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How Many Cards Are in Your Wallet? 🤔💳 Share Your Count & Their Purpose!

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How Many Cards Are in Your Wallet? New
Anindya98

Anindya98

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💳 How Many Cards Are in Your Wallet? 🤔


We all carry different cards for different reasons—some for rewards, some for travel, and some just because we love collecting them! 😎


🔥 Drop your card count & their purpose:
✅ Daily spends & cashback 💰
✅ Travel perks & lounge access ✈️🏢
✅ Exclusive discounts & offers 🎁
✅ Just for the collection? 🤩
✅ Cashback & rewards 🎁
✅ Just for the flex? 😎

Do you have any plans to change, replace, or reduce any cards in your wallet?

Let’s see who has the most optimized (or overloaded) wallet! 🚀💬 #CardGame

Both credit and debit cards are part of the discussion.
Share the cards in your wallet and your strategy for using them!
 
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    Good thread and amazing replies. 🙂

    I will list my cards. Will divide it into 4 sections - active cards, closed cards, regrets, and wishlist.

    Active Cards: (all are LTF)Closed Cards:
    (all were LTF, except EMT, 350)    		Regrets: (Could have retained)Wishlist: (Plan to get as LTF)
    • HDFC Tata Neu Infinity
    • HDFC Swiggy
    • ICICI Amazon Pay
    • ICICI Sapphiro
    • Federal Celesta
    • Indusind Tiger
    • HSBC Platinum
    • HDFC Tata Neu Plus
    • IDFC First Wealth
    • Federal Imperio
    • SC EaseMyTrip
    • ICICI Coral Rupay
    • Axis Indian Oil Rupay
    • Axis Indian Oil
    • IDFC First Wealth
    • HDFC Regalia Gold
    • ICICI Emeralde PVC

    Debit cards:
    • SBI Virtual Debit Card (Rupay)
    • HDFC Preferred EasyShop Platinum
    Family Members Credit Cards:
    • ICICI Amazon Pay
    Family Members Debit Cards:
     
    Last edited:
    Upvote 0 Downvote
    hender said:
    Means DIY, make your own Bank, 😉 🏦
    Choose your card, your limit.

    That's awesome, atleast someone have the solution for all the Credit Cards problem.
    Click to expand...
    Yes..."CREDIT CARD" written along all 4 edges...

    Rest of the card is blank. You can put your own:
    • Name
    • Bank Name
    • CC Number, Expiry Date, CVV
    • Card type, variant, network of your choice
    People with more enthu can also try
    • Printing a photo of your choice (thereby making it a free photo card)
    • Embedding a SIM card
    • Putting a magnetic strip
    Missing @HumorSimpson
     
    Upvote 0 Downvote
    sjmajumder said:
    Yes..."CREDIT CARD" written along all 4 edges...

    Rest of the card is blank. You can put your own:
    • Name
    • Bank Name
    • CC Number, Expiry Date, CVV
    • Card type, variant, network of your choice
    People with more enthu can also try
    • Printing a photo of your choice (thereby making it a free photo card)
    • Embedding a SIM card
    • Putting a magnetic strip
    Missing @HumorSimpson
    Click to expand...
    👑🙌🏆🎉

    "कर लो दुनिया मुठ्ठी में "
     
    Upvote 0 Downvote
    I had these cards :
    1)MYZONE VISA LTF(My 1st card-CLOSED)
    2)NEO RUPAY LTF(CLOSED)
    3)AXIS ACE PAID (CLOSED)- No use
    All these cards closed just because of axis 3 card policy

    Currently I have CCs:
    1)AIRTEL MASTER PAID- For all utilities , recharge & for offers in Flipkart, offline purchase - annual fee can be recovered within 1-2 months
    2)FLIPKART LTF- Flipkart purchases only-already earned almost 15k+ cashback
    3) AMAZON ICICI - Only for Amazon purchase& AGV
    4) ICICI CORAL RUPAY LTF -For UPI transaction and BMS, Sale offer in amazon
    5) The king of cashback "SBI CASHBACK CARD" It's on the way- Will use it for All online transactions and offline &Gift card purchases

    I will limit my card to 5 or 6 only.

    DCs:
    1) Axis online reward debit card -Dont have any use & will cancel it once I am eligible for ATM Chip CARD.
    2) Axis master virtual card - No use
    3)) BOB BPCL rupay platinum debit card -Used it for Amazon Friday offer of 20% on utilities & recharges
    Totally useless card apart from that. I already got reversed the issuance fee+1 yr annual fee. Will cancel it in 1 yr.
    4) Bob rupay platinum virtual card: used it for Amazon Friday offer of 20%. Now became useless.
     
    Upvote 0 Downvote
    desiviru said:
    14 Banks - 7 CC, 12 DC (10 Physical + 2 Virtual).

    Total in Faimly: 58 Cards (16 are RuPay). 🤣

    Sab ke sab card details excel sheet mein with card numbers, expiry, cvv encrypted i.e changed using mathematics formula that only I know.
    Click to expand...
    गुरु , थोड़ा ज्ञान भक्तों को भी दें, कैसे करना है।
     
    Upvote 0 Downvote
    hender said:
    गुरु , थोड़ा ज्ञान भक्तों को भी दें, कैसे करना है।
    Click to expand...
    Modular Arithmetic ka use kijiye mere bhai.

    Agar mathematics weak tha school mein toh bas ek kaam kar lo jo apne friends ko bhi bataya tha. Add a number to first 4 digits of card. Reduce same number from last 4. For middle 8 have a dividing factor.

    4541 XXXX XXXX 6677 = 6763 XXXX XXXX 4455 (keep that number in brain). To make more difficult add double digit number between 10-99. Like 4567 (used 75)= 79-80-81-82

    Same way encrypt expiry and cvv with a different number. bas ek baar set karlo numbers aur sab cards mein same formula apply kar do.
     
    Upvote 0 Downvote
    First of all I always carry good amount of cash, just can't change this habit.

    Cards I carry in my wallet :-

    ICICI EPM :- Vouchers, offline/online shopping. Airport lounge

    Axis Atlas :- Travel, Hotel & offline

    DCB Metal :- Just love this card. Use it for smartbuy. Airport lounge

    SBI SimplyClick :- My first ever credit card, so I just keep it in my wallet always.


    Spouse hardly carry cash. She mostly carry 2 cards in her wallet :-

    HDFC Infinia Metal :- Multipurpose

    AMEX Platinum Travel :- Vouchers
     
    Upvote 0 Downvote
    Credit cards
    I totally have 10( 2 are my wife but I only use it as well) but in my wallet I have only two max

    Always I have infinia and if it's dining specific outing I take hsbc live

    I added all my cards to gpay cred for tap n pay so don't need to carry physically

    For all big spending I use infinia only

    Below are my cards
    Groceries n dining - hsbc live
    Utilities - axis airtel and ace. Will close ace cos of convenience fees
    Icici rupay coral - use it only for icici offers
    Infinia for big spending n smart buy
    Icici amazon pay - use it very less now a days
    Idfc wealth - for dining offers n movie tickets strictly
    Amex corporate - yet to use as got it recently

    Closed cards
    Idfc select
    Indus ind rupay

    I closed both for applying sbi cb in my name

    I had got sbi cb but it was automatically closed by sbi sayng it was wrongly approved so will apply again after 90 days

    I may close icici Amazon pay as I don't use it now a days

    My wife
    SBi cashback - for all online payments
    Tata neu plus - for rupay upi spendings

    Debit cards

    I have one debit card hdfc millennia in my wallet to take cash in case if it's required from atm

    I have totally 4 Dcs
     
    Last edited:
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