDs for the same person in the same bank is against some RBI rule!

Banks have been merging different customer IDs for the same customer for some years now, in accordance with that RBI mandate.

But then again, since when have Axis started obeying rules?!
.

I have 3 customer ID with ICICI.

ICICI creates new customer ID per account.

 

[Trust Me]

Can you send me the circular?

Sorry, I don't have it with me. You could try the RBI site, or even ask Axis Bank, if interested.

I have 3 customer ID with ICICI.

ICICI creates new customer ID per account.

I am confused now! Multiple banks got me to merge my distinct customer IDs some years back, giving RBI requirement as the reason! In fact banks have a specific customer ID merger form for this purpose. Axis also has this.

When I had opened my Axis Burgundy account a few years back, they had some technical difficulties delaying the process. It turned out that they had saved my 20-year-old customer ID for an old, closed account with the then UTI Bank in another city! They dug that up and assigned that to me all over again, so the process could be completed. They could as well have assigned me a new customer ID if so allowed, to save all that trouble!
.

 

[m4b]

Sorry, I don't have it with me. You could try the RBI site, or even ask Axis Bank, if interested.



I am confused now! Multiple banks got me to merge my distinct customer IDs some years back, giving RBI requirement as the reason! In fact banks have a specific customer ID merger form for this purpose. Axis also has this.

When I had opened my Axis Burgundy account a few years back, they had some technical difficulties delaying the process. It turned out that they had saved my 20-year-old customer ID for an old, closed account with the then UTI Bank in another city! They dug that up and assigned that to me all over again, so the process could be completed. They could as well have assigned me a new customer ID if so allowed, to save all that trouble!
.

Probably and as per the circular you can only have one BSBDA per bank.

 

[doraemon]

Probably and as per the circular you can only have one BSBDA per bank.

i have 2 bsbda so far

 

[varun__goel_]

I have 3 customer ID with ICICI.

ICICI creates new customer ID per account.

Link it in same customer ID using Nb/imobile

How do you even use iMobile with 3 different IDs?

 

[m4b]

i have 2 bsbda so far

I have no knowledge about BSBDA. Just checked, it’s a part of prdhan mantri jan dhan yojna. You sure you have this account? And you have two in one bank?

 

[m4b]

Link it in same customer ID using Nb/imobile

How do you even use iMobile with 3 different IDs?

As it seems Axis and ICICI are way ahead in terms of tech and infra

 

[TheTrickySid]

Link it in same customer ID using Nb/imobile

How do you even use iMobile with 3 different IDs?

It's linked with each other, but the thing is 1 customer ID per PAN

 

[varun__goel_]

Link it in same customer ID using Nb/imobile

How do you even use iMobile with 3 different IDs?

I have always been hearing that icici has best nb/mb and IT infra

I opened account with them few days ago, and feel it very meagre. And iMobile is so buggy

 

[doraemon]

I have no knowledge about BSBDA. Just checked, it’s a part of prdhan mantri jan dhan yojna. You sure you have this account? And you have two in one bank?

Nope one in Punjab sind
And one in other bank

 

[m4b]

Nope one in Punjab sind
And one in other bank

One per bank is allowed.

 

[m4b]

I have always been hearing that icici has best nb/mb and IT infra

I opened account with them few days ago, and feel it very meagre and normal. And iMobile is so buggy

ICICI is feature factory. Too many things

 

[punitrai281]

I have always been hearing that icici has best nb/mb and IT infra

I opened account with them few days ago, and feel it very meagre and normal. And iMobile is so buggy

Agreed. imobile feels like shit, I hope icici is the next victim of RBI.

 

[Trust Me]

I have 3 customer ID with ICICI.

ICICI creates new customer ID per account.

It's linked with each other, but the thing is 1 customer ID per PAN

Now, don't these two posts sound contradictory? -- Don't tell me you also have 3 PANs for the 3 customer IDs!
.

 

[varun__goel_]

ICICI is feature factory. Too many things

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