How many bank accounts do you have and for what purposes?

[raghavx]

I hold following bank accounts

1. ICICI Bank (Savings) - For salary crediting and investments
2. IDFC First Bank (Savings) - for savings purposes, it gives good rate of interest.
3. DBS - Idk why I am still holding this.
4. Paytm Payments Bank - Had opened it long back, not sure why I am holding this too.
5. Fi.money - For day to day transactions as my primary savings account would get cluttered with few hundred rupees transactions.
6. Jupiter - Had opened alongside with Fi, thinking to close this.

 

[keerthirahul123]

ICICI - Salary Account
HDFC - Imperia Savings account (Main Savings Account)
Federal - account for Locker and since I have it running a RD since 4 years
Indusind- wanted a Rupay card and account came free with it. Running a RD since 1 year
SBI - my first ever underage account and currently use it for my official reimbursements and running a RD since 3 years.

 

[TheTrickySid]

No doubt it has 0 charges but atleast provide some benefits

I closed AU Digital Account and 811. Didn't know about au offers at that time. And I miss that account now even without those offers🙂

Never missed that 811. It's physical dc is also too costly. And not idle to park large amounts

A true 0 balance account is the actual benefit.

Must have done transactions over a crore in it never faced any issue.

 

[doraemon]

I think you've being using the wrong kotak 811 account 🙃🙃

Yeah
Bro got wrong kotak 811 before gta 6

 

[TheTrickySid]

Yeah
Bro got wrong kotak 811 before gta 6

Gta 6 is a myth 💀💀

 

[Thor04]

man my bad I mean my hdfc charged me for imps and rtgs even tho I am a prefered (now classic) customer

 

[Thor04]

but kotak charges me for debit card and most of the times their servers are down at the branches

 

[Thor04]

tbh kotak credit card are also useless, and man icici is so shitty now.. I hope rbi's next victim is icici

 

[TheTrickySid]

but kotak charges me for debit card and most of the times their servers are down at the branches

Their 811 DC(physical) was never free

 

[Thor04]

but best account for 0 balance is sbi.... never charged me for cheque book, never for any transaction, it jst charges 150 annualy for debit card.. never faced any server issues... best mobile banking.. net banking also good.. UI can be better tho... also my branch treats me well and actually they never told me to come later

 

[varun__goel_]

but best account for 0 balance is sbi.... never charged me for cheque book, never for any transaction, it jst charges 150 annualy for debit card.. never faced any server issues... best mobile banking.. net banking also good.. UI can be better tho... also my branch treats me well and actually they never told me to come later

Charges increased to 200+gst

 

[doraemon]

tbh kotak credit card are also useless, and man icici is so shitty now.. I hope rbi's next victim is icici

Kotak cc is best
I got 5k fd card and got 250 rs welcome points
Plus 1k amajon gv as welcome offer
And 500 around redeem points for txn
Ane 750 RS milestone benefit

 

[varun__goel_]

man my bad I mean my hdfc charged me for imps and rtgs even tho I am a prefered (now classic) customer

Hdfc does not charge for rtgs
Only imps is chargeable that too upto preferred

 

[doraemon]

Hdfc does not charge for rtgs
Only imps is chargeable that too upto preferred

I did some imps but not charged yet
It's been 1.5 months

 

[Aniket]

I have been using kotak 811 account since 3 years now... I mean I used to since last year now I think its inactive... they charge 400 for debit card annualy,

@Thor04 Not at all.
₹299 only (inclusive of GST), that too when you place the request for physical card, otherwise it's 0 for Virtual one, it's LTF, unless you upgrade your card, nothing more 299 for default physical card.

plus theres fees for imps, nefts and rtgs and cheque book n all. Whereas sbi is best for everything. My sbi account is also 3. years old. They only charge me 149 annualy for debit card plus no charges for cheque book or rtgs or imps.

Zero charges, other than Chequebook.


Don't know which account you're using & how in the name of Kotak 811 Full KYC. A/c

 

[varun__goel_]

I did some imps but not charged yet
It's been 1.5 months

Hdfc saara maal ek baar mein nikalwayega 3 4 months mein

 

[doraemon]

Hdfc saara maal ek baar mein nikalwayega 3 4 months mein

Will make it reverse through branch
But why the hell they are charging for imps
Even kotak is doing it for free

 

[its_karan]

And I think u also closed indie early?
Wo I am Angy wala bhaalu wala pic aapne daala tha na indie thread m

Ab bekar hai khulwana if you cannot maintain
Ab superstar pe NMC charges lagta hai for all customers>1/05

 

[doraemon]

Ab bekar hai khulwana if you cannot maintain
Ab superstar pe NMC charges lagta hai for all customers
View attachment 57849

applicable for accounts opened after 1st may

 

[varun__goel_]

Ab bekar hai khulwana if you cannot maintain
Ab superstar pe NMC charges lagta hai for all customers>1/05
View attachment 57849

Indie is worse than neo banks

Har mahine kuch naya syappa

 

[TheTrickySid]

but kotak charges me for debit card

it jst charges 150 annualy for debit card..