How many bank accounts do you have and for what purposes?

[raghavx]

I hold following bank accounts

1. ICICI Bank (Savings) - For salary crediting and investments
2. IDFC First Bank (Savings) - for savings purposes, it gives good rate of interest.
3. DBS - Idk why I am still holding this.
4. Paytm Payments Bank - Had opened it long back, not sure why I am holding this too.
5. Fi.money - For day to day transactions as my primary savings account would get cluttered with few hundred rupees transactions.
6. Jupiter - Had opened alongside with Fi, thinking to close this.

 

[doraemon]

Now, don't these two posts sound contradictory? -- Don't tell me you also have 3 PANs for the 3 customer IDs!
.

Aapka naam bhi "trust me" hai ki aapko to vishvaas kiye Bina reh bhi nahi sakte...

Rewards be like:-
View attachment 57622

Tf legend hogya mai aaj check Kara 😁

 

[TheTrickySid]

Now, don't these two posts sound contradictory? -- Don't tell me you also have 3 PANs for the 3 customer IDs!
.

I was taking about the topic being discussed here.

I was trying to reply varun about all the 3 customer ID being already linked.
But the thing I wanted to say is instead to linking the customer IDs it should be 1 Customer ID per pan.

I also have 3 accounts in HDFC and 3 in indusind where I have only 1 customer ID.

 

[m4b]

Tf legend hogya mai aaj check Kara 😁

 

[Pradumya]

Tf legend hogya mai aaj check Kara 😁

 

[the_collector]

Hey guys,

I have the following accounts, which one would be the best for only UPI transactions?

I'll link the account to all my UPI apps for payments and receiving money via UPI?

A few things that are important: will be making and receiving a lot of transactions, so don't want freezing issues or money being held up and would want reliable netbanking to view statements effectively. Also should give free sms on debit and credit transactions on the account ( I think federal doesn't provide this, the account I have)

The accounts I have :

1. Icici privilege banking 360 family account ( titanium standard)
2. Indusind select account
3. Federal Bank club account ( got only for credit card , I didn't opt for the debit card as it's chargeable and have only UPI activated)
4. Hdfc savings max


Ps: I used to use Paytm payments Bank and fi for UPI only, but closed both.

 

[varun__goel_]

Hey guys,

I have the following accounts, which one would be the best for only UPI transactions?

I'll link the account to all my UPI apps for payments and receiving money via UPI?

A few things that are important: will be making and receiving a lot of transactions, so don't want freezing issues or money being held up and would want reliable netbanking to view statements effectively. Also should give free sms on debit and credit transactions on the account ( I think federal doesn't provide this, the account I have)

The accounts I have :

1. Icici privilege banking 360 family account ( titanium standard)
2. Indusind select account
3. Federal Bank club account ( got only for credit card , I didn't opt for the debit card as it's chargeable and have only UPI activated)
4. Hdfc savings max


Ps: I used to use Paytm payments Bank and fi for UPI only, but closed both.

You can try AU Digital Savings Account if you are willing to open new account


Otherwise use any account in which you maintain least amount of money

 

[the_collector]

You can try AU Digital Savings Account if you are willing to open new account


Otherwise use any account in which you maintain least amount of money

Anything special with this account ? I have a lit card with AU and I'm getting this account as 0 mab ( I think everyone does but nevertheless 😅).

I feel its already hard managing across so many so unless there's something beneficial in terms of rewards or cashback, sticking to one of the accounts I have makes most sense.

I actually like fi with its rewards but they suddenly started bringing too many changes so I decided to close it

If it's the least amount, then I suppose icici

 

[varun__goel_]

Anything special with this account ? I have a lit card with AU and I'm getting this account as 0 mab ( I think everyone does but nevertheless 😅).

I feel its already hard managing across so many so unless there's something beneficial in terms of rewards or cashback, sticking to one of the accounts I have makes most sense.

