How many bank accounts do you have and for what purposes?

[raghavx]

I hold following bank accounts

1. ICICI Bank (Savings) - For salary crediting and investments
2. IDFC First Bank (Savings) - for savings purposes, it gives good rate of interest.
3. DBS - Idk why I am still holding this.
4. Paytm Payments Bank - Had opened it long back, not sure why I am holding this too.
5. Fi.money - For day to day transactions as my primary savings account would get cluttered with few hundred rupees transactions.
6. Jupiter - Had opened alongside with Fi, thinking to close this.

 

[SureShot]

Just the pretty well known ones in the community.
Axis liberty - regularly getting the milestone voucher of 750 from just monthly mf investments. was getting 5 percent cashback on jewellery spends too by from weekend spends on a gold scheme. So pretty useful.
HDFC - 1 percent cashback on credit card bills from platinum card

can you please let me know which platform you are using for mf investments? Is it via manual payment or e-mandated? Just wanted to know for 750 voucher eligibility.

 

[Santhosh]

ICICI : for salary.
IDFC : for saving.
HDFC : just because of HDFC billpay cashback.
for day to day transactions I use UPI LITE.

IDFC: for saving (Is it Emergency fund)

 

[Santhosh]

1. ICICI Bank - Salary Account (But no LTF offer yet from their end)
2. Union Bank - Opened one in College for Education Loan, now using for Rupay Platinum Card
3. Ujjivan Bank - Rupay Platinum Card and Savings, provides good ROI on FD and RDs
4. Indusind - Opened one few months back on 0 MAB and Partner account offer
5. Paytm Payments Bank - For Monthly SIPs mainly, not much use now

2. Union Bank - Opened one in College for Education Loan, now using for Rupay Platinum Card
Is it debit card?
What are the benefits of this ?

 

[Santhosh]

SBI - Salary
HDFC- Main account
ICICI- Savings (It was main account before HDFC)
Federal- ??
SIB- Dormant
Kotak- Closed
ICICI - Closed
ICICI - Closed
ICICI - Dormant
Equitas- ??
Fi- ??
Indian Bank- ??
Canara Bank- Dormant
Axis- 😵‍💫
Union Bank-😵‍💫
PayTm- ??
IndusInd- Dormant

IndusInd- Dormant Means?

 

[Pradumya]

IndusInd- Dormant Means?

No transaction for 24 months .

2. Union Bank - Opened one in College for Education Loan, now using for Rupay Platinum Card
Is it debit card?
What are the benefits of this ?

Yes rupay platinum debit card
20% off upto 100rs on Amazon

 

[Santhosh]

No transaction for 24 months .


Yes rupay platinum debit card
20% off upto 100rs on Amazon

It means if you buy any product in amazon using this card for 500 you will get 100 rs off? Am i correct?
Will you get this all the time and specific period?
What are the AMC charges for this card?

 

[Pradumya]

It means if you buy any product in amazon using this card for 500 you will get 100 rs off? Am i correct?
Will you get this all the time and specific period?
What are the AMC charges for this card?

No not product. Utility means k amazon pay.
Refer this thread
Thread '(Offer Extended) Amazon Recharge/bill payment - 20% off upto 100/month using RuPay Platinum debit card' https://www.technofino.in/community...-month-using-rupay-platinum-debit-card.24974/

 

[keysmashkeysmash]

can you please let me know which platform you are using for mf investments? Is it via manual payment or e-mandated? Just wanted to know for 750 voucher eligibility.

I use kuvera. manual payments through UPI.

 

[itssudiptadas]

Indusind- wanted a Rupay card and account came free with it.

H O W ?

 

[keerthirahul123]

H O W ?

Applied it in the website and it showed up.

 

[itssudiptadas]

Applied it in the website and it showed up.

It is rupay classic card ?

 

[keerthirahul123]

It is rupay classic card ?

Rupay CC and Mastercard debit

 

[John Since]

 

[iamdhamo]

Hdfc - salary acc and for 1% cb for cc bill payments
Sbi - first account opened during college and used it for dc reward for wallet adding. Now they removed rewards for wallet. I m not using it much but will pay cc bill if I exhaust 1% of hdfc dc
Allahabad n now indian Bank - joint acc with father since it was opened when I was below 18.
Idfc - secondary bank acc and use it for all other transactions
Fi - for 2% cb upto 500 each month by paying cc bills of 25.5K and also for coins for wallet load
Paytm payments Bank - used it for wallet purpose earlier for adding money with sbi dc n sending back to acc for rewards. Now it's closed by rbi itself

 

[dravidsarang]

HDFC: Salary
ICICI: (was using it as Salary account till 2018, tried to close it, they changed it to ICICI Wealth account with 0MAB so that I dont close it).
SBI: (First Account, also useful if you take HL or any other loans from SBI, good relation with BM helps).
IDFC: (was using it for savings for high ROI, but planning to close it now with recent devaluation).

 

[YogeshsOffice]

I hold following bank accounts

1. ICICI Bank (Savings) - For salary crediting and investments
2. IDFC First Bank (Savings) - for savings purposes, it gives good rate of interest.
3. DBS - Idk why I am still holding this.
4. Paytm Payments Bank - Had opened it long back, not sure why I am holding this too.
5. Fi.money - For day to day transactions as my primary savings account would get cluttered with few hundred rupees transactions.
6. Jupiter - Had opened alongside with Fi, thinking to close this.

ICICI Wealth with icici Direct - for Investing
HDFC - Salary
Axis Liberty - Expense Management
IDFC - Backup Funds

 

[raze]

icici / hdfc

 

[Shin-Chan]

Added Jio Finance !!
Smooth experience so far

 

[techprince]

I have added a few more goal based accounts.

ICICI Wealth - Income / Fixed Expenses.
IDFC Select - Savings / Big Expenses.
Indusind Exclusive - International Expenses.
SBI Regular - Variable Expenses.
RBL Aspire - Investments.
HDFC Preferred - Joint with family.

 

[ujjwal2024]

PNB -- Salary Account
SBI -- PPF and SSY and FD, RD account
HDFC--Others like bill payment, UPI etc
Planning to open a RBL, IndusInd and IDFC account