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How Many Cards Are in Your Wallet? 🤔💳 Share Your Count & Their Purpose!

How Many Cards Are in Your Wallet? New

Anindya98

TF Legend
VIP Lounge
💳 How Many Cards Are in Your Wallet? 🤔


We all carry different cards for different reasons—some for rewards, some for travel, and some just because we love collecting them! 😎


🔥 Drop your card count & their purpose:
✅ Daily spends & cashback 💰
✅ Travel perks & lounge access ✈️🏢
✅ Exclusive discounts & offers 🎁
✅ Just for the collection? 🤩
✅ Cashback & rewards 🎁
✅ Just for the flex? 😎

Do you have any plans to change, replace, or reduce any cards in your wallet?

Let’s see who has the most optimized (or overloaded) wallet! 🚀💬 #CardGame

Both credit and debit cards are part of the discussion.
Share the cards in your wallet and your strategy for using them!
 
Card Count -
13 Physical CC + 3 Virtual CC. All LTF
5 physical DC + 2 Virtual DC

HDFC MILLENNIA CC - almost all use except offline, and Reliance Smart Superstore, Decathlon etc
BOB SD - For flight tickets (provide almost 15% manytimes + 2.5% CB) and for UPI spends less than 200 clubbing with supermoney
Bob Premier - Flight tickets (adani one, paytm, etc), and Paytm Movie tickets BOGO
Tata Neu INFINITY - Bill payments and high amount UPI transactions, and Amazon Pay GV, and also for offline transactions except where Smartbuy vouchers are available
Amazon Pay ICICI - for the obvious
Axis Myzone and Neo - Only for Zomato offers and District BOGO
IDFC WOW - International (Educational) Transactions (1-2L/year) + BMS BOGO + RSA
ICICI Coral HP AMEX - Purpose planned was for fuel, well strangely none of the HP outlets accepts AMEX via HP Pay

Yes ELITE+ and Kotak Legend - Only for any offers (used only once).
ICICI Coral and RUBYX - Bank offers

Plan - Will be closing all the cards by FY 26. Will get NRI Infinia then (If it is still the most prestigious card then). 😎
 
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Starting with me: Cards in my Wallet 2025 Edition
8 Cards: 5 CC + 3 DC

  • Daily Spends: Yes Kiwi(Offline) & SBI CB(Online)
  • IDFC Wealth/Ashva: Railway Lounge Access with 1 complimentary guest must change it to ICICI cards after the devaluation.
  • IDFC Select + ICICI Wealth + BOB for Cash Withdrawl and next month will change IDFC Select to Wealth.
  • FK Axis & Airtel Axis for offers and utility and offline transactions if needed.
  • ICICI Times Black for Flex.
  • Some cards keep on changing based on the requirements.
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Starting with me: Cards in my Wallet 2025 Edition
8 Cards: 5 CC + 3 DC

  • Daily Spends: Yes Kiwi(Offline) & SBI CB(Online)
  • IDFC Wealth/Ashva: Railway Lounge Access with 1 complimentary guest must change it to ICICI cards after the devaluation.
  • IDFC Select + ICICI Wealth + BOB for Cash Withdrawl and next month will change IDFC Select to Wealth.
  • FK Axis & Airtel Axis for offers and utility and offline transactions if needed.
  • ICICI Times Black for Flex.
  • Some cards keep on changing based on the requirements.
View attachment 87222 View attachment 87223
you cards are as good as new mine are tampered 🙁

tho the ones i dont used have stored them in file so they are new
 
ICICI Rubyx Rupay (LTF)- Fuel Upi & Bank offers
ICICI Amazon Pay(LTF) - Offline
HDFC Millennia (LTF) - Amazon Gift card /Flipkart/Bank offers
Axis Airtel (590) - Utilities
Axis Neo Rupay ( LTF) - Bank offers
SBI BPCL Rupay (590) - Bank offers
HSBC Live+ (1200) - Dining & Grocery
YES Kiwi Rupay (LTF) - UPI
Federal Scapia ( LTF) - Just to have a Zero Forex card
 
I have around 30 credit cards.

All are LTF except Axis Atlas, Zenith+ & HSBC.

  • Scan & Pay --> Tata Neu Infinity
  • School fee, Hotels & Tour --> Axis Atlas
  • Online shopping --> depends but mostly using Axis Flipkart, Amazon ICICI, HDFC Millennia.... (Not having SBI Cashback)
  • Movies --> AU Zenith+ (I don't rely on time based quota shit). Per quater 4 free movies as BOGO & upto Rs.500/ticket
  • Groceries --> offline & online both mostly from HSBC Cashback card (live+ now)
  • Fuel --> BOB Energie (around 6% cashback & best part is no minimum Rs.10 as 1% surcharge)
  • International Transactions --> Till yet used Scapia & Zenith+ (no forex on Scapia but Zenith+ gives 0.8% returns)
  • All remaining cards are using only when better offers there.

My wife have around 20 cards. All are LTF except ICICI Times Black.
  • ICICI times Black --> applied 2 months back only. Mostly for vouchers, hotels & flights. (Though ishop added restrictions still it's good one).
  • Scan & Pay --> Yes Bank Kiwi
  • Utilities & Bills --> Axis Airtel
  • Food --> Indusind EazyDiner (twice a month at least)
  • All remaining cards are using only when better offers there.
 
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bhai mere pass toh 11 cc hogaye hai.. 😛

UPI : Kiwi
Offline/Travel/Hotel/Agv : Atlas
Agv/Online : Sbi Cashback
Smartbuy(Travel/Hotel/Pharmeasy)/Myntra/Insurance : Regalia Gold
Fuel : Icici Hpcl Super Saver/Sbi bpcl rupay
Govt Spends : Icici coral rupay (Amex plat Travel / Gold charge miljaye toh badiya hoga)
Now Mobile recharge : Axis Neo / AGV

Rarely used : Sbi simpliclick(may be Sbi pulse mein upgrade karva lu), Au ixigo(0 forex ke liye reh gaya hai), Amazon Icici

Debit cards :

Rupay Platinum band hoge except bob emt
bob rpdc, bob emt, bob visa saphire
Sbi virtual visa global
Icici rpdc
hdfc espdc
pnb rsdc (bob rsdc order karna hai)
Axis Priority World
 
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