I actually like fi with its rewards but they suddenly started bringing too many changes so I decided to close it

If it's the least amount, then I suppose icici

With AU digital account, you will get Rupay Platinum DC(200+gst) and some discount offers on swiggy

And it is one of the best 0 bal account IMO

 

[TheTrickySid]

With AU digital account, you will get Rupay Platinum DC(200+gst) and some discount offers on swiggy

And it is one of the best 0 bal account IMO

No one can beat Kotak 811 in terms of best 0 bal account.

 

[varun__goel_]

No one can beat Kotak 811 in terms of best 0 bal account.

Worst * *

Many other better and useful 0 bal accounts ate there other than this shit 811

 

[ritwik2000]

Many other better and useful 0 bal accounts ate there other than this shit 811

I think kotak811 is a good account but only for small deposits.

 

[Pradumya]

With AU digital account, you will get Rupay Platinum DC(200+gst) and some discount offers on swiggy

And it is one of the best 0 bal account IMO

And IMO bob BRO account is best 0 balance account with free rupay platinum DC

 

[ritwik2000]

And IMO bob BRO account is best 0 balance account with free rupay platinum DC

bhai the dc is fyf

 

[doraemon]

Worst * *

Many other better and useful 0 bal accounts ate there other than this shit 811

I am using 811 account
And had paid no charge whatsoever in that account till now
Opened in July last year
And have done around 9 lakh worth of debit credit till now
No issues

 

[varun__goel_]

I am using 811 account
And had paid no charge whatsoever in that account till now
Opened in July last year
And have done around 9 lakh worth of debit credit till now
No issues

No doubt it has 0 charges but atleast provide some benefits

I closed AU Digital Account and 811. Didn't know about au offers at that time. And I miss that account now even without those offers🙂

Never missed that 811. It's physical dc is also too costly. And not idle to park large amounts

 

[Thor04]

I think kotak811 is a good account but only for small deposits.

And IMO bob BRO account is best 0 balance account with free rupay platinum DC

I am using 811 account
And had paid no charge whatsoever in that account till now
Opened in July last year
And have done around 9 lakh worth of debit credit till now
No issues

No one can beat Kotak 811 in terms of best 0 bal account.

I have been using kotak 811 account since 3 years now... I mean I used to since last year now I think its inactive... they charge 400 for debit card annualy, plus theres fees for imps, nefts and rtgs and cheque book n all. Whereas sbi is best for everything. My sbi account is also 3. years old. They only charge me 149 annualy for debit card plus no charges for cheque book or rtgs or imps.

 

[ritwik2000]

I have been using kotak 811 account since 3 years now... I mean I used to since last year now I think its inactive... they charge 400 for debit card annualy, plus theres fees for imps, nefts and rtgs and cheque book n all. Whereas sbi is best for everything. My sbi account is also 3. years old. They only charge me 149 annualy for debit card plus no charges for cheque book or rtgs or imps.

I have not been charged ever for imps. Also I did not opt for cheque book since it's chargeable. And virtual dc is enough for me because in my city no kotak atm.

 

[doraemon]

No doubt it has 0 charges but atleast provide some benefits

I closed AU Digital Account and 811. Didn't know about au offers at that time. And I miss that account now even without those offers🙂

Never missed that 811. It's physical dc is also too costly. And not idle to park large amounts

And I think u also closed indie early?
Wo I am Angy wala bhaalu wala pic aapne daala tha na indie thread m

 

[doraemon]

I have been using kotak 811 account since 3 years now... I mean I used to since last year now I think its inactive... they charge 400 for debit card annualy, plus theres fees for imps, nefts and rtgs and cheque book n all. Whereas sbi is best for everything. My sbi account is also 3. years old. They only charge me 149 annualy for debit card plus no charges for cheque book or rtgs or imps.

I do around lakhs of imps rtgs neft monthly
Have never been charged till now

 

[TheTrickySid]

I have been using kotak 811 account since 3 years now... I mean I used to since last year now I think its inactive... they charge 400 for debit card annualy, plus theres fees for imps, nefts and rtgs and cheque book n all. Whereas sbi is best for everything. My sbi account is also 3. years old. They only charge me 149 annualy for debit card plus no charges for cheque book or rtgs or imps.

I think you've being using the wrong kotak 811 account 🙃🙃